サービスとしてのフィンテック(FaaS)市場規模、セグメント分析、2030年までの世界予測

Fintech as a Service (FaaS) Market - Global Forecast To 2030

サービスとしてのフィンテック(FaaS)市場 - タイプ(銀行、決済、保険、融資、RegTech、資産管理、デジタル資産と通貨、サイバーセキュリティ)、エンドユーザー(消費者、銀行、ノンバンク金融会社、保険会社、政府) - 2030年までの世界予測
Fintech as a Service Market by Type (Banking, Payments, Insurance, Lending, RegTech, Wealth Management, Digital Assets & Currencies, Cybersecurity), End User (Consumer, Banks, NBFCs, Insurance Companies, Government) - Global Forecast to 2030

商品番号 : SMB-35709

出版社MarketsandMarkets
出版年月2025年9月
ページ数450
図表数664
価格タイプシングルユーザライセンス
価格USD 4,950
種別英文調査報告書

本市場レポートは、サービスとしてのフィンテック(フィンテック・アズ・ア・サービス)市場を様々なセグメントにわたって網羅しています。タイプ、導入モデル、エンドユーザー、地域に基づき、多くのセグメントの市場規模と成長ポテンシャルを推定しました。主要市場参加者の徹底的な競合分析、各社の事業情報、製品提供に関する重要な考察、現在のトレンド、そして重要な市場戦略を網羅しています。
本調査は、サービスとしてのフィンテック(FaaS)業界全体とそのサブセグメントにおける最も正確な収益予測に関する情報を提供しており、市場リーダー企業と新規参入企業の両方にとって有益です。ステークホルダーは、本レポートによって競争環境への理解を深め、自社のポジショニングを改善し、市場開拓戦略を策定する上で大きなメリットを享受できます。本調査は、主要な市場牽引要因、制約、機会、課題に関する情報を提供するとともに、業界関係者が業界の動向を把握する上で役立ちます。

世界のサービスとしてのフィンテック(FaaS)市場は、2025年の4,709億4,000万米ドルから2030年には9,061億4,000万米ドルに拡大し、予測期間中の年平均成長率(CAGR)は14.0%と予測されています。世界市場を牽引しているのは、銀行、保険会社、ノンバンク金融機関(NBFC)がAPI主導のソリューションを導入し、決済、融資、カード発行、顧客確認(KYC)サービスを迅速かつ費用対効果の高い方法で提供する、組み込み型金融の急速な台頭です。デジタルコマースの成長、国際送金の需要、規制遵守のニーズ、クラウドベースモデルの拡張性といった要素が、この導入をさらに加速させています。また、AIとデータ分析の統合により、不正防止、引受、パーソナライゼーションが強化されています。さらに、金融包摂の取り組み、中小企業のデジタル化、そしてモジュール型で構成可能な金融サービスへのトレンドが、市場の勢いを強めています。しかし、このセクターは、地域間での規制の断片化、サードパーティのリスクとコンプライアンスに関する監視の強化、データプライバシーとセキュリティへの懸念、そしてレガシーシステムとの統合における課題といった制約に直面しています。インターチェンジ上限によるマージン圧力、ベンダーロックインの可能性、そして信頼性への期待も、資金調達条件の厳格化、リスク回避策、そして金融サービスに参入する非銀行系事業者に対する信頼の障壁と相まって、導入を阻んでいます。

The global Fintech as a Service market will grow from USD 470.94 billion in 2025 to USD 906.14 billion by 2030 at a compounded annual growth rate (CAGR) of 14.0% during the forecast period. The global market is driven by the rapid rise of embedded finance, where banks, insurers, and NBFCs increasingly adopt API-driven solutions to deliver payments, lending, card issuance, and KYC services quickly and cost-effectively. Growth in digital commerce, demand for cross-border remittance, regulatory compliance needs, and the scalability of cloud-based models further accelerate adoption, while the integration of AI and data analytics enhances fraud prevention, underwriting, and personalization. Additionally, financial inclusion initiatives, SME digitalization, and the trend toward modular, composable financial services strengthen market momentum. However, the sector faces restraints such as regulatory fragmentation across regions, heightened scrutiny around third-party risk and compliance, data privacy and security concerns, and challenges in integrating with legacy systems. Margin pressures due to interchange caps, potential vendor lock-in, and reliability expectations also weigh on adoption, alongside tighter funding conditions, de-risking practices, and trust barriers for non-bank providers entering financial services.

サービスとしてのフィンテック(FaaS)市場規模、セグメント分析、2030年までの世界予測
fintech-as-a-service-market-new

Based on payment, the payment processing-as-a-service segment is expected to hold the largest market share during the forecast period.

Payment Processing-as-a-Service is a cloud-based model that enables businesses to outsource their payment infrastructure and access end-to-end transaction capabilities through APIs and modular platforms. It allows companies to handle card payments, digital wallets, bank transfers, and alternative payment methods while embedding security, fraud prevention, and compliance features without building costly in-house systems. Widely adopted across e-commerce, banking, SMEs, subscription-based services, and digital marketplaces, Payment Processing-as-a-Service supports seamless global transactions, recurring billing, and multi-currency settlements. By offering scalability, faster go-to-market, and reduced operational complexity, it has become a core payments use case within the Fintech as a Service ecosystem, driving efficiency and innovation in digital financial services.

Based on deployment model, the hybrid segment is expected to grow at the highest CAGR during the forecast period.

Hybrid cloud integrates the benefits of both public and private cloud environments, enabling financial institutions to strike a balance between scalability, security, and compliance. In this model, sensitive workloads such as customer data, core banking systems, and regulatory reporting are kept on private infrastructure, while customer-facing services such as digital wallets, payment APIs, or robo-advisory platforms leverage the public cloud’s scalability and cost efficiency. This dual approach allows firms to optimize costs, meet compliance requirements, and remain flexible in adopting new fintech innovations. Hybrid cloud adoption is growing rapidly as financial institutions pursue digital transformation while managing regulatory pressures. It also supports multi-cloud strategies, where different cloud providers are used for specific services, enhancing resilience and reducing vendor lock-in. For FaaS providers, hybrid deployment offers the best of both worlds, enabling innovation at speed while maintaining trust and compliance for core operations.

サービスとしてのフィンテック(FaaS)市場規模、セグメント分析、2030年までの世界予測 - 地域
fintech-as-a-service-market-new-region

Asia Pacific is expected to grow at the highest CAGR during the forecast period.

The Fintech as a Service market in Asia Pacific is expanding rapidly, driven by the region’s advanced real-time payment rails, regulatory shifts toward open banking, and growing SME and platform digitalization. Countries such as India, China, and Japan are leading the market with account-to-account, QR-based, and cross-border payment solutions. Regulatory frameworks, including Singapore’s Payment Services Act, Australia’s Consumer Data Right, and Japan’s Payment Services Act, are shaping compliance-as-a-service and data-driven offerings, while wallet interoperability and super-app ecosystems further accelerate adoption. Banks, NBFCs, and governments are leveraging FaaS to modernize payment stacks, embed financial services, and reduce regulatory burdens, while cross-border specialists such as Airwallex, Nium, and Razorpay compete alongside global players such as Stripe and Adyen. Despite challenges of regulatory fragmentation, data localization, and compliance costs, the market outlook remains strong, with double-digit growth expected as open finance expands and multi-rail orchestration, embedded treasury, and compliance-as-code become central to financial innovation in the region.

Breakdown of primaries

We interviewed Chief Executive Officers (CEOs), directors of innovation and technology, system integrators, and executives from several significant Fintech as a Service market companies.

  • By Company: Tier I: 35%, Tier II: 40%, and Tier III: 25%
  • By Designation: C-Level Executives: 35%, Director Level: 25%, and Others: 40%
  • By Region: North America: 30%, Europe: 35%, Asia Pacific: 25%, Rest of the World: 10%

Some of the significant Fintech as a Service vendors are PayPal (US), Mastercard (US), Stripe (US), Fiserv (US), Block Inc. (US), Envestnet (US), Rapyd (UK), Upstart (US), FIS (US), and Adyen (Netherlands).

サービスとしてのフィンテック(FaaS)市場規模、セグメント分析、2030年までの世界予測 - 対象となる企業
fintech-as-a-service-market-new-ecosystem

Research coverage:

The market report covered the Fintech as a Service market across segments. We estimated the market size and growth potential for many segments based on type, deployment model, end user, and region. It contains a thorough competition analysis of the major market participants, information about their businesses, essential observations about their product offerings, current trends, and critical market strategies.

Reasons to buy this report:

With information on the most accurate revenue estimates for the whole Fintech as a Service industry and its subsegments, the research will benefit market leaders and recent newcomers. Stakeholders will benefit from this report’s increased understanding of the competitive environment, which will help them better position their companies and develop go-to-market strategies. The research offers information on the main market drivers, constraints, opportunities, and challenges, as well as aids players in understanding the pulse of the industry.

The report provides insights into the following pointers:

Analysis of key drivers (Operational flexibility and scalability with advent of cloud computing technology, increasing demand for real-time payments and transactions, and rise in demand for streamlined compliance and regulatory solutions), restraints (Complexity involved in integration with legacy systems, and issues related to data security and privacy), opportunities (Transforming financial landscape through digital lending platforms, increased demand for Regulatory Technology (RegTech), expansion of cross-border payments and remittances, and rise in digital assets and currencies), and challenges (Dependency on third-party APIs and infrastructure, and growing competition in fast-moving digital financial landscape).

  • Product Development/Innovation: Comprehensive analysis of emerging technologies, R&D initiatives, and service and product launches in the Fintech as a Service market.
  • Market Development: In-depth details regarding profitable markets.
  • Market Diversification: Comprehensive details regarding recent advancements, investments, unexplored regions, new goods and services, and the Fintech as a Service market.
  • Competitive Assessment: Thorough analysis of the market shares, expansion plans, platforms, and service portfolios of the top competitors in the Fintech as a Service industry, such as PayPal (US), Mastercard (US), Stripe (US), Fiserv (US), Block, Inc. (US), Rapyd (UK), Envestnet (US), Upstart (US), Solid Financial Technologies (US), FIS (US), Synctera (US), Adyen (Netherlands), SoFi (US), Marqeta (US), Dwolla (US), Finastra (UK), Temenos (Switzerland), PolicyBazaar (India), Razorpay (India), Revolut (UK), Fispan (Canada), NIUM (SG), Airwallex (AUS), Finix (US), Synapse (US), Volante Technologies (US), Plaid (US), Currencycloud (UK), Mambu (Netherlands), Form3 (UK), Solaris (Germany), Chime (US), M2P Fintech (India), and Railsr (UK).

