ペット保険市場 – 2030年までの世界予測

Pet Insurance Market - Global Forecast To 2030

ペット保険市場 - 保険適用範囲(事故のみ、疾病のみ、包括的プラン、予防ケア)、動物の種類(犬、猫)、プロバイダーの種類(公的、私的)、販売チャネル(ブローカー、直接、代理店、バンカシュアランス)および地域用 - 2030年までの世界予測
Pet Insurance Market by Policy Coverage (Accident Only, Illness Only, Comprehensive Plans, Preventive Care), Animal Type (Dog, Cat), Provider Type (Public, Private), Sales Channel (Broker, Direct, Agency, Bancassurance) & Region - Global Forecast to 2030

商品番号 : SMB-86023

出版社MarketsandMarkets
出版年月2025年8月
ページ数260
図表数320
価格タイプシングルユーザライセンス
価格USD 4,950
種別英文調査報告書

本市場調査は、ペット保険市場を様々なセグメントにわたって分析しています。保険適用範囲、販売チャネル、保険会社の種類、動物の種類、地域に基づいて、市場規模と成長の可能性を推定することを目的としています。また、主要市場プレーヤーの企業概要、製品・サービスに関する洞察、最近の動向、戦略的市場アプローチなど、詳細な競合分析も提供しています。
本レポートは、既存企業だけでなく、新興企業や小規模企業も市場動向を把握し、より大きな市場シェアを獲得するのに役立ちます。本レポートを入手した企業は、以下に概説する5つの戦略のうち、1つ以上を実行できます。

ペット保険市場は、2025年の298億米ドルから2030年には143億5000万米ドルに拡大し、年平均成長率(CAGR)15.7%で成長すると予測されています。この成長は、動物の健康と疾病管理を取り巻く環境の変化を反映した、いくつかの重要な要因によって推進されています。

主な要因の一つは、世界中でペットを飼う人が着実に増加していることです。特に若い世代では、ペットを大切な家族の一員と捉える傾向が強まっています。こうした文化的な変化により、質の高い獣医療への期待が高まり、ペット保険のような関連費用をカバーする金融ツールの必要性が高まっています。

もう一つの重要な要因は、獣医治療費の高騰です。ペットオーナーは保険を通して経済的な保護を求めるようになっています。高度な診断、手術、慢性疾患の管理はより身近なものになった一方で、費用も高騰しているため、こうした高額な医療費を補填できる包括的な保険への需要が高まっています。ペットを家族の一員として扱い、健康と幸福を最優先するなど、ペットの人間化が進んでいることも、もう一つの成長要因です。こうした文化的な変化は、特に先進地域において、ペット保険の認知度と受容度を高めています。さらに、デジタル配信チャネルの拡大とパーソナライズされた保険プランの選択肢の拡大により、保険はより身近になり、個々のペットのニーズに合わせてカスタマイズできるようになり、市場の普及をさらに促進しています。

The pet insurance market is projected to grow from USD 29.80 billion in 2025 to USD 14.35 billion by 2030, with a CAGR of 15.7%. This increase is driven by several key factors that reflect the evolving landscape of animal health and disease management.

One of the main factors is the steady increase in pet ownership worldwide, especially among younger groups who increasingly see pets as important family members. This cultural shift has raised expectations for high-quality veterinary care, boosting the need for financial tools like pet insurance to cover related costs.

Another significant factor is the rising cost of veterinary treatments, which has led pet owners to seek financial protection through insurance. Advanced diagnostics, surgeries, and chronic disease management have become more accessible but also more expensive, prompting a greater demand for comprehensive insurance coverage that can offset these high medical expenses. The increasing humanization of pets, with owners treating their animals as family members and prioritizing their health and well-being, is another growth factor. This cultural shift has resulted in greater awareness and acceptance of pet insurance, particularly in developed regions. Additionally, the expansion of digital distribution channels and personalized policy options is making insurance more accessible and tailored to individual pet needs, further boosting market adoption.

ペット保険市場 - 2030年までの世界予測
pet-health-insurance-market-Overview

“By policy coverage, the wellness/preventive care add-ons segment is projected to grow at the highest CAGR during the forecast period.”

The wellness/preventive care add-ons segment is expected to experience the highest growth in the pet insurance market, driven by a focus on proactive pet health management. Pet owners are increasingly aware of the long-term benefits of routine care, such as vaccinations, dental cleanings, flea and tick prevention, and annual wellness exams. These services help detect health issues early, reduce the risk of serious illnesses, and ultimately lower overall veterinary costs. As a result, more consumers are choosing wellness add-ons to supplement their accident and illness coverage. Insurers are also promoting these options as value-added features that enhance customer retention, encourage policy upgrades, and support the growing trend of pet humanization and holistic care.

“By animal type, the dogs segment accounted for the largest market share in 2024.”

In 2024, the dogs segment led the pet insurance market because of higher ownership rates and greater healthcare use compared to other pets. Dogs are more likely to need veterinary care for accidents, chronic conditions, hereditary issues, and behavioral problems, which results in higher medical costs over their lifetime. This encourages owners to buy insurance as a financial safety net. Additionally, many dog breeds tend to be prone to specific health issues, increasing the need for comprehensive coverage. Insurers often customize and promote their plans mainly for dog owners, further strengthening their dominance in the insured pet market.

ペット保険市場 - 2030年までの世界予測 region
pet-health-insurance-market-Region

“The Asia Pacific region is expected to witness the highest growth rate during the forecast period.”

The Asia Pacific is poised for the highest growth in the pet insurance market due to a rapid increase in pet ownership, rising disposable incomes, and a cultural shift toward viewing pets as family members. Urbanization and evolving lifestyles, especially among younger populations in countries like China, India, and Southeast Asian nations, have driven up demand for quality veterinary care. As access to veterinary services improves across the region, awareness of the financial risks related to pet health issues also grows, leading more pet owners to consider insurance. Furthermore, the expansion of digital platforms and mobile-based insurance options has made it easier for consumers to buy and manage pet insurance, speeding up market growth in this region.

Breakdown of supply-side primary interviews:

  • By Company Type: Tier 1 (45%), Tier 2 (20%), and Tier 3 (35%)
  • By Designation: C-level Executives (35%), Directors (25%), and Other Designations (40%)
  • By Region: North America (40%), Europe (25%), Asia Pacific (20%), Latin America (10%), and the Middle East & Africa (5%)

Breakdown of demand-side primary interviews:

  • By End User: Individual Pet Owners (40%), Veterinary Hospitals & Clinics (25%), Insurance Brokers & Agents (20%), and Pet Retailers & E-commerce Platforms (15%)
  • By Designation: Pet Owners (35%), Veterinary Practice Managers (27%), Insurance Sales Professionals (22%), and Procurement/Benefits Managers (16%)
  • By Region: North America (40%), Europe (25%), Asia Pacific (20%), Latin America (10%), and the Middle East & Africa (5%)
ペット保険市場 - 2030年までの世界予測 ecosystem
pet-health-insurance-market-Ecosystem

Research Coverage

The market study analyzes the pet insurance market across various segments. Its goal is to estimate the market size and growth potential based on policy coverage, sales channels, provider types, animal types, and regions. The study also provides an in-depth competitive analysis of key market players, including their company profiles, insights into their products and business offerings, recent developments, and strategic market approaches.

Reasons to Buy the Report

The report can assist established companies and newer or smaller firms understand market trends, enabling them to capture a larger market share. Firms that acquire the report can implement one or more of the five strategies outlined below.

This report provides insights into the following points:

  • Analysis of key drivers (rise in pet ownership, advancements in veterinary sciences, increasing veterinary medical costs), restraints (high pet insurance premium costs, regulatory inconsistency, exclusion of pre-existing conditions), opportunities (customizable plans and wellness add-ons, embedded insurance models), and challenges (insufficiencies in processing insurance claims) influencing the growth of the pet insurance market.
  • Product Development/Innovation: Detailed insights on upcoming technologies and product launches in the pet insurance market.
  • Market Development: Comprehensive information about lucrative emerging markets. The report analyzes the markets for various types of pet insurance products across regions.
  • Market Diversification: Exhaustive information about products, untapped regions, recent developments, and investments in the pet insurance market.
  • Competitive Assessment: In-depth assessment of market shares, strategies, products, distribution networks, and manufacturing capabilities of the leading players in the pet insurance market.

