インスタントペイメント：今後のビジネスチャンス、地域別分析、市場予測　2022-2027年

Report Overview

Juniper Research’s new Instant Payments research report presents an independent analysis of the future evolution of the highly dynamic instant payments market and instant payments technology. It provides a comprehensive study of the economic growth of the instant payments market, resulting changes in B2B (Business-to-Business) and consumer payments, and the challenges facing further instant payment adoption within the payment infrastructure.

The report positions 16 vendors in the Juniper Research Competitor Leaderboard; providing an invaluable resource for stakeholders seeking to understand the complex competitive landscape in the market and improve the overall customer experience.
This instant payments systems report also presents a comprehensive market forecast for the digital payments industry; providing extensive insights and actionable data across the below areas, split by 8 key regions and 60 countries.

• Instant payments transaction volume and value
• Splits by transaction type: B2B instant payments & consumer instant payments
• Splits by channel: domestic and cross-border payments

This research suite comprises:

• Market Trends & Strategies (PDF)
• Competitor Leaderboard (PDF)
• Data & Forecasts (PDF & Excel)
• 12 Months’ Access to harvest Online Data Platform

レポート構成＆価格表

COMPANIES REFERENCED

Interviewed: ACI Worldwide.

Included in Juniper Research Competitor Leaderboard: ACI Worldwide, Bottomline, Finastra, FIS, Fiserv, FSS, Mastercard, Montran, Nets, Network for Electronic Transfers, Pelican, SWIFT, Tietoevry, Visa, Volante, Worldline.

Mentioned: ACH Colombia, Advent International, Airwallex, Al Ansari Exchange, Alltel Information Services, American Express, Apple, ATP, Bain Capital, Bank of California, Bank of England, Bank of Montreal, Banksys, BBS, BCA, BCS, Bhim, BNY (Bank of New York) Mellon, BritishAccess, Camex Treasury & Finance Solutions LTD, Capitol on Tap, Chainlink, DataCash, DBS Bank, eCurrency Mint, Enator, EqB (Equicom Savings Bank), Eurocard, Federal Reserve, Fidelity National Financial Inc, Google, HDFC Bank, Hellman & Friedman, IBM, Lufthansa, Malauzai Software, Mambu, Marine Midland Bank, Microsoft, MyDebit, NASDAQ, National ITMX, NBCUnerversal Media, Nexi, NTT, OCBC Bank, Olfa Soft SA, Oracle, OUB, PAY.ON, PayPal, PBS, Pinpoint, Poste Italiane, Quai Digital, RuPay, Samsung, SBI (State Bank of India), SIA, Société Générale, Speedpay, Stripe, Thoma Bravo, Union Bank of Finland, Viking Systems, Vopy, Walletron, WeChat, Wells Fargo Bank, Westpac New Zealand, YAP.

[プレスリリース]

CONSUMER INSTANT PAYMENT TRANSACTIONS TO EXCEED 235 BILLION GLOBALLY BY 2027; DRIVEN BY INCREASING MERCHANT ACCEPTANCE
Hampshire, UK – 7^th March 2023: A study from Juniper Research has found that the number of consumer instant payments will exceed 235 billion in 2027; up from 74 billion in 2023.

This growth of 218% will be driven by lower merchant acceptance costs when compared to traditional card schemes. This is of particular importance now, as many merchants will be seeking to reduce costs and protect margins through the global economic downturn.

An instant payment is any payment outside of a card network that is capable of receiving funds in 10 seconds or under.

Almost 70% of Consumer Payments to Be Instant by Volume in 2027

The research found that the transition to instant payments for consumers will rapidly expand; reaching 70% of all global transactions by 2027, up from just over 30% in 2023.

By 2027, the three largest markets for consumer instant payments globally, by transaction volume, will be China, led by the popularity of WeChat Pay and AliPay; India, driven by UPI; and the US, brought by the introduction of FedNow. They rank as follows:

1. China
2. India
3. US

The research recommends that instant payment vendors focus on building value-added services within their offering, including real-time fraud prevention or automation of payments for B2B use cases, in order to benefit from this shift in a highly competitive market.

Merchants to Gain from Instant Payments Adoption

The research identified that the lower costs of instant payments allow merchants to pass on savings to consumers, as well as benefitting from increased speed of transfers. With instant settlement, merchants will receive payments within seconds, reducing payment settlement delays.

Report author Michael Greenwood explained: “Payment processors, who provide payments acceptance for merchants, should look to offer instant payments integration via a single API. This will allow merchants to accept instant payments at checkout alongside existing payment methods, such as cards and wallets, without needing to undertake a separate, costly and time-consuming integration process.”

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