Table of Contents

1               INTRODUCTION              40

1.1           STUDY OBJECTIVES       40

1.2           MARKET DEFINITION   40

1.2.1        INCLUSIONS AND EXCLUSIONS 41

1.3           MARKET SCOPE                41

1.3.1        YEARS CONSIDERED      43

1.4           CURRENCY CONSIDERED            43

1.5           STAKEHOLDERS               44

1.6           SUMMARY OF CHANGES               44

2               RESEARCH METHODOLOGY       45

2.1           RESEARCH DATA              45

2.1.1        SECONDARY DATA          46

2.1.1.1    Secondary sources                46

2.1.2        PRIMARY DATA 47

2.1.2.1    Breakup of primary profiles                47

2.1.2.2    Primary sources    48

2.1.2.3    Key insights from industry experts    48

2.2           DATA TRIANGULATION                49

2.3           MARKET SIZE ESTIMATION         50

2.3.1        BOTTOM-UP APPROACH              50

2.3.2        TOP-DOWN APPROACH                51

2.4           GROWTH FORECAST      53

2.5           RESEARCH ASSUMPTIONS           53

2.6           RESEARCH LIMITATIONS             54

3               EXECUTIVE SUMMARY  55

4               PREMIUM INSIGHTS       58

4.1           ATTRACTIVE OPPORTUNITIES FOR PLAYERS IN FINTECH AS A SERVICE MARKET               58

4.2           NORTH AMERICA: FINTECH AS A SERVICE MARKET, BY TYPE & COUNTRY, 2025 59

4.3           ASIA PACIFIC: FINTECH AS A SERVICE MARKET, BY TYPE & COUNTRY, 2025             59

4.4           FINTECH AS A SERVICE MARKET, BY END USER, 2025                 60

5               MARKET OVERVIEW AND INDUSTRY TRENDS    61

5.1           INTRODUCTION              61

5.2           MARKET DYNAMICS       61

5.2.1        DRIVERS               62

5.2.1.1    Operational flexibility and scalability with advent of cloud computing technology         62

5.2.1.2    Increasing demand for real-time payments and transactions                 62

5.2.1.3    Rise in demand for streamlined compliance and regulatory solutions 62

5.2.2        RESTRAINTS      63

5.2.2.1    Complexity involved in integration with legacy systems                 63

5.2.2.2    Issues related to data security and privacy        63

5.2.3        OPPORTUNITIES              64

5.2.3.1    Transforming financial landscape through digital lending platforms                64

5.2.3.2    Increased demand for Regulatory Technology (RegTech)                 64

5.2.3.3    Expansion of cross-border payments and remittances   64

5.2.3.4    Rise of digital assets & currencies      65

5.2.4        CHALLENGES    65

5.2.4.1    Dependency on third-party APIs and infrastructure      65

5.2.4.2    Growing competition in fast-moving digital financial landscape                 65

5.3           INDUSTRY TRENDS         66

5.3.1        HISTORY OF FINTECH AS A SERVICE MARKET    66

5.3.1.1    1990–2000              66

5.3.1.2    2000–2010              66

5.3.1.3    2010–2020              67

5.3.1.4    2021–present         67

5.3.2        TRENDS/DISRUPTIONS IMPACTING CUSTOMER BUSINESS            67

5.3.3        SUPPLY CHAIN ANALYSIS             69

5.3.3.1    Technology infrastructure providers 69

5.3.3.2    Fintech as a service providers             69

5.3.3.3    Application developers        70

5.3.3.4    System integrators                70

5.3.3.5    End-users               70

5.3.4        ECOSYSTEM ANALYSIS  70

5.3.5        PRICING ANALYSIS          72

5.3.5.1    Average selling price trend of fintech as a service among key players, by type     73

5.3.5.2    Indicative pricing analysis, by type    74

5.3.6        TECHNOLOGY ANALYSIS             75

5.3.6.1    Key technologies  75

5.3.6.1.1 Application programming interfaces(APIs)     75

5.3.6.1.2 Cloud computing  75

5.3.6.1.3 Machine learning (ML) & artificial intelligence (AI)     76

5.3.6.2    Adjacent technologies          76

5.3.6.2.1 Blockchain             76

5.3.6.2.2 Robotic process automation (RPA)   76

5.3.6.2.3 Edge computing   77

5.3.6.3    Complementary technologies             77

5.3.6.3.1 Payment gateways and tokenization  77

5.3.6.3.2 Cybersecurity        77

5.3.7        PATENT ANALYSIS          78

5.3.7.1    METHODOLOGY              78

5.3.8        PORTER’S FIVE FORCES ANALYSIS           82

5.3.8.1    Threat of new entrants        83

5.3.8.2    Threat of substitutes            83

5.3.8.3    Bargaining power of suppliers            83

5.3.8.4    Bargaining power of buyers                83

5.3.8.5    Intensity of competitive rivalry           83

5.3.9        CASE STUDY ANALYSIS 84

5.3.9.1    API portal by Fiserv enhanced consumer experience for veridian credit union           84

5.3.9.2    PayMyTuition expanded global foothold by implementing Rapyd’s cross-border and local payments technology     85

5.3.9.3    Home Chef leveraging PayPal checkout button to boost new customer signups and revenue            86

5.3.9.4    FIS helped Zalando by providing seamless payment solution and faster checkout process        87

5.3.9.5    PayPal helped Tradera with payment flexibility and with secure transaction experiences       87

5.3.9.6    Razorpay Optimizer helped craft FabIndia’s payments success story        88

5.3.10      REGULATORY LANDSCAPE         89

5.3.10.1  Regulatory bodies, government agencies, and other organizations                 89

5.3.10.2  Key regulations     93

5.3.10.2.1                Payment Service Directive/Strong Customer Authentication Compliance                93

5.3.10.2.2                Payment Card Industry Data Security Standard                 93

5.3.10.2.3                Information Technology (IT) Act, 2000           94

5.3.10.2.4                General Data Protection Regulation compliance                 94

5.3.10.2.5                Anti-money laundering/Combating financing of terrorism compliance           94

5.3.10.2.6                Bank Secrecy Act  94

5.3.10.2.7                Personal Information Protection and Electronic Documents Act     94

5.3.11      KEY STAKEHOLDERS AND BUYING CRITERIA     95

5.3.11.1  Key stakeholders in buying process   95

5.3.11.2  Buying criteria      95

5.3.12      KEY CONFERENCES & EVENTS, 2025–2026              96

5.3.13      TECHNOLOGY ROADMAP FOR FINTECH AS A SERVICE MARKET               96

5.3.13.1  Short-term roadmap (2025–2026)     97

5.3.13.2  Mid-term roadmap (2027–2028)       97

5.3.13.3  Long-term roadmap (2029–2030)     97

5.3.14      BEST PRACTICES TO IMPLEMENT FINTECH AS A SERVICE               97

5.3.15      CURRENT AND EMERGING BUSINESS MODELS 99

5.3.16      TOOLS, FRAMEWORKS, AND TECHNIQUES USED IN FINTECH AS A SERVICE 100

5.3.17      INTRODUCTION TO ARTIFICIAL INTELLIGENCE AND GENERATIVE AI                100

5.3.17.1  Impact of generative AI on fintech as a service market  100

5.3.17.2  Use cases of generative AI in fintech as a service market                 101

5.3.18      INVESTMENT AND FUNDING SCENARIO               102

5.3.19      IMPACT OF 2025 US TARIFF – FINTECH AS A SERVICE MARKET               102

5.3.19.1  Introduction          102

5.3.19.2  Key tariff rates      103

5.3.19.3  Price impact analysis            104

5.3.19.4  Impact on country/region   105

5.3.19.4.1                US           105

5.3.19.4.2                Europe   106

5.3.19.4.3                Asia Pacific            107

5.3.19.5  Impact on fintech as a service end users           108

6               FINTECH AS A SERVICE MARKET, BY TYPE           109

6.1           INTRODUCTION              110

6.1.1        TYPE: MARKET DRIVERS               110

6.2           BANKING             112

6.2.1        FINTECH STARTUPS VYING TO CAPITALIZE ON INTENSE COMPETITION AND MARKET CONSOLIDATION IN BANKING             112

6.2.2        CUSTOMER ONBOARDING AND ACCOUNT MANAGEMENT 114

6.2.3        CORE BANKING-AS-A-PLATFORM            115

6.2.4        OTHER BANKING             116

6.3           PAYMENTS         117

6.3.1        FINTECH AS A SERVICE BRIDGES GAP BETWEEN TRADITIONAL PAYMENT METHODS AND TECHNOLOGY                 117

6.3.2        CROSS-BORDER REMITTANCE PLATFORMS        119

6.3.3        PAYMENT PROCESSING-AS-A-SERVICE 120

6.3.4        OTHER PAYMENTS         121

6.4           INSURANCE        122

6.4.1        INCREASE IN CONSUMER DEMAND FOR PERSONALIZED AND CONVENIENT INSURANCE                122

6.4.2        CLAIMS AUTOMATION 123

6.4.3        POLICY MANAGEMENT PLATFORMS      124

6.4.4        OTHER INSURANCE        125

6.5           REGTECH            126

6.5.1        DRIVING COMPLIANCE THROUGH AUTOMATION                 126

6.5.2        COMPLIANCE & REGULATORY SUPPORT              127

6.5.3        KYC VERIFICATION        128

6.5.4        OTHER REGTECH            129

6.6           LENDING             130

6.6.1        BORROWERS SEEK STREAMLINED LOAN APPLICATION PROCESSES, FASTER APPROVAL, AND MORE FLEXIBLE LENDING TERMS              130