Table of Contents

1               INTRODUCTION              25

1.1           STUDY OBJECTIVES       25

1.2           MARKET DEFINITION   25

1.3           MARKET SCOPE                26

1.3.1        MARKET SEGMENTATION & REGIONAL SCOPE 26

1.3.2        INCLUSIONS & EXCLUSIONS       26

1.3.3        YEARS CONSIDERED      27

1.4           MARKET STAKEHOLDERS            27

1.5           LIMITATIONS    28

2               RESEARCH METHODOLOGY       29

2.1           RESEARCH METHODOLOGY DESIGN     29

2.1.1        SECONDARY RESEARCH                30

2.1.1.1    Key data from secondary sources       31

2.1.2        PRIMARY DATA 31

2.1.2.1    Key data from primary sources           32

2.1.2.2    Key industry insights           33

2.2           MARKET SIZE ESTIMATION         35

2.2.1        BOTTOM-UP APPROACH              40

2.3           MARKET BREAKDOWN & DATA TRIANGULATION                 41

2.4           MARKET SHARE ANALYSIS           42

2.5           RESEARCH ASSUMPTIONS           42

2.5.1        GROWTH RATE ASSUMPTIONS 42

2.6           RISK ASSESSMENT           43

2.7           RESEARCH LIMITATIONS             43

2.7.1        METHODOLOGY-RELATED LIMITATIONS           43

2.7.2        SCOPE-RELATED LIMITATIONS                 43

3               EXECUTIVE SUMMARY  44

4               PREMIUM INSIGHTS       48

4.1           PET INSURANCE MARKET OVERVIEW    48

4.2           ASIA PACIFIC: PET INSURANCE MARKET, BY POLICY COVERAGE & COUNTRY (2024)  49

4.3           PET INSURANCE MARKET: REGIONAL MIX           50

4.4           PET INSURANCE MARKET: GEOGRAPHIC GROWTH OPPORTUNITIES              50

4.5           PET INSURANCE MARKET: DEVELOPED MARKETS VS. EMERGING ECONOMIES               51

5               MARKET OVERVIEW       52

5.1           MARKET DYNAMICS       52

5.1.1        DRIVERS               53

5.1.1.1    Rise in pet ownership           53

5.1.1.2    Rapid advancements in veterinary services      55

5.1.1.3    Increasing pet expenditure 55

5.1.1.4    Rising incidence of chronic & hereditary conditions      57

5.1.2        RESTRAINTS      57

5.1.2.1    High pet insurance premium costs    57

5.1.2.2    Regulatory inconsistencies across jurisdictions                58

5.1.2.3    Exclusion of pre-existing conditions 59

5.1.3        OPPORTUNITIES              59

5.1.3.1    Customizable plans & wellness add-ons            59

5.1.3.2    Embedded insurance models              60

5.1.4        CHALLENGES    61

5.1.4.1    Inefficiencies in insurance claims processing  61

5.2           INDUSTRY TRENDS         61

5.2.1        DIGITAL DISTRIBUTION & DIRECT SALES            61

5.2.2        WEARABLE & TELEMEDICINE INTEGRATION IN PET INSURANCE        62

5.2.3        MULTI‑PET, BREED, AND AGE‑SPECIFIC PLANS 63

5.3           TECHNOLOGY ANALYSIS             63

5.3.1        KEY TECHNOLOGIES     63

5.3.1.1    AI & ML 63

5.3.1.2    Telemedicine/Tele-veterinary platforms          64

5.3.1.3    Mobile apps & digital platforms         64

5.3.2        ADJACENT TECHNOLOGIES       65

5.3.2.1    EHR for pets         65

5.3.3        COMPLEMENTARY TECHNOLOGIES       65

5.3.3.1    Pet e-commerce platforms  65

5.4           PORTER’S FIVE FORCES ANALYSIS           66

5.4.1        THREAT OF NEW ENTRANTS      67

5.4.2        THREAT OF SUBSTITUTES          67

5.4.3        BARGAINING POWER OF SUPPLIERS       68

5.4.4        BARGAINING POWER OF BUYERS             69

5.4.5        INTENSITY OF COMPETITIVE RIVALRY 69

5.5           REGULATORY ANALYSIS               70

5.5.1        REGULATORY LANDSCAPE         70

5.5.2        REGULATORY BODIES, GOVERNMENT AGENCIES, AND OTHER ORGANIZATIONS             71

5.5.2.1    North America      71

5.5.2.2    Europe   72

5.5.2.3    Rest of the World 72

5.6           PATENT ANALYSIS          73

5.6.1        PATENT PUBLICATION TRENDS FOR PET INSURANCE                 73

5.6.2        JURISDICTION & TOP APPLICANT ANALYSIS      74

5.7           PRICING ANALYSIS          76

5.7.1        AVERAGE SELLING PRICE OF KEY PLAYERS, BY POLICY COVERAGE, 2024               77

5.7.2        AVERAGE SELLING PRICE TREND OF KEY PLAYERS, BY POLICY COVERAGE, 2022−2024 77

5.7.3        AVERAGE SELLING PRICE FOR ACCIDENT & ILLNESS OR ACCIDENT-ONLY INSURANCE PLANS, BY KEY PLAYER, 2024                 78

5.7.4        AVERAGE SELLING PRICE TREND, BY REGION, 2022–2024                 78

5.7.4.1    Average selling price of accident & illness coverage (monthly premium) and accident-only coverage (monthly premium), by region, 2024        79

5.7.4.2    Average selling price trend of accident & illness coverage (monthly premium), by region, 2022−2024    79

5.7.4.3    Average selling price trend of accident-only coverage (monthly premium), by region, 2022−2024     80

5.7.4.4    Average selling price trend of wellness/preventive care add-ons (monthly premium), by region, 2022−2024    80

5.8           KEY CONFERENCES & EVENTS, 2025–2026              80

5.9           KEY STAKEHOLDERS & BUYING CRITERIA            81

5.9.1        KEY STAKEHOLDERS IN BUYING PROCESS           81

5.9.2        BUYING CRITERIA           82

5.10         END-USER PERSPECTIVE & UNMET NEEDS          83

5.11         IMPACT OF AI/GENERATIVE ON PET INSURANCE MARKET               84

5.11.1      INTRODUCTION              84

5.11.2      MARKET POTENTIAL IN PET INSURANCE ECOSYSTEM                 84

5.11.3      AI-USE CASES    85

5.11.4      KEY COMPANIES IMPLEMENTING AI IN PET INSURANCE                 86

5.12         ECOSYSTEM ANALYSIS  86

5.13         VALUE CHAIN ANALYSIS               88

5.14         SUPPLY CHAIN ANALYSIS             89

5.15         INVESTMENT & FUNDING SCENARIO     90

6               PET INSURANCE MARKET, BY POLICY COVERAGE                 92

6.1           INTRODUCTION              93

6.2           ACCIDENT & ILLNESS    95

6.2.1        PROVISION AGAINST UNEXPECTED INJURIES AND PREFERRED CHOICE FOR MOST PET OWNERS TO BOOST DEMAND             95

6.3           ACCIDENT-ONLY             97

6.3.1        BASIC COVERAGE ABILITIES TO SUPPORT MARKET GROWTH             97

6.4           WELLNESS/PREVENTIVE CARE ADD-ONS             100

6.4.1        HIGH AWARENESS OF LONG-TERM BENEFITS OF PREVENTIVE HEALTH MANAGEMENT TO PROPEL MARKET                 100

7               PET INSURANCE MARKET, BY SALES CHANNEL 102

7.1           INTRODUCTION              103

7.2           DIRECT SALES   103

7.2.1        DIGITAL PLATFORMS AND INSTANT ENROLLMENT TO DRIVE MARKET 103

7.3           AGENCY SALES 104

7.3.1        PERSONALIZED GUIDANCE AND LOCAL TRUST TO BOOST DEMAND             104

7.4           BROKER SALES 106

7.4.1        MULTI-INSURER ACCESS AND EXPERT ADVICE TO DRIVE GROWTH               106

7.5           BANCASSURANCE            107

7.5.1        BANK LOYALTY PROGRAMS AND EMBEDDED INSURANCE MODELS TO FUEL UPTAKE                107

7.6           OTHER SALES CHANNELS            109

8               PET INSURANCE MARKET, BY PROVIDER TYPE  111

8.1           INTRODUCTION              112

8.2           PRIVATE PROVIDERS     112

8.2.1        FLEXIBLE COVERAGE AND DIGITAL INNOVATION TO DRIVE MARKET 112

8.3           PUBLIC PROVIDERS        113

8.3.1        AFFORDABLE PLANS AND GOVERNMENT WELFARE INITIATIVES TO BOOST DEMAND            113

9               PET INSURANCE MARKET, BY ANIMAL TYPE       115

9.1           INTRODUCTION              116

9.2           DOGS    116

9.2.1        HIGH PET OWNERSHIP AND RISING VET CARE COSTS TO BOOST DEMAND      116

9.3           CATS     118

9.3.1        RISING FELINE ADOPTION AND CHRONIC ILLNESS AWARENESS DRIVE GROWTH     118

9.4           OTHER ANIMAL TYPES 120

10            PET INSURANCE MARKET, BY REGION  123

10.1         INTRODUCTION              124

10.2         NORTH AMERICA             125

10.2.1      MACROECONOMIC OUTLOOK FOR NORTH AMERICA                 125

10.2.2      US           127

10.2.2.1  High veterinary healthcare expenditure to drive market                 127

10.2.3      CANADA               129

10.2.3.1  Growth in pet adoption rates to drive market  129

10.3         EUROPE               131

10.3.1      MACROECONOMIC OUTLOOK FOR EUROPE      132

10.3.2      GERMANY           134

10.3.2.1  High veterinary costs to boost market growth 134

10.3.3      UK          136

10.3.3.1  High volume of claim submissions to fuel market           136

10.3.4      FRANCE                138

10.3.4.1  Entry of new insurance providers to boost demand        138

10.3.5      ITALY    140

10.3.5.1  Growing focus on Insurtech to boost demand 140

10.3.6      SPAIN    142

10.3.6.1  Implementation of legal mandates for liability coverage to drive market    142

10.3.7      SWEDEN              143

10.3.7.1  High pet insurance penetration to propel market            143

10.3.8      REST OF EUROPE             145

10.4         ASIA PACIFIC     147

10.4.1      MACROECONOMIC OUTLOOK FOR ASIA PACIFIC                 148

10.4.2      CHINA  151

10.4.2.1  Rising middle-class expenditure and high focus on advanced vet treatments to drive market 151

10.4.3      JAPAN   153

10.4.3.1  Rising population of pet dogs & cats to fuel market        153

10.4.4      INDIA    155

10.4.4.1  Increasing focus on preventive health coverage to drive market                 155

10.4.5      AUSTRALIA         157

10.4.5.1  Regulatory guidelines for pet insurance policies to support market growth       157

10.4.6      SOUTH KOREA  160

10.4.6.1  Growth in pet awareness and high-pedigree status to aid market                 160

10.4.7      THAILAND          162

10.4.7.1  Focus on premium pet care to support market growth   162

10.4.8      NEW ZEALAND 164

10.4.8.1  Growing emphasis on animal welfare and preventive care drives market    164

10.4.9      REST OF ASIA PACIFIC   166

10.5         LATIN AMERICA                167

10.5.1      MACROECONOMIC OUTLOOK FOR LATIN AMERICA                 168

10.5.2      BRAZIL 170

10.5.2.1  Rise in pet-related expenditure to support market uptake                 170

10.5.3      MEXICO                171

10.5.3.1  Implementation of animal-welfare awareness to aid market                 171

10.5.4      REST OF LATIN AMERICA             173

10.6         MIDDLE EAST & AFRICA                175

10.6.1      MACROECONOMIC OUTLOOK FOR MIDDLE EAST & AFRICA 175

10.6.2      GCC COUNTRIES              177

10.6.2.1  Kingdom of Saudi Arabia (KSA)        179

10.6.2.1.1                Changing cultural attitudes and launch of pet insurance policies to fuel uptake          179

10.6.2.2  United Arab Emirates (UAE)             181

10.6.2.2.1                High expat pet ownership to boost demand     181

10.6.2.3  Other GCC Countries          183

10.6.3      REST OF MIDDLE EAST & AFRICA             185

11            COMPETITIVE LANDSCAPE         187

11.1         OVERVIEW          187

11.2         KEY PLAYER STRATEGIES/RIGHT TO WIN            187

11.2.1      OVERVIEW OF STRATEGIES ADOPTED BY PLAYERS IN PET INSURANCE MARKET            188

11.3         REVENUE ANALYSIS, 2020−2024                 189

11.4         MARKET SHARE ANALYSIS           190

11.4.1      US MARKET SHARE ANALYSIS OF KEY PLAYERS IN PET INSURANCE MARKET (2024)        191

11.4.2      RANKING OF KEY MARKET PLAYERS       192

11.5         COMPANY EVALUATION MATRIX: KEY PLAYERS, 2024                 193

11.5.1      STARS   193

11.5.2      EMERGING LEADERS     193

11.5.3      PERVASIVE PLAYERS      194

11.5.4      PARTICIPANTS 194

11.5.5      COMPANY FOOTPRINT: KEY PLAYERS, 2024         195

11.5.5.1  Company footprint               195

11.5.5.2  Region footprint   195

11.5.5.3  Policy coverage footprint    196

11.5.5.4  Animal type footprint           197

11.5.5.5  Provider type footprint        197

11.6         COMPANY EVALUATION MATRIX: STARTUPS/SMES, 2024        198

11.6.1      PROGRESSIVE COMPANIES         198

11.6.2      DYNAMIC COMPANIES  198

11.6.3      STARTING BLOCKS         198

11.6.4      RESPONSIVE COMPANIES            198

11.6.5      COMPETITIVE BENCHMARKING: STARTUPS/SMES, 2024                 200

11.6.5.1  Detailed list of key startup/SME players          200

11.6.5.2  Competitive benchmarking of key emerging players/startups                 201

11.7         BRAND/PRODUCT COMPARISON             202

11.7.1      BRAND/PRODUCT COMPARATIVE ANALYSIS     202

11.8         COMPANY VALUATION & FINANCIAL METRICS 203

11.8.1      FINANCIAL METRICS      203

11.8.2      COMPANY VALUATION 203

11.9         COMPETITIVE SCENARIO             204

11.9.1      SERVICE LAUNCHES       204

11.9.2      DEALS  204

11.9.3      EXPANSIONS     205

11.9.4      OTHER DEVELOPMENTS              206

12            COMPANY PROFILES      207

12.1         KEY PLAYERS     207

12.1.1      TRUPANION       207

12.1.1.1  Business overview 207

12.1.1.2  Services offered     208

12.1.1.3  Recent developments           209

12.1.1.3.1                Service launches   209

12.1.1.3.2                Deals      209

12.1.1.3.3                Other developments             210

12.1.1.4  MnM view              211

12.1.1.4.1                Key strengths        211

12.1.1.4.2                Strategic choices   211

12.1.1.4.3                Weaknesses & competitive threats     211

12.1.2      NATIONWIDE (SUBSIDIARY OF NATIONWIDE MUTUAL INSURANCE COMPANY)                212