6.6.2        BNPL (BUY NOW PLAY LATER)  132

6.6.3        EMBEDDED LENDING APIS         132

6.6.4        OTHER LENDING             133

6.7           WEALTH MANAGEMENT              134

6.7.1        CATERING TO SMALL INVESTORS AND COMMUNICATION THROUGH USER APPS            134

6.7.2        MONEY MANAGEMENT 136

6.7.3        CLIENT ONBOARDING & RISK PROFILING            137

6.7.4        OTHER WEALTH MANAGEMENT              138

6.8           DIGITAL ASSETS & CURRENCIES               139

6.8.1        BRIDGING TRADITIONAL FINANCE WITH DIGITAL INNOVATION    139

6.8.2        CRYPTO-AS-A-SERVICE 140

6.8.3        TOKENIZATION PLATFORMS     141

6.8.4        OTHER DIGITAL ASSETS & CURRENCIES               142

6.9           CYBERSECURITY              142

6.9.1        NEED FOR SECURING DIGITAL FINANCIAL ECOSYSTEM                 142

6.9.2        FRAUD DETECTION       144

6.9.3        IDENTITY VERIFICATION SERVICES        145

6.9.4        OTHER CYBERSECURITY              145

6.10         OTHER TYPES   146

7               FINTECH AS A SERVICE MARKET, BY DEPLOYMENT MODEL 148

7.1           INTRODUCTION              149

7.1.1        DEPLOYMENT MODEL: MARKET DRIVERS           149

7.2           PUBLIC CLOUD 150

7.2.1        DRIVING RAPID INNOVATION THROUGH SCALABLE, COST-EFFICIENT INFRASTRUCTURE      150

7.3           PRIVATE CLOUD              151

7.3.1        ENABLING SECURE, COMPLIANT, AND CUSTOMIZED FINANCIAL SERVICES DELIVERY               151

7.4           HYBRID                152

7.4.1        OPTIMIZING AGILITY AND COMPLIANCE WITH BALANCED CLOUD APPROACH 152

8               FINTECH AS A SERVICE MARKET, BY END USER 154

8.1           INTRODUCTION              155

8.1.1        END USER: MARKET DRIVERS    155

8.2           CONSUMERS      156

8.2.1        NEED TO ENABLE SEAMLESS AND PERSONALIZED DIGITAL FINANCIAL EXPERIENCES TO DRIVE MARKET 156

8.3           BANKS  157

8.3.1        COMPETITIVE EDGE OFFERED BY FAAS WITH ABILITY TO ADAPT TO CHANGING MARKET TRENDS      157

8.4           NON-BANKING FINANCIAL COMPANIES               158

8.4.1        NEED TO EXPAND DIGITAL LENDING TO UNDERSERVED MARKETS            158

8.5           INSURANCE COMPANIES              159

8.5.1        ENHANCED RISK ASSESSMENT AND PERSONALIZED CUSTOMER SUPPORT    159

8.6           GOVERNMENTS                161

8.6.1        DRIVE FINANCIAL INCLUSION AND TRANSPARENT PUBLIC SERVICES            161

8.7           OTHER END USERS         162

9               FINTECH AS A SERVICE MARKET, BY REGION     163

9.1           INTRODUCTION              164

9.2           NORTH AMERICA             166

9.2.1        NORTH AMERICA: MACROECONOMIC OUTLOOK                 166

9.2.2        US           174

9.2.2.1    Technological advancements with presence of key US vendors offering FaaS solutions        174

9.2.3        CANADA               180

9.2.3.1    Rapid growth of digital transformation measures in Canada                 180

9.3           EUROPE               187

9.3.1        EUROPE: MACROECONOMIC OUTLOOK               187

9.3.2        UK          194

9.3.2.1    Thriving fintech startup culture in UK             194

9.3.3        GERMANY           201

9.3.3.1    Advanced infrastructure and robust connectivity in Germany                 201

9.3.4        FRANCE                207

9.3.4.1    Innovation and opportunities revolutionizing financial industry in France                207

9.3.5        ITALY    214

9.3.5.1    Young and technology-savvy generation to create significant demand for digital financial services 214

9.3.6        REST OF EUROPE             221

9.4           ASIA PACIFIC     221

9.4.1        ASIA PACIFIC: MACROECONOMIC OUTLOOK     222

9.4.2        CHINA  229

9.4.2.1    Supportive government policies and technologically advanced infrastructure in China        229

9.4.3        JAPAN   236

9.4.3.1    Demand for personalized financial service in Japan       236

9.4.4        INDIA    242

9.4.4.1    Higher adoption of advanced AI and ML-based identity verification solutions            242

9.4.5        REST OF ASIA PACIFIC   249

9.5           MIDDLE EAST & AFRICA                250

9.5.1        MIDDLE EAST & AFRICA: MACROECONOMIC OUTLOOK                 250

9.5.2        KSA        258

9.5.2.1    Vision 2030 driving market growth   258

9.5.3        UAE        264

9.5.3.1    Investments and businesses streamlining growth of fintech                 264

9.5.4        SOUTH AFRICA 271

9.5.4.1    South Africa to be attractive market for fintech growth 271

9.5.5        REST OF MIDDLE EAST & AFRICA             277

9.6           LATIN AMERICA                278

9.6.1        LATIN AMERICA: MACROECONOMIC OUTLOOK                 278

9.6.2        BRAZIL 285

9.6.2.1    Smartphone’s penetration to boost digital banking initiatives                 285

9.6.3        MEXICO                292

9.6.3.1    Security and regulatory constraints pose challenges       292

9.6.4        REST OF LATIN AMERICA             298

10            COMPETITIVE LANDSCAPE         299

10.1         INTRODUCTION              299

10.2         KEY PLAYER STRATEGIES/RIGHT TO WIN, 2022–2025                 299

10.2.1      OVERVIEW OF STRATEGIES DEPLOYED BY KEY FINTECH AS A SERVICE PLAYERS              299

10.3         REVENUE ANALYSIS, 2020–2024  301

10.4         MARKET SHARE ANALYSIS, 2024                 301

10.5         COMPANY EVALUATION MATRIX: KEY PLAYERS, 2024                 305

10.5.1      STARS   305

10.5.2      EMERGING LEADERS     305

10.5.3      PERVASIVE PLAYERS      305

10.5.4      PARTICIPANTS 305

10.5.5      COMPANY FOOTPRINT: KEY PLAYERS, 2024         307

10.5.5.1  Company footprint               307

10.5.5.2  Region footprint   308

10.5.5.3  Type footprint       309

10.5.5.4  Deployment model footprint               310

10.6         COMPANY EVALUATION MATRIX: STARTUPS/SMES, 2024        311

10.6.1      PROGRESSIVE COMPANIES         311

10.6.2      RESPONSIVE COMPANIES            311

10.6.3      DYNAMIC COMPANIES  311

10.6.4      STARTING BLOCKS         311

10.6.5      COMPETITIVE BENCHMARKING: STARTUPS/SMES, 2024                 313

10.6.5.1  Detailed list of key startups/SMEs    313

10.6.5.2  Competitive benchmarking of key startups/SMEs          314

10.7         BRAND/PRODUCT COMPARISON             315

10.8         COMPANY VALUATION AND FINANCIAL METRICS                 316

10.9         COMPETITIVE SCENARIO             317

10.9.1      PRODUCT LAUNCHES   317

10.9.2      DEALS  325

11            COMPANY PROFILES      350

11.1         KEY PLAYERS     350

11.1.1      PAYPAL                 350

11.1.1.1  Business overview 350

11.1.1.2  Products/Solutions/Services offered 351

11.1.1.3  Recent developments           353

11.1.1.3.1                Product launches/developments        353

11.1.1.3.2                Deals      355

11.1.1.4  MnM view              358

11.1.1.4.1                Key strengths        358

11.1.1.4.2                Strategic choices   358

11.1.1.4.3                Weaknesses and competitive threats 358

11.1.2      MASTERCARD   359

11.1.2.1  Business overview 359

11.1.2.2  Products/Solutions/Services offered 360

11.1.2.3  Recent developments           362

11.1.2.3.1                Product launches/developments        362

11.1.2.3.2                Deals      363

11.1.2.4  MnM view              368

11.1.2.4.1                Key strengths        368

11.1.2.4.2                Strategic choices   368

11.1.2.4.3                Weaknesses and competitive threats 368

11.1.3      FISERV  369

11.1.3.1  Business overview 369

11.1.3.2  Products/Solutions/Services offered 370

11.1.3.3  Recent developments           372

11.1.3.3.1                Product launches/developments        372

11.1.3.3.2                Deals      373

11.1.3.4  MnM view              376

11.1.3.4.1                Key strengths        376

11.1.3.4.2                Strategic choices   376

11.1.3.4.3                Weaknesses and competitive threats 376

11.1.4      BLOCK, INC.       377

11.1.4.1  Business overview 377

11.1.4.2  Products/Solutions/Services offered 378

11.1.4.3  Recent developments           380

11.1.4.3.1                Product launches/developments        380

11.1.4.3.2                Deals      381

11.1.4.4  MnM view              381

11.1.4.4.1                Key strengths        381

11.1.4.4.2                Strategic choices   382

11.1.4.4.3                Weaknesses and competitive threats 382

11.1.5      STRIPE 383

11.1.5.1  Business overview 383

11.1.5.2  Products/Solutions/Services offered 383

11.1.5.3  Recent developments           385

11.1.5.3.1                Product launches/developments        385

11.1.5.3.2                Deals      385

11.1.5.4  MnM view              387

11.1.5.4.1                Key strengths        387

11.1.5.4.2                Strategic choices   387

11.1.5.4.3                Weaknesses and competitive threats 387

11.1.6      ENVESTNET       388

11.1.6.1  Business overview 388

11.1.6.2  Products/Solutions/Services offered 388

11.1.6.3  Recent developments           389

11.1.6.3.1                Product launches/developments        389

11.1.6.3.2                Deals      390

11.1.7      RAPYD  393

11.1.7.1  Business overview 393

11.1.7.2  Products/Solutions/Services offered 393

11.1.7.3  Recent developments           395

11.1.7.3.1                Product launches/developments        395

11.1.7.3.2                Deals      396

11.1.8      UPSTART             397

11.1.8.1  Business overview 397

11.1.8.2  Products/Solutions/Services offered 398

11.1.8.3  Recent developments           399

11.1.8.3.1                Product launches/developments        399

11.1.8.3.2                Deals      399

11.1.9      FIS          402

11.1.9.1  Business overview 402

11.1.9.2  Products/Solutions/Services offered 403

11.1.9.3  Recent developments           405

11.1.9.3.1                Product launches/developments        405

11.1.9.3.2                Deals      406

11.1.10   ADYEN 408

11.1.10.1                 Business overview 408

11.1.10.2                 Products/Solutions/Services offered 409

11.1.10.3                 Recent developments           411

11.1.10.3.1             Product launches/developments        411

11.1.10.3.2             Deals      411

11.2         OTHER PLAYERS              413

11.2.1      SOLID FINANCIAL TECHNOLOGIES         413

11.2.2      SOFI TECHNOLOGIES    414

11.2.3      MARQETA           415

11.2.4      SYNCTERA          416

11.2.5      DWOLLA              417

11.2.6      FINASTRA            418

11.2.7      TEMENOS            419

11.2.8      POLICYBAZAAR                420

11.2.9      RAZORPAY          421

11.3         STARTUPS/SMES              422

11.3.1      VOLANTE TECHNOLOGIES         422

11.3.2      REVOLUT            423

11.3.3      FISPAN 424

11.3.4      NIUM    425

11.3.5      AIRWALLEX        426

11.3.6      FINIX     427

11.3.7      PLAID   428

11.3.8      CURRENCYCLOUD          429

11.3.9      MAMBU                430

11.3.10   FORM3  431

11.3.11   SOLARIS               432

11.3.12   CHIME  433

11.3.13   M2P FINTECH    434

11.3.14   RAILSR  435

12            ADJACENT MARKETS & APPENDIX           436

12.1         INTRODUCTION              436

12.2         B2B DIGITAL PAYMENT MARKET – GLOBAL FORECAST TO 2028                 436

12.2.1      MARKET DEFINITION   436

12.3         PAYMENT PROCESSING SOLUTIONS MARKET — GLOBAL FORECAST TO 2028       440

12.3.1      MARKET DEFINITION   440

13            APPENDIX           443

13.1         DISCUSSION GUIDE        443

13.2         KNOWLEDGESTORE: MARKETSANDMARKETS’ SUBSCRIPTION PORTAL                446

13.3         CUSTOMIZATION OPTIONS        448

13.4         RELATED REPORTS         448

13.5         AUTHOR DETAILS           449

LIST OF TABLES

TABLE 1                USD EXCHANGE RATES, 2021–2024            43

TABLE 2                FACTOR ANALYSIS          53

TABLE 3                FINTECH AS A SERVICE ECOSYSTEM       71

TABLE 4                FINTECH AS A SERVICE MARKET: PRICING MODEL 73

TABLE 5                INDICATIVE PRICING ANALYSIS                74

TABLE 6                LIST OF MAJOR PATENTS, 2021–2025        79

TABLE 7                IMPACT OF PORTER’S FIVE FORCES ON FINTECH AS A SERVICE MARKET               82

TABLE 8                NORTH AMERICA: LIST OF REGULATORY BODIES, GOVERNMENT AGENCIES, AND OTHER ORGANIZATIONS             89

TABLE 9                EUROPE: LIST OF REGULATORY BODIES, GOVERNMENT AGENCIES, AND OTHER ORGANIZATIONS                 90

TABLE 10              ASIA PACIFIC: LIST OF REGULATORY BODIES, GOVERNMENT AGENCIES, AND OTHER ORGANIZATIONS                 91

TABLE 11              MIDDLE EAST & AFRICA: LIST OF REGULATORY BODIES, GOVERNMENT AGENCIES, AND OTHER ORGANIZATIONS             92