12.1.2.1  Business overview 212

12.1.2.2  Services offered     213

12.1.2.3  Recent developments           214

12.1.2.3.1                Deals      214

12.1.2.3.2                Other developments             214

12.1.2.4  MnM view              214

12.1.2.4.1                Key strengths        214

12.1.2.4.2                Strategic choices   215

12.1.2.4.3                Weaknesses & competitive threats     215

12.1.3      PET PLAN LIMITED         216

12.1.3.1  Business overview 216

12.1.3.2  Services offered     216

12.1.3.3  MnM view              217

12.1.3.3.1                Key strengths        217

12.1.3.3.2                Strategic choices   217

12.1.3.3.3                Weaknesses & competitive threats     217

12.1.4      ANICOM HOLDINGS, INC.            218

12.1.4.1  Business overview 218

12.1.4.2  Services offered     219

12.1.4.3  MnM view              219

12.1.4.3.1                Key strengths        219

12.1.4.3.2                Strategic choices   219

12.1.4.3.3                Weaknesses & competitive threats     220

12.1.5      HEALTHY PAWS                221

12.1.5.1  Business overview 221

12.1.5.2  Services offered     221

12.1.5.3  Recent developments           222

12.1.5.3.1                Deals      222

12.1.5.4  MnM view              222

12.1.5.4.1                Key strengths        222

12.1.5.4.2                Strategic choices   222

12.1.5.4.3                Weaknesses & competitive threats     223

12.1.6      PETS BEST INSURANCE SERVICES, LLC  224

12.1.6.1  Business overview 224

12.1.6.2  Services offered     224

12.1.6.3  Recent developments           225

12.1.6.3.1                Deals      225

12.1.6.3.2                Other developments             225

12.1.7      PUMPKIN INSURANCE SERVICES INC.     226

12.1.7.1  Business overview 226

12.1.7.2  Services offered     226

12.1.7.3  Recent developments           227

12.1.7.3.1                Service launches   227

12.1.7.3.2                Deals      227

12.1.8      SPOT PET INSURANCE SERVICES, LLC    228

12.1.8.1  Business overview 228

12.1.8.2  Services offered     228

12.1.8.3  Recent developments           229

12.1.8.3.1                Deals      229

12.1.9      FIGO PET INSURANCE LLC           230

12.1.9.1  Business overview 230

12.1.9.2  Services offered     230

12.1.9.3  Recent developments           231

12.1.9.3.1                Other developments             231

12.1.10   AGRIA PET INSURANCE LTD.      232

12.1.10.1                 Business overview 232

12.1.10.2                 Services offered     233

12.1.11   PETPARTNERS, INC.       234

12.1.11.1                 Business overview 234

12.1.11.2                 Services offered     234

12.1.12   ASPCA   235

12.1.12.1                 Business overview 235

12.1.12.2                 Services offered     235

12.1.13   PET PROTECT LIMITED                237

12.1.13.1                 Business overview 237

12.1.13.2                 Services offered     237

12.1.14   EMBRACE PET INSURANCE AGENCY, LLC             238

12.1.14.1                 Business overview 238

12.1.14.2                 Services offered     238

12.1.14.3                 Recent developments           239

12.1.14.3.1             Service launches   239

12.1.14.3.2             Deals      239

12.1.14.3.3             Other developments             240

12.1.15   GETSAFE              241

12.1.15.1                 Business overview 241

12.1.15.2                 Services offered     241

12.1.15.3                 Recent developments           242

12.1.15.3.1             Deals      242

12.1.15.3.2             Expansions             242

12.1.15.3.3             Other developments             242

12.2         OTHER PLAYERS              243

12.2.1      WAGGEL LIMITED           243

12.2.2      NAPO LIMITED 244

12.2.3      MANY GROUP LTD.         245

12.2.4      EVERYPAW         246

12.2.5      LASSIE AB            247

12.2.6      DALMA 248

12.2.7      IPET INSURANCE CO., LTD.         249

12.2.8      AGILA HAUSTIERVERSICHERUNG AG     250

12.2.9      WAGMO INC.     251

12.2.10   FELIX    252

13            APPENDIX           253

13.1         DISCUSSION GUIDE        253

13.2         KNOWLEDGESTORE: MARKETSANDMARKETS’  SUBSCRIPTION PORTAL                256

13.3         CUSTOMIZATION OPTIONS        258

13.4         RELATED REPORTS         258

13.5         AUTHOR DETAILS           259

LIST OF TABLES

TABLE 1                PET INSURANCE MARKET: INCLUSIONS & EXCLUSIONS      26

TABLE 2                STANDARD CURRENCY CONVERSION RATES (USD UNITS)      27

TABLE 3                PET INSURANCE MARKET: ASSUMPTIONS ANALYSIS            42

TABLE 4                PET INSURANCE MARKET: RISK ASSESSMENT ANALYSIS            43

TABLE 5                NUMBER OF US HOUSEHOLDS THAT OWN PETS IN 2024, BY ANIMAL TYPE (MILLION)      53

TABLE 6                PET INSURANCE MARKET: PORTER’S FIVE FORCES ANALYSIS           66

TABLE 7                NORTH AMERICA: REGULATORY BODIES, GOVERNMENT AGENCIES, AND OTHER ORGANIZATIONS                 71

TABLE 8                EUROPE: REGULATORY BODIES, GOVERNMENT AGENCIES, AND OTHER ORGANIZATIONS           72

TABLE 9                REST OF THE WORLD: REGULATORY BODIES, GOVERNMENT AGENCIES, AND OTHER ORGANIZATIONS                 72

TABLE 10              PET INSURANCE MARKET: MAJOR PATENTS                 75

TABLE 11              AVERAGE SELLING PRICE OF KEY PLAYERS, BY POLICY COVERAGE, 2024              77

TABLE 12              AVERAGE SELLING PRICE TREND OF KEY PLAYERS, BY POLICY COVERAGE,

2022–2024              77

TABLE 13              AVERAGE SELLING PRICE TREND OF ACCIDENT & ILLNESS COVERAGE

(MONTHLY PREMIUM), BY REGION, 2022–2024   79

TABLE 14              AVERAGE SELLING PRICE TREND OF ACCIDENT-ONLY COVERAGE

(MONTHLY PREMIUM), BY REGION, 2022–2024   80

TABLE 15              AVERAGE SELLING PRICE TREND OF WELLNESS/PREVENTIVE CARE ADD-ONS  (MONTHLY PREMIUM), BY REGION, 2022–2024            80

TABLE 16              PET INSURANCE MARKET: KEY CONFERENCES & EVENTS, 2025–2026           80

TABLE 17              INFLUENCE OF STAKEHOLDERS ON BUYING PROCESS FOR PET INSURANCE SERVICES (%)     82

TABLE 18              KEY BUYING CRITERIA FOR PET INSURANCE SERVICES             83

TABLE 19              KEY COMPANIES IMPLEMENTING AI IN PET INSURANCE        86

TABLE 20              PET INSURANCE MARKET: ROLE OF COMPANIES IN ECOSYSTEM       87

TABLE 21              PET INSURANCE MARKET, BY POLICY COVERAGE, 2023–2030 (USD MILLION)   93

TABLE 22              PET INSURANCE POLICY COVERAGE MARKET, BY COUNTRY,

2023–2030 (USD MILLION)            94

TABLE 23              KEY PLAYERS PROVIDING ACCIDENT & ILLNESS POLICY COVERAGE         95

TABLE 24              PET INSURANCE MARKET FOR ACCIDENT & ILLNESS POLICY COVERAGE,

BY COUNTRY, 2023–2030 (USD MILLION)               97

TABLE 25              KEY PLAYERS PROVIDING ACCIDENT-ONLY POLICY COVERAGE         98

TABLE 26              PET INSURANCE MARKET FOR ACCIDENT-ONLY POLICY COVERAGE, BY COUNTRY,  2023–2030 (USD MILLION)            99

TABLE 27              KEY PLAYERS PROVIDING WELLNESS/PREVENTIVE CARE ADD-ONS             100

TABLE 28              PET INSURANCE MARKET FOR WELLNESS/PREVENTIVE CARE ADD-ONS POLICY COVERAGE, BY COUNTRY, 2023–2030 (USD MILLION)               101

TABLE 29              PET INSURANCE MARKET, BY SALES CHANNEL, 2023–2030 (USD MILLION)            103

TABLE 30              PET INSURANCE MARKET FOR DIRECT SALES, BY COUNTRY,

2023–2030 (USD MILLION)            104

TABLE 31              PET INSURANCE MARKET FOR AGENCY SALES, BY COUNTRY,

2023–2030 (USD MILLION)            105

TABLE 32              PET INSURANCE MARKET FOR BROKER SALES, BY COUNTRY,

2023–2030 (USD MILLION)            107

TABLE 33              PET INSURANCE MARKET FOR BANCASSURANCE, BY COUNTRY,

2023–2030 (USD MILLION)            108

TABLE 34              PET INSURANCE MARKET FOR OTHER SALES CHANNELS, BY COUNTRY,

2023–2030 (USD MILLION)            110

TABLE 35              PET INSURANCE MARKET, BY PROVIDER TYPE, 2023–2030 (USD MILLION)            112

TABLE 36              PET INSURANCE MARKET FOR PRIVATE PROVIDERS, BY COUNTRY,

2023–2030 (USD MILLION)            113

TABLE 37              PET INSURANCE MARKET FOR PUBLIC PROVIDERS, BY COUNTRY,

2023–2030 (USD MILLION)            114

TABLE 38              PET INSURANCE MARKET, BY ANIMAL TYPE, 2023–2030 (USD MILLION)            116

TABLE 39              KEY PLAYERS PROVIDING PET INSURANCE FOR DOGS    117

TABLE 40              PET INSURANCE MARKET FOR DOGS, BY COUNTRY, 2023–2030 (USD MILLION)     118

TABLE 41              KEY PLAYERS PROVIDING PET INSURANCE FOR CATS     119

TABLE 42              PET INSURANCE MARKET FOR CATS, BY COUNTRY, 2023–2030 (USD MILLION)     120

TABLE 43              KEY PLAYERS PROVIDING PET INSURANCE FOR OTHER ANIMAL TYPES 121

TABLE 44              PET INSURANCE MARKET FOR OTHER ANIMAL TYPES, BY COUNTRY,     122

TABLE 45              PET INSURANCE MARKET, BY REGION, 2023–2030 (USD MILLION)       124

TABLE 46              NORTH AMERICA: PET INSURANCE MARKET, BY COUNTRY,

2023–2030 (USD MILLION)            126

TABLE 47              NORTH AMERICA: PET INSURANCE MARKET, BY POLICY COVERAGE,

2023–2030 (USD MILLION)            126

TABLE 48              NORTH AMERICA: PET INSURANCE MARKET, BY SALES CHANNEL,

2023–2030 (USD MILLION)            126

TABLE 49              NORTH AMERICA: PET INSURANCE MARKET, BY PROVIDER TYPE,

2023–2030 (USD MILLION)            127

TABLE 50              NORTH AMERICA: PET INSURANCE MARKET, BY ANIMAL TYPE,

2023–2030 (USD MILLION)            127

TABLE 51              US: KEY MACROINDICATORS     128

TABLE 52              US: PET INSURANCE MARKET, BY POLICY COVERAGE, 2023–2030 (USD MILLION)   128

TABLE 53              US: PET INSURANCE MARKET, BY SALES CHANNEL, 2023–2030 (USD MILLION)     128

TABLE 54              US: PET INSURANCE MARKET, BY PROVIDER TYPE, 2023–2030 (USD MILLION)                129

TABLE 55              US: PET INSURANCE MARKET, BY ANIMAL TYPE, 2023–2030 (USD MILLION)            129

TABLE 56              CANADA: KEY MACROINDICATORS         130

TABLE 57              CANADA: PET INSURANCE MARKET, BY POLICY COVERAGE,

2023–2030 (USD MILLION)            130

TABLE 58              CANADA: PET INSURANCE MARKET, BY SALES CHANNEL,

2023–2030 (USD MILLION)            130

TABLE 59              CANADA: PET INSURANCE MARKET, BY PROVIDER TYPE,

2023–2030 (USD MILLION)            131

TABLE 60              CANADA: PET INSURANCE MARKET, BY ANIMAL TYPE, 2023–2030 (USD MILLION)                131

TABLE 61              EUROPE: PET INSURANCE MARKET, BY COUNTRY, 2023–2030 (USD MILLION)     133

TABLE 62              EUROPE: PET INSURANCE MARKET, BY POLICY COVERAGE,

2023–2030 (USD MILLION)            133

TABLE 63              EUROPE: PET INSURANCE MARKET, BY SALES CHANNEL,

2023–2030 (USD MILLION)            133

TABLE 64              EUROPE: PET INSURANCE MARKET, BY PROVIDER TYPE,

2023–2030 (USD MILLION)            134

TABLE 65              EUROPE: PET INSURANCE MARKET, BY ANIMAL TYPE, 2023–2030 (USD MILLION)                134

TABLE 66              GERMANY: KEY MACROINDICATORS      135

TABLE 67              GERMANY: PET INSURANCE MARKET, BY POLICY COVERAGE,

2023–2030 (USD MILLION)            135

TABLE 68              GERMANY: PET INSURANCE MARKET, BY SALES CHANNEL,

2023–2030 (USD MILLION)            135

TABLE 69              GERMANY: PET INSURANCE MARKET, BY PROVIDER TYPE,

2023–2030 (USD MILLION)            136

TABLE 70              GERMANY: PET INSURANCE MARKET, BY ANIMAL TYPE,

2023–2030 (USD MILLION)            136

TABLE 71              UK: KEY MACROINDICATORS     137

TABLE 72              UK: PET INSURANCE MARKET, BY POLICY COVERAGE, 2023–2030 (USD MILLION)   137

TABLE 73              UK: PET INSURANCE MARKET, BY SALES CHANNEL, 2023–2030 (USD MILLION)     137

TABLE 74              UK: PET INSURANCE MARKET, BY PROVIDER TYPE, 2023–2030 (USD MILLION)                138

TABLE 75             UK: PET INSURANCE MARKET, BY ANIMAL TYPE, 2023–2030 (USD MILLION)            138

TABLE 76              FRANCE: KEY MACROINDICATORS          139

TABLE 77              FRANCE: PET INSURANCE MARKET, BY POLICY COVERAGE,

2023–2030 (USD MILLION)            139

TABLE 78              FRANCE: PET INSURANCE MARKET, BY SALES CHANNEL,

2023–2030 (USD MILLION)            139

TABLE 79              FRANCE: PET INSURANCE MARKET, BY PROVIDER TYPE,

2023–2030 (USD MILLION)            140

TABLE 80              FRANCE: PET INSURANCE MARKET, BY ANIMAL TYPE, 2023–2030 (USD MILLION)                140

TABLE 81              ITALY: KEY MACROINDICATORS               140

TABLE 82              ITALY: PET INSURANCE MARKET, BY POLICY COVERAGE,

2023–2030 (USD MILLION)            141

TABLE 83              ITALY: PET INSURANCE MARKET, BY SALES CHANNEL, 2023–2030 (USD MILLION)     141

TABLE 84              ITALY: PET INSURANCE MARKET, BY PROVIDER TYPE, 2023–2030 (USD MILLION)                141

TABLE 85              ITALY: PET INSURANCE MARKET, BY ANIMAL TYPE, 2023–2030 (USD MILLION)                142

TABLE 86              SPAIN: KEY MACROINDICATORS               142

TABLE 87              SPAIN: PET INSURANCE MARKET, BY POLICY COVERAGE,

2023–2030 (USD MILLION)            142

TABLE 88              SPAIN: PET INSURANCE MARKET, BY SALES CHANNEL, 2023–2030 (USD MILLION)     143

TABLE 89              SPAIN: PET INSURANCE MARKET, BY PROVIDER TYPE, 2023–2030 (USD MILLION)                143

TABLE 90              SPAIN: PET INSURANCE MARKET, BY ANIMAL TYPE, 2023–2030 (USD MILLION)                143

TABLE 91              SWEDEN: KEY MACROINDICATORS         144

TABLE 92              SWEDEN: PET INSURANCE MARKET, BY POLICY COVERAGE,

2023–2030 (USD MILLION)            144

TABLE 93              SWEDEN: PET INSURANCE MARKET, BY SALES CHANNEL,

2023–2030 (USD MILLION)            145

TABLE 94              SWEDEN: PET INSURANCE MARKET, BY PROVIDER TYPE,

2023–2030 (USD MILLION)            145

TABLE 95              SWEDEN: PET INSURANCE MARKET, BY ANIMAL TYPE, 2023–2030 (USD MILLION)                145

TABLE 96              REST OF EUROPE: PET INSURANCE MARKET, BY POLICY COVERAGE,

2023–2030 (USD MILLION)            146

TABLE 97              REST OF EUROPE: PET INSURANCE MARKET, BY SALES CHANNEL,

2023–2030 (USD MILLION)            146

TABLE 98              REST OF EUROPE: PET INSURANCE MARKET, BY PROVIDER TYPE,

2023–2030 (USD MILLION)            146

TABLE 99              REST OF EUROPE: PET INSURANCE MARKET, BY ANIMAL TYPE,

2023–2030 (USD MILLION)            147

TABLE 100            ASIA PACIFIC: PET INSURANCE MARKET, BY COUNTRY, 2023–2030 (USD MILLION)     150

TABLE 101            ASIA PACIFIC: PET INSURANCE MARKET, BY POLICY COVERAGE,

2023–2030 (USD MILLION)            150

TABLE 102            ASIA PACIFIC: PET INSURANCE MARKET, BY SALES CHANNEL,

2023–2030 (USD MILLION)            150

TABLE 103            ASIA PACIFIC: PET INSURANCE MARKET, BY PROVIDER TYPE,