TABLE 12             LATIN AMERICA: LIST OF REGULATORY BODIES, GOVERNMENT AGENCIES, AND OTHER ORGANIZATIONS                 92

TABLE 13              INFLUENCE OF STAKEHOLDERS ON BUYING PROCESS FOR TOP THREE TYPES             95

TABLE 14              KEY BUYING CRITERIA FOR TOP THREE TYPES                 96

TABLE 15              KEY CONFERENCES & EVENTS, 2025–2026                 96

TABLE 16              US ADJUSTED RECIPROCAL TARIFF RATES                 103

TABLE 17              EXPECTED CHANGE IN PRICES AND IMPACT ON END-USE MARKET DUE TO TARIFF          104

TABLE 18              FINTECH AS A SERVICE MARKET, BY TYPE, 2020–2024 (USD MILLION)       111

TABLE 19              FINTECH AS A SERVICE MARKET, BY TYPE, 2025–2030 (USD MILLION)       112

TABLE 20              FINTECH AS A SERVICE MARKET, BY BANKING, 2020–2024 (USD MILLION)            113

TABLE 21              FINTECH AS A SERVICE MARKET, BY BANKING, 2025–2030 (USD MILLION)            113

TABLE 22              BANKING: FINTECH AS A SERVICE MARKET, BY REGION,

2020–2024 (USD MILLION)            113

TABLE 23              BANKING: FINTECH AS A SERVICE MARKET, BY REGION,

2025–2030 (USD MILLION)            114

TABLE 24              CUSTOMER ONBOARDING AND ACCOUNT MANAGEMENT: FINTECH AS A SERVICE MARKET, BY REGION, 2020–2024 (USD MILLION)            114

TABLE 25              CUSTOMER ONBOARDING AND ACCOUNT MANAGEMENT: FINTECH AS A SERVICE MARKET, BY REGION, 2025–2030 (USD MILLION)            115

TABLE 26              CORE BANKING-AS-A-PLATFORM: FINTECH AS A SERVICE MARKET, BY REGION, 2020–2024 (USD MILLION)                 115

TABLE 27              CORE BANKING-AS-A-PLATFORM: FINTECH AS A SERVICE MARKET, BY REGION, 2025–2030 (USD MILLION)                 116

TABLE 28              OTHER BANKING: FINTECH AS A SERVICE MARKET, BY REGION,

2020–2024 (USD MILLION)            116

TABLE 29              OTHER BANKING: FINTECH AS A SERVICE MARKET, BY REGION,

2025–2030 (USD MILLION)            117

TABLE 30              FINTECH AS A SERVICE MARKET, BY PAYMENT, 2020–2024 (USD MILLION)            118

TABLE 31              FINTECH AS A SERVICE MARKET, BY PAYMENT, 2025–2030 (USD MILLION)            118

TABLE 32              PAYMENTS: FINTECH AS A SERVICE MARKET, BY REGION,

2020–2024 (USD MILLION)            118

TABLE 33              PAYMENTS: FINTECH AS A SERVICE MARKET, BY REGION,

2025–2030 (USD MILLION)            118

TABLE 34              CROSS-BORDER REMITTANCE PLATFORMS: FINTECH AS A SERVICE MARKET,

BY REGION, 2020–2024 (USD MILLION)   119

TABLE 35              CROSS-BORDER REMITTANCE PLATFORMS: FINTECH AS A SERVICE MARKET,

BY REGION, 2025–2030 (USD MILLION)   119

TABLE 36              PAYMENT PROCESSING-AS-A-SERVICE: FINTECH AS A SERVICE MARKET,

BY REGION, 2020–2024 (USD MILLION)   120

TABLE 37              PAYMENT PROCESSING-AS-A-SERVICE: FINTECH AS A SERVICE MARKET,

BY REGION, 2025–2030 (USD MILLION)   120

TABLE 38              OTHER PAYMENTS: FINTECH AS A SERVICE MARKET, BY REGION,

2020–2024 (USD MILLION)            121

TABLE 39              OTHER PAYMENTS: FINTECH AS A SERVICE MARKET, BY REGION,

2025–2030 (USD MILLION)            121

TABLE 40              FINTECH AS A SERVICE MARKET, BY INSURANCE, 2020–2024 (USD MILLION) 122

TABLE 41              FINTECH AS A SERVICE MARKET, BY INSURANCE, 2025–2030 (USD MILLION) 122

TABLE 42              INSURANCE: FINTECH AS A SERVICE MARKET, BY REGION,

2020–2024 (USD MILLION)            123

TABLE 43              INSURANCE: FINTECH AS A SERVICE MARKET, BY REGION,

2025–2030 (USD MILLION)            123

TABLE 44              CLAIMS AUTOMATION: FINTECH AS A SERVICE MARKET, BY REGION,

2020–2024 (USD MILLION)            123

TABLE 45              CLAIMS AUTOMATION: FINTECH AS A SERVICE MARKET, BY REGION,

2025–2030 (USD MILLION)            124

TABLE 46              POLICY MANAGEMENT PLATFORMS: FINTECH AS A SERVICE MARKET, BY REGION, 2020–2024 (USD MILLION)                 124

TABLE 47              POLICY MANAGEMENT PLATFORMS: FINTECH AS A SERVICE MARKET, BY REGION, 2025–2030 (USD MILLION)                 125

TABLE 48              OTHER INSURANCE: FINTECH AS A SERVICE MARKET, BY REGION,

2020–2024 (USD MILLION)            125

TABLE 49              OTHER INSURANCE: FINTECH AS A SERVICE MARKET, BY REGION,

2025–2030 (USD MILLION)            126

TABLE 50              FINTECH AS A SERVICE MARKET, BY REGTECH, 2020–2024 (USD MILLION)            126

TABLE 51              FINTECH AS A SERVICE MARKET, BY REGTECH, 2025–2030 (USD MILLION)            126

TABLE 52              REGTECH: FINTECH AS A SERVICE MARKET, BY REGION,

2020–2024 (USD MILLION)            127

TABLE 53              REGTECH: FINTECH AS A SERVICE MARKET, BY REGION,

2025–2030 (USD MILLION)            127

TABLE 54              COMPLIANCE & REGULATORY SUPPORT: FINTECH AS A SERVICE MARKET,

BY REGION, 2020–2024 (USD MILLION)   127

TABLE 55              COMPLIANCE & REGULATORY SUPPORT: FINTECH AS A SERVICE MARKET,

BY REGION, 2025–2030 (USD MILLION)   128

TABLE 56              KYC VERIFICATION: FINTECH AS A SERVICE MARKET, BY REGION,

2020–2024 (USD MILLION)            128

TABLE 57              KYC VERIFICATION: FINTECH AS A SERVICE MARKET, BY REGION,

2025–2030 (USD MILLION)            129

TABLE 58              OTHER REGTECH: FINTECH AS A SERVICE MARKET, BY REGION,

2020–2024 (USD MILLION)            129

TABLE 59              OTHER REGTECH: FINTECH AS A SERVICE MARKET, BY REGION,

2025–2030 (USD MILLION)            130

TABLE 60              FINTECH AS A SERVICE MARKET, BY LENDING, 2020–2024 (USD MILLION)            130

TABLE 61              FINTECH AS A SERVICE MARKET, BY LENDING, 2025–2030 (USD MILLION)            131

TABLE 62              LENDING: FINTECH AS A SERVICE MARKET, BY REGION,

2020–2024 (USD MILLION)            131

TABLE 63              LENDING: FINTECH AS A SERVICE MARKET, BY REGION,

2025–2030 (USD MILLION)            131

TABLE 64              BNPL: FINTECH AS A SERVICE MARKET, BY REGION, 2020–2024 (USD MILLION)          132

TABLE 65              BNPL: FINTECH AS A SERVICE MARKET, BY REGION, 2025–2030 (USD MILLION)          132

TABLE 66              EMBEDDED LENDING APIS: FINTECH AS A SERVICE MARKET, BY REGION,

2020–2024 (USD MILLION)            133

TABLE 67              EMBEDDED LENDING APIS: FINTECH AS A SERVICE MARKET, BY REGION,

2025–2030 (USD MILLION)            133

TABLE 68              OTHER LENDING: FINTECH AS A SERVICE MARKET, BY REGION,

2020–2024 (USD MILLION)            134

TABLE 69              OTHER LENDING: FINTECH AS A SERVICE MARKET, BY REGION,

2025–2030 (USD MILLION)            134

TABLE 70              FINTECH AS A SERVICE MARKET, BY WEALTH MANAGEMENT,

2020–2024 (USD MILLION)            135

TABLE 71              FINTECH AS A SERVICE MARKET, BY WEALTH MANAGEMENT,

2025–2030 (USD MILLION)            135

TABLE 72              WEALTH MANAGEMENT: FINTECH AS A SERVICE MARKET, BY REGION,

2020–2024 (USD MILLION)            135

TABLE 73              WEALTH MANAGEMENT: FINTECH AS A SERVICE MARKET, BY REGION,

2025–2030 (USD MILLION)            136

TABLE 74              MONEY MANAGEMENT: FINTECH AS A SERVICE MARKET, BY REGION,

2020–2024 (USD MILLION)            136

TABLE 75              MONEY MANAGEMENT: FINTECH AS A SERVICE MARKET, BY REGION,

2025–2030 (USD MILLION)            137

TABLE 76              CLIENT ONBOARDING & RISK PROFILING: FINTECH AS A SERVICE MARKET,

BY REGION, 2020–2024 (USD MILLION)   137

TABLE 77              CLIENT ONBOARDING & RISK PROFILING: FINTECH AS A SERVICE MARKET,

BY REGION, 2025–2030 (USD MILLION)   138

TABLE 78              OTHER WEALTH MANAGEMENT: FINTECH AS A SERVICE MARKET, BY REGION, 2020–2024 (USD MILLION)                 138

TABLE 79              OTHER WEALTH MANAGEMENT: FINTECH AS A SERVICE MARKET, BY REGION, 2025–2030 (USD MILLION)                 138

TABLE 80              FINTECH AS A SERVICE MARKET, BY DIGITAL ASSETS & CURRENCIES,

2020–2024 (USD MILLION)            139

TABLE 81              FINTECH AS A SERVICE MARKET, BY DIGITAL ASSETS & CURRENCIES,

2025–2030 (USD MILLION)            139

TABLE 82              DIGITAL ASSETS & CURRENCIES: FINTECH AS A SERVICE MARKET, BY REGION, 2020–2024 (USD MILLION)                 139

TABLE 83              DIGITAL ASSETS & CURRENCIES: FINTECH AS A SERVICE MARKET, BY REGION, 2025–2030 (USD MILLION)                 140