2023–2030 (USD MILLION)            151

TABLE 104            ASIA PACIFIC: PET INSURANCE MARKET, BY ANIMAL TYPE,

2023–2030 (USD MILLION)            151

TABLE 105            CHINA: KEY MACROINDICATORS             152

TABLE 106            CHINA: PET INSURANCE MARKET, BY POLICY COVERAGE,

2023–2030 (USD MILLION)            152

TABLE 107            CHINA: PET INSURANCE MARKET, BY SALES CHANNEL,

2023–2030 (USD MILLION)            152

TABLE 108            CHINA: PET INSURANCE MARKET, BY PROVIDER TYPE, 2023–2030 (USD MILLION)         153

TABLE 109            CHINA: PET INSURANCE MARKET, BY ANIMAL TYPE, 2023–2030 (USD MILLION)                153

TABLE 110            JAPAN: KEY MACROINDICATORS              154

TABLE 111            JAPAN: PET INSURANCE MARKET, BY POLICY COVERAGE,

2023–2030 (USD MILLION)            154

TABLE 112            JAPAN: PET INSURANCE MARKET, BY SALES CHANNEL,

2023–2030 (USD MILLION)            154

TABLE 113            JAPAN: PET INSURANCE MARKET, BY PROVIDER TYPE, 2023–2030 (USD MILLION)                155

TABLE 114            JAPAN: PET INSURANCE MARKET, BY ANIMAL TYPE, 2023–2030 (USD MILLION)                155

TABLE 115            INDIA: KEY MACROINDICATORS               156

TABLE 116            INDIA: PET INSURANCE MARKET, BY POLICY COVERAGE,

2023–2030 (USD MILLION)            156

TABLE 117            INDIA: PET INSURANCE MARKET, BY SALES CHANNEL, 2023–2030 (USD MILLION)     157

TABLE 118            INDIA: PET INSURANCE MARKET, BY PROVIDER TYPE, 2023–2030 (USD MILLION)                157

TABLE 119            INDIA: PET INSURANCE MARKET, BY ANIMAL TYPE, 2023–2030 (USD MILLION)                157

TABLE 120            AUSTRALIA: KEY MACROINDICATORS   158

TABLE 121            AUSTRALIA: PET INSURANCE MARKET, BY POLICY COVERAGE,

2023–2030 (USD MILLION)            158

TABLE 122            AUSTRALIA: PET INSURANCE MARKET, BY SALES CHANNEL,

2023–2030 (USD MILLION)            159

TABLE 123            AUSTRALIA: PET INSURANCE MARKET, BY PROVIDER TYPE,

2023–2030 (USD MILLION)            159

TABLE 124            AUSTRALIA: PET INSURANCE MARKET, BY ANIMAL TYPE,

2023–2030 (USD MILLION)            159

TABLE 125            SOUTH KOREA: KEY MACRO INDICATORS                 160

TABLE 126            SOUTH KOREA: PET INSURANCE MARKET, BY POLICY COVERAGE,

2023–2030 (USD MILLION)            160

TABLE 127            SOUTH KOREA: PET INSURANCE MARKET, BY SALES CHANNEL,

2023–2030 (USD MILLION)            161

TABLE 128            SOUTH KOREA: PET INSURANCE MARKET, BY PROVIDER TYPE,

2023–2030 (USD MILLION)            161

TABLE 129            SOUTH KOREA: PET INSURANCE MARKET, BY ANIMAL TYPE,

2023–2030 (USD MILLION)            161

TABLE 130            THAILAND: KEY MACROINDICATORS    162

TABLE 131            THAILAND: PET INSURANCE MARKET, BY POLICY COVERAGE,

2023–2030 (USD MILLION)            162

TABLE 132            THAILAND: PET INSURANCE MARKET, BY SALES CHANNEL,

2023–2030 (USD MILLION)            163

TABLE 133            THAILAND: PET INSURANCE MARKET, BY PROVIDER TYPE,

2023–2030 (USD MILLION)            163

TABLE 134            THAILAND: PET INSURANCE MARKET, BY ANIMAL TYPE,

2023–2030 (USD MILLION)            163

TABLE 135            NEW ZEALAND: KEY MACROINDICATORS                 164

TABLE 136            NEW ZEALAND: PET INSURANCE MARKET, BY POLICY COVERAGE,

2023–2030 (USD MILLION)            164

TABLE 137            NEW ZEALAND: PET INSURANCE MARKET, BY SALES CHANNEL,

2023–2030 (USD MILLION)            165

TABLE 138            NEW ZEALAND: PET INSURANCE MARKET, BY PROVIDER TYPE,

2023–2030 (USD MILLION)            165

TABLE 139            NEW ZEALAND: PET INSURANCE MARKET, BY ANIMAL TYPE,

2023–2030 (USD MILLION)            165

TABLE 140            REST OF ASIA PACIFIC: PET INSURANCE MARKET, BY POLICY COVERAGE,

2023–2030 (USD MILLION)            166

TABLE 141            REST OF ASIA PACIFIC: PET INSURANCE MARKET, BY SALES CHANNEL,

2023–2030 (USD MILLION)            166

TABLE 142            REST OF ASIA PACIFIC: PET INSURANCE MARKET, BY PROVIDER TYPE,

2023–2030 (USD MILLION)            167

TABLE 143            REST OF ASIA PACIFIC: PET INSURANCE MARKET, BY ANIMAL TYPE,

2023–2030 (USD MILLION)            167

TABLE 144            LATIN AMERICA: PET INSURANCE MARKET, BY COUNTRY,

2023–2030 (USD MILLION)            168

TABLE 145            LATIN AMERICA: PET INSURANCE MARKET, BY POLICY COVERAGE,

2023–2030 (USD MILLION)            168

TABLE 146            LATIN AMERICA: PET INSURANCE MARKET, BY SALES CHANNEL,

2023–2030 (USD MILLION)            169

TABLE 147            LATIN AMERICA: PET INSURANCE MARKET, BY PROVIDER TYPE,

2023–2030 (USD MILLION)            169

TABLE 148            LATIN AMERICA: PET INSURANCE MARKET, BY ANIMAL TYPE,

2023–2030 (USD MILLION)            169

TABLE 149            BRAZIL: KEY MACROINDICATORS            170

TABLE 150            BRAZIL: PET INSURANCE MARKET, BY POLICY COVERAGE,

2023–2030 (USD MILLION)            170

TABLE 151            BRAZIL: PET INSURANCE MARKET, BY SALES CHANNEL,

2023–2030 (USD MILLION)            171

TABLE 152            BRAZIL: PET INSURANCE MARKET, BY PROVIDER TYPE,

2023–2030 (USD MILLION)            171

TABLE 153            BRAZIL: PET INSURANCE MARKET, BY ANIMAL TYPE, 2023–2030 (USD MILLION)                171

TABLE 154            MEXICO: KEY MACROINDICATORS          172

TABLE 155            MEXICO: PET INSURANCE MARKET, BY POLICY COVERAGE,

2023–2030 (USD MILLION)            172

TABLE 156            MEXICO: PET INSURANCE MARKET, BY SALES CHANNEL,

2023–2030 (USD MILLION)            172

TABLE 157            MEXICO: PET INSURANCE MARKET, BY PROVIDER TYPE,

2023–2030 (USD MILLION)            173

TABLE 158            MEXICO: PET INSURANCE MARKET, BY ANIMAL TYPE, 2023–2030 (USD MILLION)                173

TABLE 159            REST OF LATIN AMERICA: PET INSURANCE MARKET, BY POLICY COVERAGE,  2023–2030 (USD MILLION)                 173

TABLE 160            REST OF LATIN AMERICA: PET INSURANCE MARKET, BY SALES CHANNEL,

2023–2030 (USD MILLION)            174

TABLE 161            REST OF LATIN AMERICA: PET INSURANCE MARKET, BY PROVIDER TYPE,

2023–2030 (USD MILLION)            174

TABLE 162            REST OF LATIN AMERICA: PET INSURANCE MARKET, BY ANIMAL TYPE,

2023–2030 (USD MILLION)            174

TABLE 163            MIDDLE EAST & AFRICA: PET INSURANCE MARKET, BY REGION,

2023–2030 (USD MILLION)            176

TABLE 164            MIDDLE EAST & AFRICA: PET INSURANCE MARKET, BY POLICY COVERAGE,

2023–2030 (USD MILLION)            176

TABLE 165            MIDDLE EAST & AFRICA: PET INSURANCE MARKET, BY SALES CHANNEL,

2023–2030 (USD MILLION)            176

TABLE 166            MIDDLE EAST & AFRICA: PET INSURANCE MARKET, BY PROVIDER TYPE,

2023–2030 (USD MILLION)            177

TABLE 167            MIDDLE EAST & AFRICA: PET INSURANCE MARKET, BY ANIMAL TYPE,

2023–2030 (USD MILLION)            177

TABLE 168            GCC COUNTRIES: PET INSURANCE MARKET, BY COUNTRY,

2023–2030 (USD MILLION)            178

TABLE 169            GCC COUNTRIES: PET INSURANCE MARKET, BY POLICY COVERAGE,

2023–2030 (USD MILLION)            178

TABLE 170            GCC COUNTRIES: PET INSURANCE MARKET, BY SALES CHANNEL,

2023–2030 (USD MILLION)            178

TABLE 171            GCC COUNTRIES: PET INSURANCE MARKET, BY PROVIDER TYPE,

2023–2030 (USD MILLION)            179

TABLE 172            GCC COUNTRIES: PET INSURANCE MARKET, BY ANIMAL TYPE,

2023–2030 (USD MILLION)            179

TABLE 173            KINGDOM OF SAUDI ARABIA: KEY MACROINDICATORS      180

TABLE 174            KINGDOM OF SAUDI ARABIA: PET INSURANCE MARKET, BY POLICY COVERAGE,  2023–2030 (USD MILLION)                 180