TABLE 84              CRYPTO-AS-A-SERVICE: FINTECH AS A SERVICE MARKET, BY REGION,

2020–2024 (USD MILLION)            140

TABLE 85              CRYPTO-AS-A-SERVICE: FINTECH AS A SERVICE MARKET, BY REGION,

2025–2030 (USD MILLION)            140

TABLE 86              TOKENIZATION PLATFORMS: FINTECH AS A SERVICE MARKET, BY REGION,

2020–2024 (USD MILLION)            141

TABLE 87              TOKENIZATION PLATFORMS: FINTECH AS A SERVICE MARKET, BY REGION,

2025–2030 (USD MILLION)            141

TABLE 88              OTHER DIGITAL ASSETS & CURRENCIES: FINTECH AS A SERVICE MARKET,

BY REGION, 2020–2024 (USD MILLION)   142

TABLE 89              OTHER DIGITAL ASSETS & CURRENCIES: FINTECH AS A SERVICE MARKET,

BY REGION, 2025–2030 (USD MILLION)   142

TABLE 90              FINTECH AS A SERVICE MARKET, BY CYBERSECURITY, 2020–2024 (USD MILLION)        143

TABLE 91              FINTECH AS A SERVICE MARKET, BY CYBERSECURITY, 2025–2030 (USD MILLION)        143

TABLE 92              CYBERSECURITY: FINTECH AS A SERVICE MARKET, BY REGION,

2020–2024 (USD MILLION)            143

TABLE 93              CYBERSECURITY: FINTECH AS A SERVICE MARKET, BY REGION,

2025–2030 (USD MILLION)            144

TABLE 94              FRAUD DETECTION: FINTECH AS A SERVICE MARKET, BY REGION,

2020–2024 (USD MILLION)            144

TABLE 95              FRAUD DETECTION: FINTECH AS A SERVICE MARKET, BY REGION,

2025–2030 (USD MILLION)            144

TABLE 96              IDENTITY VERIFICATION SERVICES: FINTECH AS A SERVICE MARKET, BY REGION, 2020–2024 (USD MILLION)                 145

TABLE 97              IDENTITY VERIFICATION SERVICES: FINTECH AS A SERVICE MARKET, BY REGION, 2025–2030 (USD MILLION)                 145

TABLE 98              OTHER CYBERSECURITY: FINTECH AS A SERVICE MARKET, BY REGION,

2020–2024 (USD MILLION)            146

TABLE 99              OTHER CYBERSECURITY: FINTECH AS A SERVICE MARKET, BY REGION,

2025–2030 (USD MILLION)            146

TABLE 100            OTHER TYPES: FINTECH AS A SERVICE MARKET, BY REGION,

2020–2024 (USD MILLION)            147

TABLE 101            OTHER TYPES: FINTECH AS A SERVICE MARKET, BY REGION,

2025–2030 (USD MILLION)            147

TABLE 102            FINTECH AS A SERVICE MARKET, BY DEPLOYMENT MODEL,

2020–2024 (USD MILLION)            150

TABLE 103            FINTECH AS A SERVICE MARKET, BY DEPLOYMENT MODEL,

2025–2030 (USD MILLION)            150

TABLE 104            PUBLIC CLOUD: FINTECH AS A SERVICE MARKET, BY REGION,

2020–2024 (USD MILLION)            151

TABLE 105            PUBLIC CLOUD: FINTECH AS A SERVICE MARKET, BY REGION,

2025–2030 (USD MILLION)            151

TABLE 106            PRIVATE CLOUD: FINTECH AS A SERVICE MARKET, BY REGION,

2020–2024 (USD MILLION)            152

TABLE 107            PRIVATE CLOUD: FINTECH AS A SERVICE MARKET, BY REGION,

2025–2030 (USD MILLION)            152

TABLE 108            HYBRID: FINTECH AS A SERVICE MARKET, BY REGION, 2020–2024 (USD MILLION)          153

TABLE 109            HYBRID: FINTECH AS A SERVICE MARKET, BY REGION, 2025–2030 (USD MILLION)          153

TABLE 110            FINTECH AS A SERVICE MARKET, BY END USER, 2020–2024 (USD MILLION)            156

TABLE 111            FINTECH AS A SERVICE MARKET, BY END USER, 2025–2030 (USD MILLION)            156

TABLE 112            CONSUMERS: FINTECH AS A SERVICE MARKET, BY REGION,

2020–2024 (USD MILLION)            157

TABLE 113            CONSUMERS: FINTECH AS A SERVICE MARKET, BY REGION,

2025–2030 (USD MILLION)            157

TABLE 114            BANKS: FINTECH AS A SERVICE MARKET, BY REGION, 2020–2024 (USD MILLION)          158

TABLE 115            BANKS: FINTECH AS A SERVICE MARKET, BY REGION, 2025–2030 (USD MILLION)          158

TABLE 116            NON-BANKING FINANCIAL COMPANIES: FINTECH AS A SERVICE MARKET,

BY REGION, 2020–2024 (USD MILLION)   159

TABLE 117            NON-BANKING FINANCIAL COMPANIES: FINTECH AS A SERVICE MARKET,

BY REGION, 2025–2030 (USD MILLION)   159

TABLE 118            INSURANCE COMPANIES: FINTECH AS A SERVICE MARKET, BY REGION,

2020–2024 (USD MILLION)            160

TABLE 119            INSURANCE COMPANIES: FINTECH AS A SERVICE MARKET, BY REGION,

2025–2030 (USD MILLION)            160

TABLE 120            GOVERNMENTS: FINTECH AS A SERVICE MARKET, BY REGION,

2020–2024 (USD MILLION)            161

TABLE 121            GOVERNMENTS: FINTECH AS A SERVICE MARKET, BY REGION,

2025–2030 (USD MILLION)            161

TABLE 122            OTHER END USERS: FINTECH AS A SERVICE MARKET, BY REGION,

2020–2024 (USD MILLION)            162

TABLE 123            OTHER END USERS: FINTECH AS A SERVICE MARKET, BY REGION,

2025–2030 (USD MILLION)            162

TABLE 124            FINTECH AS A SERVICE MARKET, BY REGION, 2020–2024 (USD MILLION)            165

TABLE 125            FINTECH AS A SERVICE MARKET, BY REGION, 2025–2030 (USD MILLION)            165

TABLE 126            NORTH AMERICA: FINTECH AS A SERVICE MARKET, BY TYPE,

2020–2024 (USD MILLION)            167

TABLE 127            NORTH AMERICA: FINTECH AS A SERVICE MARKET, BY TYPE,

2025–2030 (USD MILLION)            168

TABLE 128            NORTH AMERICA: FINTECH AS A SERVICE MARKET, BY BANKING, 2020–2024 (USD MILLION)            168

TABLE 129            NORTH AMERICA: FINTECH AS A SERVICE MARKET, BY BANKING, 2025–2030 (USD MILLION)            168

TABLE 130            NORTH AMERICA: FINTECH AS A SERVICE MARKET, BY PAYMENT, 2020–2024 (USD MILLION)           169

TABLE 131            NORTH AMERICA: FINTECH AS A SERVICE MARKET, BY PAYMENT, 2025–2030 (USD MILLION)           169

TABLE 132            NORTH AMERICA: FINTECH AS A SERVICE MARKET, BY INSURANCE, 2020–2024 (USD MILLION)       169

TABLE 133            NORTH AMERICA: FINTECH AS A SERVICE MARKET, BY INSURANCE, 2025–2030 (USD MILLION)       169

TABLE 134            NORTH AMERICA: FINTECH AS A SERVICE MARKET, BY REGTECH, 2020–2024 (USD MILLION)            170

TABLE 135            NORTH AMERICA: FINTECH AS A SERVICE MARKET, BY REGTECH, 2025–2030 (USD MILLION)            170

TABLE 136            NORTH AMERICA: FINTECH AS A SERVICE MARKET, BY WEALTH MANAGEMENT, 2020–2024 (USD MILLION)            170

TABLE 137            NORTH AMERICA: FINTECH AS A SERVICE MARKET, BY WEALTH MANAGEMENT, 2025–2030 (USD MILLION)            170

TABLE 138            NORTH AMERICA: FINTECH AS A SERVICE MARKET, BY LENDING, 2020–2024 (USD MILLION)            171

TABLE 139            NORTH AMERICA: FINTECH AS A SERVICE MARKET, BY LENDING, 2025–2030 (USD MILLION)            171

TABLE 140            NORTH AMERICA: FINTECH AS A SERVICE MARKET,

BY DIGITAL ASSETS & CURRENCIES, 2020–2024 (USD MILLION)                 171

TABLE 141            NORTH AMERICA: FINTECH AS A SERVICE MARKET, BY DIGITAL ASSETS & CURRENCIES, 2025–2030 (USD MILLION)            171

TABLE 142            NORTH AMERICA: FINTECH AS A SERVICE MARKET, BY CYBERSECURITY,

2020–2024 (USD MILLION)            172

TABLE 143            NORTH AMERICA: FINTECH AS A SERVICE MARKET, BY CYBERSECURITY,

2025–2030 (USD MILLION)            172

TABLE 144            NORTH AMERICA: FINTECH AS A SERVICE MARKET, BY DEPLOYMENT MODEL, 2020–2024 (USD MILLION)                 172

TABLE 145            NORTH AMERICA: FINTECH AS A SERVICE MARKET, BY DEPLOYMENT MODEL, 2025–2030 (USD MILLION)                 172