TABLE 175            KINGDOM OF SAUDI ARABIA: PET INSURANCE MARKET, BY SALES CHANNEL,  2023–2030 (USD MILLION)                 180

TABLE 176            KINGDOM OF SAUDI ARABIA: PET INSURANCE MARKET, BY PROVIDER TYPE,  2023–2030 (USD MILLION)                 181

TABLE 177            KINGDOM OF SAUDI ARABIA: PET INSURANCE MARKET, BY ANIMAL TYPE,

2023–2030 (USD MILLION)            181

TABLE 178            UNITED ARAB EMIRATES: KEY MACROINDICATORS      182

TABLE 179            UNITED ARAB EMIRATES: PET INSURANCE MARKET, BY POLICY COVERAGE,

2023–2030 (USD MILLION)            182

TABLE 180            UNITED ARAB EMIRATES: PET INSURANCE MARKET, BY SALES CHANNEL,

2023–2030 (USD MILLION)            182

TABLE 181            UNITED ARAB EMIRATES: PET INSURANCE MARKET, BY PROVIDER TYPE,

2023–2030 (USD MILLION)            183

TABLE 182            UNITED ARAB EMIRATES: PET INSURANCE MARKET, BY ANIMAL TYPE,

2023–2030 (USD MILLION)            183

TABLE 183            OTHER GCC COUNTRIES: PET INSURANCE MARKET, BY POLICY COVERAGE,

2023–2030 (USD MILLION)            184

TABLE 184            OTHER GCC COUNTRIES: PET INSURANCE MARKET, BY SALES CHANNEL,

2023–2030 (USD MILLION)            184

TABLE 185            OTHER GCC COUNTRIES: PET INSURANCE MARKET, BY PROVIDER TYPE,

2023–2030 (USD MILLION)            184

TABLE 186            OTHER GCC COUNTRIES: PET INSURANCE MARKET, BY ANIMAL TYPE,

2023–2030 (USD MILLION)            185

TABLE 187            REST OF MIDDLE EAST & AFRICA: PET INSURANCE MARKET, BY POLICY COVERAGE, 2023–2030 (USD MILLION)            185

TABLE 188            REST OF MIDDLE EAST & AFRICA: PET INSURANCE MARKET, BY SALES CHANNEL,  2023–2030 (USD MILLION)            186

TABLE 189            REST OF MIDDLE EAST & AFRICA: PET INSURANCE MARKET, BY PROVIDER TYPE,  2023–2030 (USD MILLION)            186

TABLE 190            REST OF MIDDLE EAST & AFRICA: PET INSURANCE MARKET, BY ANIMAL TYPE,  2023–2030 (USD MILLION)            186