TABLE 146            NORTH AMERICA: FINTECH AS A SERVICE MARKET, BY END USER, 2020–2024 (USD MILLION)           173

TABLE 147            NORTH AMERICA: FINTECH AS A SERVICE MARKET, BY END USER, 2025–2030 (USD MILLION)           173

TABLE 148            NORTH AMERICA: FINTECH AS A SERVICE MARKET, BY COUNTRY, 2020–2024 (USD MILLION)           173

TABLE 149            NORTH AMERICA: FINTECH AS A SERVICE MARKET, BY COUNTRY, 2025–2030 (USD MILLION)           174

TABLE 150            US: FINTECH AS A SERVICE MARKET, BY TYPE, 2020–2024 (USD MILLION)            174

TABLE 151            US: FINTECH AS A SERVICE MARKET, BY TYPE, 2025–2030 (USD MILLION)            175

TABLE 152            US: FINTECH AS A SERVICE MARKET, BY BANKING, 2020–2024 (USD MILLION)      175

TABLE 153            US: FINTECH AS A SERVICE MARKET, BY BANKING, 2025–2030 (USD MILLION)      175

TABLE 154            US: FINTECH AS A SERVICE MARKET, BY PAYMENT, 2020–2024 (USD MILLION)     176

TABLE 155            US: FINTECH AS A SERVICE MARKET, BY PAYMENT, 2025–2030 (USD MILLION)     176

TABLE 156            US: FINTECH AS A SERVICE MARKET, BY INSURANCE, 2020–2024 (USD MILLION) 176

TABLE 157            US: FINTECH AS A SERVICE MARKET, BY INSURANCE, 2025–2030 (USD MILLION) 176

TABLE 158            US: FINTECH AS A SERVICE MARKET, BY REGTECH, 2020–2024 (USD MILLION)      177

TABLE 159            US: FINTECH AS A SERVICE MARKET, BY REGTECH, 2025–2030 (USD MILLION)      177

TABLE 160            US: FINTECH AS A SERVICE MARKET, BY WEALTH MANAGEMENT, 2020–2024 (USD MILLION)        177

TABLE 161            US: FINTECH AS A SERVICE MARKET, BY WEALTH MANAGEMENT, 2025–2030 (USD MILLION)        177

TABLE 162            US: FINTECH AS A SERVICE MARKET, BY LENDING, 2020–2024 (USD MILLION)      178

TABLE 163            US: FINTECH AS A SERVICE MARKET, BY LENDING, 2025–2030 (USD MILLION)      178

TABLE 164            US: FINTECH AS A SERVICE MARKET, BY DIGITAL ASSETS & CURRENCIES,

2020–2024 (USD MILLION)            178

TABLE 165            US: FINTECH AS A SERVICE MARKET, BY DIGITAL ASSETS & CURRENCIES,

2025–2030 (USD MILLION)            178

TABLE 166            US: FINTECH AS A SERVICE MARKET, BY CYBERSECURITY,

2020–2024 (USD MILLION)            179

TABLE 167            US: FINTECH AS A SERVICE MARKET, BY CYBERSECURITY,

2025–2030 (USD MILLION)            179

TABLE 168            US: FINTECH AS A SERVICE MARKET, BY DEPLOYMENT MODEL,

2020–2024 (USD MILLION)            179

TABLE 169            US: FINTECH AS A SERVICE MARKET, BY DEPLOYMENT MODEL,

2025–2030 (USD MILLION)            179

TABLE 170            US: FINTECH AS A SERVICE MARKET, BY END USER, 2020–2024 (USD MILLION)                180

TABLE 171            US: FINTECH AS A SERVICE MARKET, BY END USER, 2025–2030 (USD MILLION)                180

TABLE 172            CANADA: FINTECH AS A SERVICE MARKET, BY TYPE, 2020–2024 (USD MILLION)                181

TABLE 173            CANADA: FINTECH AS A SERVICE MARKET, BY TYPE, 2025–2030 (USD MILLION)                181

TABLE 174            CANADA: FINTECH AS A SERVICE MARKET, BY BANKING,

2020–2024 (USD MILLION)            181

TABLE 175            CANADA: FINTECH AS A SERVICE MARKET, BY BANKING,

2025–2030 (USD MILLION)            182

TABLE 176            CANADA: FINTECH AS A SERVICE MARKET, BY PAYMENT,

2020–2024 (USD MILLION)            182

TABLE 177            CANADA: FINTECH AS A SERVICE MARKET, BY PAYMENT,

2025–2030 (USD MILLION)            182

TABLE 178            CANADA: FINTECH AS A SERVICE MARKET, BY INSURANCE,

2020–2024 (USD MILLION)            182

TABLE 179            CANADA: FINTECH AS A SERVICE MARKET, BY INSURANCE,

2025–2030 (USD MILLION)            183

TABLE 180            CANADA: FINTECH AS A SERVICE MARKET, BY REGTECH,

2020–2024 (USD MILLION)            183

TABLE 181            CANADA: FINTECH AS A SERVICE MARKET, BY REGTECH,

2025–2030 (USD MILLION)            183

TABLE 182            CANADA: FINTECH AS A SERVICE MARKET, BY WEALTH MANAGEMENT,

2020–2024 (USD MILLION)            183

TABLE 183            CANADA: FINTECH AS A SERVICE MARKET, BY WEALTH MANAGEMENT,

2025–2030 (USD MILLION)            184

TABLE 184            CANADA: FINTECH AS A SERVICE MARKET, BY LENDING,

2020–2024 (USD MILLION)            184

TABLE 185            CANADA: FINTECH AS A SERVICE MARKET, BY LENDING,

2025–2030 (USD MILLION)            184

TABLE 186            CANADA: FINTECH AS A SERVICE MARKET, BY DIGITAL ASSETS & CURRENCIES, 2020–2024 (USD MILLION)                 184

TABLE 187            CANADA: FINTECH AS A SERVICE MARKET, BY DIGITAL ASSETS & CURRENCIES, 2025–2030 (USD MILLION)                 185

TABLE 188            CANADA: FINTECH AS A SERVICE MARKET, BY CYBERSECURITY,

2020–2024 (USD MILLION)            185

TABLE 189            CANADA: FINTECH AS A SERVICE MARKET, BY CYBERSECURITY,

2025–2030 (USD MILLION)            185

TABLE 190            CANADA: FINTECH AS A SERVICE MARKET, BY DEPLOYMENT MODEL, 2020–2024 (USD MILLION)            185

TABLE 191            CANADA: FINTECH AS A SERVICE MARKET, BY DEPLOYMENT MODEL, 2025–2030 (USD MILLION)            186

TABLE 192            CANADA: FINTECH AS A SERVICE MARKET, BY END USER,

2020–2024 (USD MILLION)            186

TABLE 193            CANADA: FINTECH AS A SERVICE MARKET, BY END USER,

2025–2030 (USD MILLION)            186

TABLE 194            EUROPE: FINTECH AS A SERVICE MARKET, BY TYPE, 2020–2024 (USD MILLION)                188

TABLE 195            EUROPE: FINTECH AS A SERVICE MARKET, BY TYPE, 2025–2030 (USD MILLION)                188

TABLE 196            EUROPE: FINTECH AS A SERVICE MARKET, BY BANKING,

2020–2024 (USD MILLION)            188

TABLE 197            EUROPE: FINTECH AS A SERVICE MARKET, BY BANKING,

2025–2030 (USD MILLION)            189

TABLE 198            EUROPE: FINTECH AS A SERVICE MARKET, BY PAYMENT,

2020–2024 (USD MILLION)            189

TABLE 199            EUROPE: FINTECH AS A SERVICE MARKET, BY PAYMENT,

2025–2030 (USD MILLION)            189

TABLE 200            EUROPE: FINTECH AS A SERVICE MARKET, BY INSURANCE,

2020–2024 (USD MILLION)            189

TABLE 201            EUROPE: FINTECH AS A SERVICE MARKET, BY INSURANCE,

2025–2030 (USD MILLION)            190

TABLE 202            EUROPE: FINTECH AS A SERVICE MARKET, BY REGTECH,

2020–2024 (USD MILLION)            190

TABLE 203            EUROPE: FINTECH AS A SERVICE MARKET, BY REGTECH,

2025–2030 (USD MILLION)            190

TABLE 204            EUROPE: FINTECH AS A SERVICE MARKET, BY WEALTH MANAGEMENT,

2020–2024 (USD MILLION)            190

TABLE 205            EUROPE: FINTECH AS A SERVICE MARKET, BY WEALTH MANAGEMENT,

2025–2030 (USD MILLION)            191

TABLE 206            EUROPE: FINTECH AS A SERVICE MARKET, BY LENDING,

2020–2024 (USD MILLION)            191

TABLE 207            EUROPE: FINTECH AS A SERVICE MARKET, BY LENDING,

2025–2030 (USD MILLION)            191

TABLE 208            EUROPE: FINTECH AS A SERVICE MARKET, BY DIGITAL ASSETS & CURRENCIES, 2020–2024 (USD MILLION)                 191

TABLE 209            EUROPE: FINTECH AS A SERVICE MARKET, BY DIGITAL ASSETS & CURRENCIES, 2025–2030 (USD MILLION)                 192

TABLE 210            EUROPE: FINTECH AS A SERVICE MARKET, BY CYBERSECURITY,

2020–2024 (USD MILLION)            192

TABLE 211            EUROPE: FINTECH AS A SERVICE MARKET, BY CYBERSECURITY,

2025–2030 (USD MILLION)            192

TABLE 212            EUROPE: FINTECH AS A SERVICE MARKET, BY DEPLOYMENT MODEL, 2020–2024 (USD MILLION)            192

TABLE 213            EUROPE: FINTECH AS A SERVICE MARKET, BY DEPLOYMENT MODEL, 2025–2030 (USD MILLION)            193

TABLE 214            EUROPE: FINTECH AS A SERVICE MARKET, BY END USER,

2020–2024 (USD MILLION)            193

TABLE 215            EUROPE: FINTECH AS A SERVICE MARKET, BY END USER,

2025–2030 (USD MILLION)            193

TABLE 216            EUROPE: FINTECH AS A SERVICE MARKET, BY COUNTRY,

2020–2024 (USD MILLION)            194

TABLE 217            EUROPE: FINTECH AS A SERVICE MARKET, BY COUNTRY,

2025–2030 (USD MILLION)            194

TABLE 218            UK: FINTECH AS A SERVICE MARKET, BY TYPE, 2020–2024 (USD MILLION)            195

TABLE 219            UK: FINTECH AS A SERVICE MARKET, BY TYPE, 2025–2030 (USD MILLION)            195

TABLE 220            UK: FINTECH AS A SERVICE MARKET, BY BANKING, 2020–2024 (USD MILLION)      195

TABLE 221            UK: FINTECH AS A SERVICE MARKET, BY BANKING, 2025–2030 (USD MILLION)      196

TABLE 222            UK: FINTECH AS A SERVICE MARKET, BY PAYMENT, 2020–2024 (USD MILLION)     196

TABLE 223            UK: FINTECH AS A SERVICE MARKET, BY PAYMENTS, 2025–2030 (USD MILLION)   196

TABLE 224            UK: FINTECH AS A SERVICE MARKET, BY INSURANCE, 2020–2024 (USD MILLION) 196

TABLE 225            UK: FINTECH AS A SERVICE MARKET, BY INSURANCE, 2025–2030 (USD MILLION) 197

TABLE 226            UK: FINTECH AS A SERVICE MARKET, BY REGTECH, 2020–2024 (USD MILLION)      197

TABLE 227            UK: FINTECH AS A SERVICE MARKET, BY REGTECH, 2025–2030 (USD MILLION)      197

TABLE 228            UK: FINTECH AS A SERVICE MARKET, BY WEALTH MANAGEMENT, 2020–2024 (USD MILLION)        197

TABLE 229            UK: FINTECH AS A SERVICE MARKET, BY WEALTH MANAGEMENT, 2025–2030 (USD MILLION)        198

TABLE 230            UK: FINTECH AS A SERVICE MARKET, BY LENDING, 2020–2024 (USD MILLION)      198

TABLE 231            UK: FINTECH AS A SERVICE MARKET, BY LENDING, 2025–2030 (USD MILLION)      198

TABLE 232            UK: FINTECH AS A SERVICE MARKET, BY DIGITAL ASSETS & CURRENCIES,

2020–2024 (USD MILLION)            198

TABLE 233            UK: FINTECH AS A SERVICE MARKET, BY DIGITAL ASSETS & CURRENCIES,

2025–2030 (USD MILLION)            199

TABLE 234            UK: FINTECH AS A SERVICE MARKET, BY CYBERSECURITY,

2020–2024 (USD MILLION)            199

TABLE 235            UK: FINTECH AS A SERVICE MARKET, BY CYBERSECURITY,

2025–2030 (USD MILLION)            199

TABLE 236            UK: FINTECH AS A SERVICE MARKET, BY DEPLOYMENT MODEL,

2020–2024 (USD MILLION)            199

TABLE 237            UK: FINTECH AS A SERVICE MARKET, BY DEPLOYMENT MODEL,

2025–2030 (USD MILLION)            200

TABLE 238            UK: FINTECH AS A SERVICE MARKET, BY END USER, 2020–2024 (USD MILLION)                200

TABLE 239            UK: FINTECH AS A SERVICE MARKET, BY END USER, 2025–2030 (USD MILLION)                200

TABLE 240            GERMANY: FINTECH AS A SERVICE MARKET, BY TYPE, 2020–2024 (USD MILLION)                201

TABLE 241            GERMANY: FINTECH AS A SERVICE MARKET, BY TYPE, 2025–2030 (USD MILLION)                202

TABLE 242            GERMANY: FINTECH AS A SERVICE MARKET, BY BANKING,

2020–2024 (USD MILLION)            202

TABLE 243            GERMANY: FINTECH AS A SERVICE MARKET, BY BANKING,

2025–2030 (USD MILLION)            202

TABLE 244            GERMANY: FINTECH AS A SERVICE MARKET, BY PAYMENT,

2020–2024 (USD MILLION)            203

TABLE 245            GERMANY: FINTECH AS A SERVICE MARKET, BY PAYMENT,

2025–2030 (USD MILLION)            203

TABLE 246            GERMANY: FINTECH AS A SERVICE MARKET, BY INSURANCE,

2020–2024 (USD MILLION)            203

TABLE 247            GERMANY: FINTECH AS A SERVICE MARKET, BY INSURANCE,

2025–2030 (USD MILLION)            203

TABLE 248            GERMANY: FINTECH AS A SERVICE MARKET, BY REGTECH,

2020–2024 (USD MILLION)            204

TABLE 249            GERMANY: FINTECH AS A SERVICE MARKET, BY REGTECH,

2025–2030 (USD MILLION)            204

TABLE 250            GERMANY: FINTECH AS A SERVICE MARKET, BY WEALTH MANAGEMENT,

2020–2024 (USD MILLION)            204

TABLE 251            GERMANY: FINTECH AS A SERVICE MARKET, BY WEALTH MANAGEMENT,

2025–2030 (USD MILLION)            204

TABLE 252            GERMANY: FINTECH AS A SERVICE MARKET, BY LENDING,

2020–2024 (USD MILLION)            205

TABLE 253            GERMANY: FINTECH AS A SERVICE MARKET, BY LENDING,

2025–2030 (USD MILLION)            205

TABLE 254            GERMANY: FINTECH AS A SERVICE MARKET, BY DIGITAL ASSETS & CURRENCIES, 2020–2024 (USD MILLION)                 205

TABLE 255            GERMANY: FINTECH AS A SERVICE MARKET, BY DIGITAL ASSETS & CURRENCIES, 2025–2030 (USD MILLION)                 205

TABLE 256            GERMANY: FINTECH AS A SERVICE MARKET, BY CYBERSECURITY, 2020–2024 (USD MILLION)        206

TABLE 257            GERMANY: FINTECH AS A SERVICE MARKET, BY CYBERSECURITY, 2025–2030 (USD MILLION)        206

TABLE 258            GERMANY: FINTECH AS A SERVICE MARKET, BY DEPLOYMENT MODEL,

2020–2024 (USD MILLION)            206

TABLE 259            GERMANY: FINTECH AS A SERVICE MARKET, BY DEPLOYMENT MODEL,

2025–2030 (USD MILLION)            206

TABLE 260            GERMANY: FINTECH AS A SERVICE MARKET, BY END USER,

2020–2024 (USD MILLION)            207

TABLE 261            GERMANY: FINTECH AS A SERVICE MARKET, BY END USER,

2025–2030 (USD MILLION)            207

TABLE 262            FRANCE: FINTECH AS A SERVICE MARKET, BY TYPE, 2020–2024 (USD MILLION)                208

TABLE 263            FRANCE: FINTECH AS A SERVICE MARKET, BY TYPE, 2025–2030 (USD MILLION)                208

TABLE 264            FRANCE: FINTECH AS A SERVICE MARKET, BY BANKING,

2020–2024 (USD MILLION)            209

TABLE 265            FRANCE: FINTECH AS A SERVICE MARKET, BY BANKING,

2025–2030 (USD MILLION)            209

TABLE 266            FRANCE: FINTECH AS A SERVICE MARKET, BY PAYMENT,

2020–2024 (USD MILLION)            209

TABLE 267            FRANCE: FINTECH AS A SERVICE MARKET, BY PAYMENT,

2025–2030 (USD MILLION)            209

TABLE 268            FRANCE: FINTECH AS A SERVICE MARKET, BY INSURANCE,

2020–2024 (USD MILLION)            210

TABLE 269            FRANCE: FINTECH AS A SERVICE MARKET, BY INSURANCE,

2025–2030 (USD MILLION)            210

TABLE 270            FRANCE: FINTECH AS A SERVICE MARKET, BY REGTECH,

2020–2024 (USD MILLION)            210

TABLE 271            FRANCE: FINTECH AS A SERVICE MARKET, BY REGTECH,

2025–2030 (USD MILLION)            210

TABLE 272            FRANCE: FINTECH AS A SERVICE MARKET, BY WEALTH MANAGEMENT,

2020–2024 (USD MILLION)            211

TABLE 273            FRANCE: FINTECH AS A SERVICE MARKET, BY WEALTH MANAGEMENT,

2025–2030 (USD MILLION)            211

TABLE 274            FRANCE: FINTECH AS A SERVICE MARKET, BY LENDING,

2020–2024 (USD MILLION)            211

TABLE 275            FRANCE: FINTECH AS A SERVICE MARKET, BY LENDING,

2025–2030 (USD MILLION)            211

TABLE 276            FRANCE: FINTECH AS A SERVICE MARKET, BY DIGITAL ASSETS & CURRENCIES, 2020–2024 (USD MILLION)                 212

TABLE 277            FRANCE: FINTECH AS A SERVICE MARKET, BY DIGITAL ASSETS & CURRENCIES, 2025–2030 (USD MILLION)                 212

TABLE 278            FRANCE: FINTECH AS A SERVICE MARKET, BY CYBERSECURITY,

2020–2024 (USD MILLION)            212

TABLE 279            FRANCE: FINTECH AS A SERVICE MARKET, BY CYBERSECURITY,

2025–2030 (USD MILLION)            212

TABLE 280            FRANCE: FINTECH AS A SERVICE MARKET, BY DEPLOYMENT MODEL,

2020–2024 (USD MILLION)            213

TABLE 281            FRANCE: FINTECH AS A SERVICE MARKET, BY DEPLOYMENT MODEL,

2025–2030 (USD MILLION)            213

TABLE 282            FRANCE: FINTECH AS A SERVICE MARKET, BY END USER,

2020–2024 (USD MILLION)            213

TABLE 283            FRANCE: FINTECH AS A SERVICE MARKET, BY END USER,

2025–2030 (USD MILLION)            214

TABLE 284            ITALY: FINTECH AS A SERVICE MARKET, BY TYPE, 2020–2024 (USD MILLION)                215

TABLE 285            ITALY: FINTECH AS A SERVICE MARKET, BY TYPE, 2025–2030 (USD MILLION)                215

TABLE 286            ITALY: FINTECH AS A SERVICE MARKET, BY BANKING, 2020–2024 (USD MILLION)      215

TABLE 287            ITALY: FINTECH AS A SERVICE MARKET, BY BANKING, 2025–2030 (USD MILLION)      216

TABLE 288            ITALY: FINTECH AS A SERVICE MARKET, BY PAYMENT, 2020–2024 (USD MILLION)     216

TABLE 289            ITALY: FINTECH AS A SERVICE MARKET, BY PAYMENT, 2025–2030 (USD MILLION)     216

TABLE 290            ITALY: FINTECH AS A SERVICE MARKET, BY INSURANCE,

2020–2024 (USD MILLION)            216

TABLE 291            ITALY: FINTECH AS A SERVICE MARKET, BY INSURANCE,

2025–2030 (USD MILLION)            217

TABLE 292            ITALY: FINTECH AS A SERVICE MARKET, BY REGTECH, 2020–2024 (USD MILLION)      217

TABLE 293            ITALY: FINTECH AS A SERVICE MARKET, BY REGTECH, 2025–2030 (USD MILLION)      217

TABLE 294            ITALY: FINTECH AS A SERVICE MARKET, BY WEALTH MANAGEMENT,

2020–2024 (USD MILLION)            217

TABLE 295            ITALY: FINTECH AS A SERVICE MARKET, BY WEALTH MANAGEMENT,

2025–2030 (USD MILLION)            218

TABLE 296            ITALY: FINTECH AS A SERVICE MARKET, BY LENDING, 2020–2024 (USD MILLION)      218

TABLE 297            ITALY: FINTECH AS A SERVICE MARKET, BY LENDING, 2025–2030 (USD MILLION)      218

TABLE 298            ITALY: FINTECH AS A SERVICE MARKET, BY DIGITAL ASSETS & CURRENCIES, 2020–2024 (USD MILLION)                 218

TABLE 299            ITALY: FINTECH AS A SERVICE MARKET, BY DIGITAL ASSETS & CURRENCIES, 2025–2030 (USD MILLION)                 219

TABLE 300            ITALY: FINTECH AS A SERVICE MARKET, BY CYBERSECURITY,

2020–2024 (USD MILLION)            219

TABLE 301            ITALY: FINTECH AS A SERVICE MARKET, BY CYBERSECURITY,

2025–2030 (USD MILLION)            219

TABLE 302            ITALY: FINTECH AS A SERVICE MARKET, BY DEPLOYMENT MODEL,

2020–2024 (USD MILLION)            219

TABLE 303            ITALY: FINTECH AS A SERVICE MARKET, BY DEPLOYMENT MODEL,

2025–2030 (USD MILLION)            220

TABLE 304            ITALY: FINTECH AS A SERVICE MARKET, BY END USER, 2020–2024 (USD MILLION)                220

TABLE 305            ITALY: FINTECH AS A SERVICE MARKET, BY END USER, 2025–2030 (USD MILLION)                220

TABLE 306            ASIA PACIFIC: FINTECH AS A SERVICE MARKET, BY TYPE,

2020–2024 (USD MILLION)            223

TABLE 307            ASIA PACIFIC: FINTECH AS A SERVICE MARKET, BY TYPE,

2025–2030 (USD MILLION)            223

TABLE 308            ASIA PACIFIC: FINTECH AS A SERVICE MARKET, BY BANKING,

2020–2024 (USD MILLION)            223

TABLE 309            ASIA PACIFIC: FINTECH AS A SERVICE MARKET, BY BANKING,

2025–2030 (USD MILLION)            224

TABLE 310            ASIA PACIFIC: FINTECH AS A SERVICE MARKET, BY PAYMENT,

2020–2024 (USD MILLION)            224

TABLE 311            ASIA PACIFIC: FINTECH AS A SERVICE MARKET, BY PAYMENT,

2025–2030 (USD MILLION)            224

TABLE 312            ASIA PACIFIC: FINTECH AS A SERVICE MARKET, BY INSURANCE,

2020–2024 (USD MILLION)            224

TABLE 313            ASIA PACIFIC: FINTECH AS A SERVICE MARKET, BY INSURANCE,

2025–2030 (USD MILLION)            225

TABLE 314            ASIA PACIFIC: FINTECH AS A SERVICE MARKET, BY REGTECH,

2020–2024 (USD MILLION)            225

TABLE 315            ASIA PACIFIC: FINTECH AS A SERVICE MARKET, BY REGTECH,

2025–2030 (USD MILLION)            225

TABLE 316            ASIA PACIFIC: FINTECH AS A SERVICE MARKET, BY WEALTH MANAGEMENT,

2020–2024 (USD MILLION)            225

TABLE 317            ASIA PACIFIC: FINTECH AS A SERVICE MARKET, BY WEALTH MANAGEMENT,

2025–2030 (USD MILLION)            226

TABLE 318            ASIA PACIFIC: FINTECH AS A SERVICE MARKET, BY LENDING,

2020–2024 (USD MILLION)            226

TABLE 319            ASIA PACIFIC: FINTECH AS A SERVICE MARKET, BY LENDING,

2025–2030 (USD MILLION)            226

TABLE 320            ASIA PACIFIC: FINTECH AS A SERVICE MARKET, BY DIGITAL ASSETS & CURRENCIES, 2020–2024 (USD MILLION)                 226