TABLE 191            OVERVIEW OF STRATEGIES DEPLOYED BY KEY PLAYERS IN PET INSURANCE MARKET   188

TABLE 192            PET INSURANCE MARKET: DEGREE OF COMPETITION 190

TABLE 193            US PET INSURANCE MARKET: DEGREE OF COMPETITION 191

TABLE 194            PET INSURANCE MARKET: REGION FOOTPRINT                 195

TABLE 195            PET INSURANCE MARKET: POLICY COVERAGE FOOTPRINT       196

TABLE 196            PET INSURANCE MARKET: ANIMAL TYPE FOOTPRINT       197

TABLE 197            PET INSURANCE MARKET: PROVIDER TYPE FOOTPRINT       197

TABLE 198            PET INSURANCE MARKET: DETAILED LIST OF KEY STARTUP/SME PLAYERS      200

TABLE 199            PET INSURANCE MARKET: COMPETITIVE BENCHMARKING OF KEY EMERGING PLAYERS/STARTUPS                 201

TABLE 200            PET INSURANCE MARKET: SERVICE LAUNCHES, JANUARY 2022−JULY 2025             204

TABLE 201            PET INSURANCE MARKET: DEALS, JANUARY 2022−JULY 2025                 204

TABLE 202            PET INSURANCE MARKET: EXPANSIONS, JANUARY 2022–JULY 2025               205

TABLE 203            PET INSURANCE MARKET: OTHER DEVELOPMENTS, JANUARY 2022-MARCH 2025    206

TABLE 204            TRUPANION: COMPANY OVERVIEW       207

TABLE 205            TRUPANION: SERVICES OFFERED            208

TABLE 206            TRUPANION: SERVICE LAUNCHES, JANUARY 2022−JULY 2025                 209

TABLE 207            TRUPANION: DEALS, JANUARY 2022−JULY 2025                 209

TABLE 208            TRUPANION: OTHER DEVELOPMENTS, JANUARY 2022−JULY 2025             210

TABLE 209            NATIONWIDE MUTUAL INSURANCE COMPANY: COMPANY OVERVIEW   212

TABLE 210            NATIONWIDE: SERVICES OFFERED          213

TABLE 211            NATIONWIDE: DEALS, JANUARY 2022−JULY 2025        214

TABLE 212            NATIONWIDE: OTHER DEVELOPMENTS, JANUARY 2022−JULY 2025             214

TABLE 213            PET PLAN LIMITED: COMPANY OVERVIEW                 216

TABLE 214            PET PLAN LIMITED: SERVICES OFFERED                 216

TABLE 215            ANICOM HOLDINGS, INC.: COMPANY OVERVIEW          218

TABLE 216            ANICOM HOLDINGS, INC.: SERVICES OFFERED                 219

TABLE 217            HEALTHY PAWS: COMPANY OVERVIEW 221

TABLE 218            HEALTHY PAWS: SERVICES OFFERED     221

TABLE 219            HEALTHY PAWS: DEALS, JANUARY 2022–JULY 2025        222

TABLE 220            PETS BEST INSURANCE SERVICES, LLC: COMPANY OVERVIEW   224

TABLE 221            PETS BEST INSURANCE SERVICES, LLC: SERVICES OFFERED        224

TABLE 222            PETS BEST INSURANCE SERVICES, LLC: DEALS, JANUARY 2022−JULY 2025             225

TABLE 223            PETS BEST INSURANCE SERVICES, LLC: OTHER DEVELOPMENTS,  JANUARY 2022−JULY 2025    225

TABLE 224            PUMPKIN INSURANCE SERVICES INC.: COMPANY OVERVIEW   226

TABLE 225            PUMPKIN INSURANCE SERVICES INC.: SERVICES OFFERED             226

TABLE 226            PUMPKIN INSURANCE SERVICES INC.: SERVICE LAUNCHES,

JANUARY 2022-JULY 2025               227

TABLE 227            PUMPKIN INSURANCE SERVICES INC.: DEALS, JANUARY 2022−JULY 2025             227

TABLE 228            SPOT PET INSURANCE SERVICES, LLC: COMPANY OVERVIEW   228

TABLE 229            SPOT PET INSURANCE SERVICES, LLC: SERVICES OFFERED             228

TABLE 230            SPOT PET INSURANCE SERVICES, LLC: DEALS, JANUARY 2022−JULY 2025             229

TABLE 231            FIGO PET INSURANCE LLC: COMPANY OVERVIEW          230

TABLE 232            FIGO PET INSURANCE LLC: SERVICES OFFERED                 230

TABLE 233            FIGO PET INSURANCE LLC: OTHER DEVELOPMENTS, JANUARY 2022−JULY 2025        231

TABLE 234            AGRIA PET INSURANCE LTD.: COMPANY OVERVIEW          232

TABLE 235            AGRIA PET INSURANCE LTD.: SERVICES OFFERED             233

TABLE 236            PETPARTNERS, INC.: COMPANY OVERVIEW                 234

TABLE 237            PETPARTNERS, INC.: SERVICES OFFERED                 234

TABLE 238            ASPCA: COMPANY OVERVIEW   235

TABLE 239            ASPCA: SERVICES OFFERED        235

TABLE 240            PET PROTECT LIMITED: COMPANY OVERVIEW                 237

TABLE 241            PET PROTECT LIMITED: SERVICES OFFERED                 237

TABLE 242            EMBRACE PET INSURANCE AGENCY, LLC: COMPANY OVERVIEW   238

TABLE 243            EMBRACE PET INSURANCE AGENCY, LLC: SERVICES OFFERED        238

TABLE 244            EMBRACE PET INSURANCE AGENCY, LLC: SERVICE LAUNCHES,  JANUARY 2022−JULY 2025              239

TABLE 245            EMBRACE PET INSURANCE AGENCY, LLC: DEALS, JANUARY 2022−JULY 2025             239

TABLE 246            EMBRACE PET INSURANCE AGENCY, LLC: OTHER DEVELOPMENTS,

JANUARY 2022−JULY 2025             240

TABLE 247            GETSAFE: COMPANY OVERVIEW               241

TABLE 248            GETSAFE: SERVICES OFFERED   241

TABLE 249            GETSAFE: DEALS, JANUARY 2022−JULY 2025                 242

TABLE 250            GETSAFE: EXPANSIONS, JANUARY 2022–JULY 2025        242

TABLE 251            GETSAFE: OTHER DEVELOPMENTS, JANUARY 2022−JULY 2025                 242

TABLE 252            WAGGEL LIMITED: COMPANY OVERVIEW                 243

TABLE 253            NAPO LIMITED: COMPANY OVERVIEW 244

TABLE 254            MANY GROUP LTD.: COMPANY OVERVIEW                 245

TABLE 255            EVERYPAW: COMPANY OVERVIEW          246

TABLE 256            LASSIE AB: COMPANY OVERVIEW             247

TABLE 257            DALMA: COMPANY OVERVIEW 248

TABLE 258            IPET INSURANCE CO., LTD.: COMPANY OVERVIEW          249

TABLE 259            AGILA HAUSTIERVERSICHERUNG AG: COMPANY OVERVIEW   250

TABLE 260            WAGMO INC.: COMPANY OVERVIEW      251

TABLE 261            FELIX: COMPANY OVERVIEW     252

LIST OF FIGURES

FIGURE 1              PET INSURANCE MARKET SEGMENTATION & REGIONAL SCOPE            26

FIGURE 2              PET INSURANCE MARKET: RESEARCH DESIGN                 29

FIGURE 3              PRIMARY SOURCES         31

FIGURE 4              BREAKDOWN OF PRIMARY INTERVIEWS: BY COMPANY TYPE, DESIGNATION,

AND REGION (SUPPLY SIDE)      33

FIGURE 5              BREAKDOWN OF PRIMARY INTERVIEWS: BY COMPANY TYPE, DESIGNATION,

AND REGION (DEMAND SIDE)   34

FIGURE 6              BREAKDOWN OF PRIMARY INTERVIEWS: SUPPLY-SIDE AND  DEMAND-SIDE PARTICIPANTS         34

FIGURE 7              SUPPLY-SIDE MARKET SIZE ESTIMATION: REVENUE SHARE ANALYSIS         35

FIGURE 8              REVENUE SHARE ANALYSIS ILLUSTRATION: TRUPANION       36

FIGURE 9              REVENUE ANALYSIS OF TOP FIVE COMPANIES: PET INSURANCE MARKET (2024)                36

FIGURE 10            PET INSURANCE MARKET: DEMAND-SIDE ANALYSIS            37

FIGURE 11            CAGR PROJECTIONS FROM ANALYSIS OF DRIVERS, RESTRAINTS, OPPORTUNITIES, AND CHALLENGES OF PET INSURANCE MARKET (2025–2030)     38

FIGURE 12            CAGR PROJECTIONS: SUPPLY-SIDE ANALYSIS                 39

FIGURE 13            TOP-DOWN APPROACH                39

FIGURE 14            BOTTOM-UP APPROACH              40

FIGURE 15            DATA TRIANGULATION METHODOLOGY                 41

FIGURE 16            PET INSURANCE MARKET, BY POLICY COVERAGE, 2025 VS. 2030 (USD MILLION)             44

FIGURE 17            PET INSURANCE MARKET, BY SALES CHANNEL, 2025 VS. 2030 (USD MILLION)      45

FIGURE 18            PET INSURANCE MARKET, BY PROVIDER TYPE, 2025 VS. 2030 (USD MILLION)      45

FIGURE 19            PET INSURANCE MARKET, BY ANIMAL TYPE, 2025 VS. 2030 (USD MILLION)      46

FIGURE 20            GEOGRAPHIC SNAPSHOT OF PET INSURANCE MARKET               46

FIGURE 21            RISE IN PET OWNERSHIP TO PROPEL MARKET                 48

FIGURE 22            ACCIDENT & ILLNESS SEGMENT ACCOUNTED FOR LARGEST MARKET SHARE

IN CHINA IN 2024              49

FIGURE 23            ASIA PACIFIC REGION TO GROW AT HIGHEST CAGR DURING FORECAST PERIOD          50

FIGURE 24            CHINA TO REGISTER HIGHEST CAGR DURING FORECAST PERIOD         50

FIGURE 25            EMERGING ECONOMIES TO REGISTER HIGHER GROWTH RATES DURING FORECAST PERIOD    51

FIGURE 26            PET INSURANCE MARKET: DRIVERS, RESTRAINTS, OPPORTUNITIES, AND CHALLENGES         52

FIGURE 27            EUROPE: PET POPULATION, 2021–2023  54

FIGURE 28            US: PET EXPENDITURE, DOGS VS. CATS, 2024 (USD)    56

FIGURE 29            PET INSURANCE MARKET: PORTER’S FIVE FORCES ANALYSIS           66

FIGURE 30            PET INSURANCE MARKET: NUMBER OF GRANTED PATENT APPLICATIONS (JANUARY 2014–JULY 2025)                 74

FIGURE 31            TOP APPLICANT COUNTRIES/REGIONS FOR PET INSURANCE PATENTS

(JANUARY 2014–MAY 2025)            75

FIGURE 32            AVERAGE SELLING PRICE FOR ACCIDENT & ILLNESS OR ACCIDENT-ONLY INSURANCE PLANS, BY KEY PLAYER, 2024      78

FIGURE 33            AVERAGE SELLING PRICE OF ACCIDENT & ILLNESS AND ACCIDENT-ONLY COVERAGE, BY REGION, 2024                 79

FIGURE 34            INFLUENCE OF STAKEHOLDERS ON BUYING PROCESS FOR PET INSURANCE SERVICES             81

FIGURE 35            KEY BUYING CRITERIA FOR TOP THREE END USERS   83

FIGURE 36            AI-USE CASES    85

FIGURE 37            PET INSURANCE MARKET: ECOSYSTEM MARKET MAP    87

FIGURE 38            PET INSURANCE MARKET: VALUE CHAIN ANALYSIS            89

FIGURE 39            PET INSURANCE MARKET: SUPPLY CHAIN ANALYSIS            90

FIGURE 40            INVESTMENT & FUNDING SCENARIO FOR PET INSURANCE MARKET PLAYERS  91

FIGURE 41            PET INSURANCE MARKET: GEOGRAPHIC SNAPSHOT          124

FIGURE 42            EUROPE: PET INSURANCE MARKET SNAPSHOT                 132

FIGURE 43            ASIA PACIFIC: DOG POPULATION GROWTH, BY COUNTRY, 2024 148

FIGURE 44            ASIA PACIFIC: CAT POPULATION GROWTH, BY COUNTRY, 2024 148

FIGURE 45            ASIA PACIFIC: PET INSURANCE MARKET SNAPSHOT          149

FIGURE 46            REVENUE ANALYSIS OF KEY PLAYERS IN PET INSURANCE MARKET (2020−2024)            189

FIGURE 47            MARKET SHARE ANALYSIS OF KEY PLAYERS IN PET INSURANCE MARKET (2024)                190

FIGURE 48            US MARKET SHARE ANALYSIS OF KEY PLAYERS IN PET INSURANCE MARKET (2024)          191

FIGURE 49            RANKING OF KEY PLAYERS IN PET INSURANCE MARKET, 2024    192

FIGURE 50            PET INSURANCE MARKET: COMPANY EVALUATION MATRIX, 2024         194

FIGURE 51            PET INSURANCE MARKET: COMPANY FOOTPRINT       195

FIGURE 52            PET INSURANCE MARKET: COMPANY EVALUATION MATRIX

(STARTUPS/SMES), 2024                199

FIGURE 53            PET INSURANCE MARKET: BRAND/PRODUCT COMPARATIVE ANALYSIS            202

FIGURE 54            EV/EBITDA OF KEY VENDORS   203

FIGURE 55            YEAR-TO-DATE (YTD) PRICE TOTAL RETURN AND 5-YEAR STOCK BETA OF

KEY VENDORS  203

FIGURE 56            TRUPANION: COMPANY SNAPSHOT (2024)                 208

FIGURE 57            NATIONWIDE MUTUAL INSURANCE COMPANY: COMPANY SNAPSHOT (2024)      212

FIGURE 58            ANICOM HOLDINGS, INC.: COMPANY SNAPSHOT (2024)             218

FIGURE 59            AGRIA PET INSURANCE LTD.: COMPANY SNAPSHOT (2024)             232