TABLE 321            ASIA PACIFIC: FINTECH AS A SERVICE MARKET, BY DIGITAL ASSETS & CURRENCIES, 2025–2030 (USD MILLION)                 227

TABLE 322            ASIA PACIFIC: FINTECH AS A SERVICE MARKET, BY CYBERSECURITY,

2020–2024 (USD MILLION)            227

TABLE 323            ASIA PACIFIC: FINTECH AS A SERVICE MARKET, BY CYBERSECURITY,

2025–2030 (USD MILLION)            227

TABLE 324            ASIA PACIFIC: FINTECH AS A SERVICE MARKET, BY DEPLOYMENT MODEL,

2020–2024 (USD MILLION)            227

TABLE 325            ASIA PACIFIC: FINTECH AS A SERVICE MARKET, BY DEPLOYMENT MODEL,

2025–2030 (USD MILLION)            228

TABLE 326            ASIA PACIFIC: FINTECH AS A SERVICE MARKET, BY END USER,

2020–2024 (USD MILLION)            228

TABLE 327            ASIA PACIFIC: FINTECH AS A SERVICE MARKET, BY END USER,

2025–2030 (USD MILLION)            228

TABLE 328            ASIA PACIFIC: FINTECH AS A SERVICE MARKET, BY COUNTRY,

2020–2024 (USD MILLION)            229

TABLE 329            ASIA PACIFIC: FINTECH AS A SERVICE MARKET, BY COUNTRY,

2025–2030 (USD MILLION)            229

TABLE 330            CHINA: FINTECH AS A SERVICE MARKET, BY TYPE, 2020–2024 (USD MILLION)                230

TABLE 331            CHINA: FINTECH AS A SERVICE MARKET, BY TYPE, 2025–2030 (USD MILLION)                230

TABLE 332            CHINA: FINTECH AS A SERVICE MARKET, BY BANKING, 2020–2024 (USD MILLION)      230

TABLE 333            CHINA: FINTECH AS A SERVICE MARKET, BY BANKING, 2025–2030 (USD MILLION)      231

TABLE 334            CHINA: FINTECH AS A SERVICE MARKET, BY PAYMENT, 2020–2024 (USD MILLION)     231

TABLE 335            CHINA: FINTECH AS A SERVICE MARKET, BY PAYMENT, 2025–2030 (USD MILLION)     231

TABLE 336            CHINA: FINTECH AS A SERVICE MARKET, BY INSURANCE,

2020–2024 (USD MILLION)            231

TABLE 337            CHINA: FINTECH AS A SERVICE MARKET, BY INSURANCE,

2025–2030 (USD MILLION)            232

TABLE 338            CHINA: FINTECH AS A SERVICE MARKET, BY REGTECH, 2020–2024 (USD MILLION)      232

TABLE 339            CHINA: FINTECH AS A SERVICE MARKET, BY REGTECH, 2025–2030 (USD MILLION)      232

TABLE 340            CHINA: FINTECH AS A SERVICE MARKET, BY WEALTH MANAGEMENT,

2020–2024 (USD MILLION)            232

TABLE 341            CHINA: FINTECH AS A SERVICE MARKET, BY WEALTH MANAGEMENT,

2025–2030 (USD MILLION)            233

TABLE 342            CHINA: FINTECH AS A SERVICE MARKET, BY LENDING, 2020–2024 (USD MILLION)      233

TABLE 343            CHINA: FINTECH AS A SERVICE MARKET, BY LENDING, 2025–2030 (USD MILLION)      233

TABLE 344            CHINA: FINTECH AS A SERVICE MARKET, BY DIGITAL ASSETS & CURRENCIES, 2020–2024 (USD MILLION)                 233

TABLE 345            CHINA: FINTECH AS A SERVICE MARKET, BY DIGITAL ASSETS & CURRENCIES, 2025–2030 (USD MILLION)                 234

TABLE 346            CHINA: FINTECH AS A SERVICE MARKET, BY CYBERSECURITY,

2020–2024 (USD MILLION)            234

TABLE 347            CHINA: FINTECH AS A SERVICE MARKET, BY CYBERSECURITY,

2025–2030 (USD MILLION)            234

TABLE 348            CHINA: FINTECH AS A SERVICE MARKET, BY DEPLOYMENT MODEL,

2020–2024 (USD MILLION)            234

TABLE 349            CHINA: FINTECH AS A SERVICE MARKET, BY DEPLOYMENT MODEL,

2025–2030 (USD MILLION)            235

TABLE 350            CHINA: FINTECH AS A SERVICE MARKET, BY END USER,

2020–2024 (USD MILLION)            235

TABLE 351            CHINA: FINTECH AS A SERVICE MARKET, BY END USER,

2025–2030 (USD MILLION)            235

TABLE 352            JAPAN: FINTECH AS A SERVICE MARKET, BY TYPE, 2020–2024 (USD MILLION)                236

TABLE 353            JAPAN: FINTECH AS A SERVICE MARKET, BY TYPE, 2025–2030 (USD MILLION)                237

TABLE 354            JAPAN: FINTECH AS A SERVICE MARKET, BY BANKING, 2020–2024 (USD MILLION)      237

TABLE 355            JAPAN: FINTECH AS A SERVICE MARKET, BY BANKING, 2025–2030 (USD MILLION)      237

TABLE 356            JAPAN: FINTECH AS A SERVICE MARKET, BY PAYMENT, 2020–2024 (USD MILLION)     238

TABLE 357            JAPAN: FINTECH AS A SERVICE MARKET, BY PAYMENT, 2025–2030 (USD MILLION)     238

TABLE 358            JAPAN: FINTECH AS A SERVICE MARKET, BY INSURANCE,

2020–2024 (USD MILLION)            238

TABLE 359            JAPAN: FINTECH AS A SERVICE MARKET, BY INSURANCE,

2025–2030 (USD MILLION)            238

TABLE 360            JAPAN: FINTECH AS A SERVICE MARKET, BY REGTECH, 2020–2024 (USD MILLION)      239

TABLE 361            JAPAN: FINTECH AS A SERVICE MARKET, BY REGTECH, 2025–2030 (USD MILLION)      239

TABLE 362            JAPAN: FINTECH AS A SERVICE MARKET, BY WEALTH MANAGEMENT,

2020–2024 (USD MILLION)            239

TABLE 363            JAPAN: FINTECH AS A SERVICE MARKET, BY WEALTH MANAGEMENT,

2025–2030 (USD MILLION)            239

TABLE 364            JAPAN: FINTECH AS A SERVICE MARKET, BY LENDING, 2020–2024 (USD MILLION)      240

TABLE 365            JAPAN: FINTECH AS A SERVICE MARKET, BY LENDING, 2025–2030 (USD MILLION)      240

TABLE 366            JAPAN: FINTECH AS A SERVICE MARKET, BY DIGITAL ASSETS & CURRENCIES, 2020–2024 (USD MILLION)                 240

TABLE 367            JAPAN: FINTECH AS A SERVICE MARKET, BY DIGITAL ASSETS & CURRENCIES, 2025–2030 (USD MILLION)                 240

TABLE 368            JAPAN: FINTECH AS A SERVICE MARKET, BY CYBERSECURITY,

2020–2024 (USD MILLION)            241

TABLE 369            JAPAN: FINTECH AS A SERVICE MARKET, BY CYBERSECURITY,

2025–2030 (USD MILLION)            241

TABLE 370            JAPAN: FINTECH AS A SERVICE MARKET, BY DEPLOYMENT MODEL, 2020–2024 (USD MILLION)            241

TABLE 371            JAPAN: FINTECH AS A SERVICE MARKET, BY DEPLOYMENT MODEL, 2025–2030 (USD MILLION)            241

TABLE 372            JAPAN: FINTECH AS A SERVICE MARKET, BY END USER,

2020–2024 (USD MILLION)            242

TABLE 373            JAPAN: FINTECH AS A SERVICE MARKET, BY END USER,

2025–2030 (USD MILLION)            242

TABLE 374            INDIA: FINTECH AS A SERVICE MARKET, BY TYPE, 2020–2024 (USD MILLION)                243

TABLE 375            INDIA: FINTECH AS A SERVICE MARKET, BY TYPE, 2025–2030 (USD MILLION)                243

TABLE 376            INDIA: FINTECH AS A SERVICE MARKET, BY BANKING, 2020–2024 (USD MILLION)      244

TABLE 377            INDIA: FINTECH AS A SERVICE MARKET, BY BANKING, 2025–2030 (USD MILLION)      244

TABLE 378            INDIA: FINTECH AS A SERVICE MARKET, BY PAYMENT, 2020–2024 (USD MILLION)     244

TABLE 379            INDIA: FINTECH AS A SERVICE MARKET, BY PAYMENT, 2025–2030 (USD MILLION)     244

TABLE 380            INDIA: FINTECH AS A SERVICE MARKET, BY INSURANCE,

2020–2024 (USD MILLION)            245

TABLE 381            INDIA: FINTECH AS A SERVICE MARKET, BY INSURANCE,

2025–2030 (USD MILLION)            245

TABLE 382            INDIA: FINTECH AS A SERVICE MARKET, BY REGTECH, 2020–2024 (USD MILLION)      245

TABLE 383            INDIA: FINTECH AS A SERVICE MARKET, BY REGTECH, 2025–2030 (USD MILLION)      245

TABLE 384            INDIA: FINTECH AS A SERVICE MARKET, BY WEALTH MANAGEMENT, 2020–2024 (USD MILLION)        246

TABLE 385            INDIA: FINTECH AS A SERVICE MARKET, BY WEALTH MANAGEMENT, 2025–2030 (USD MILLION)        246

TABLE 386            INDIA: FINTECH AS A SERVICE MARKET, BY LENDING, 2020–2024 (USD MILLION)      246

TABLE 387            INDIA: FINTECH AS A SERVICE MARKET, BY LENDING, 2025–2030 (USD MILLION)      246

TABLE 388            INDIA: FINTECH AS A SERVICE MARKET, BY DIGITAL ASSETS & CURRENCIES, 2020–2024 (USD MILLION)                 247

TABLE 389            INDIA: FINTECH AS A SERVICE MARKET, BY DIGITAL ASSETS & CURRENCIES, 2025–2030 (USD MILLION)                 247

TABLE 390            INDIA: FINTECH AS A SERVICE MARKET, BY CYBERSECURITY,

2020–2024 (USD MILLION)            247

TABLE 391            INDIA: FINTECH AS A SERVICE MARKET, BY CYBERSECURITY,

2025–2030 (USD MILLION)          247

TABLE 392            INDIA: FINTECH AS A SERVICE MARKET, BY DEPLOYMENT MODEL, 2020–2024 (USD MILLION)            248

TABLE 393            INDIA: FINTECH AS A SERVICE MARKET, BY DEPLOYMENT MODEL, 2025–2030 (USD MILLION)            248

TABLE 394            INDIA: FINTECH AS A SERVICE MARKET, BY END USER, 2020–2024 (USD MILLION)                248

TABLE 395            INDIA: FINTECH AS A SERVICE MARKET, BY END USER, 2025–2030 (USD MILLION)                249

TABLE 396            MIDDLE EAST & AFRICA: FINTECH AS A SERVICE MARKET, BY TYPE,

2020–2024 (USD MILLION)            251

TABLE 397            MIDDLE EAST & AFRICA: FINTECH AS A SERVICE MARKET, BY TYPE,

2025–2030 (USD MILLION)            251

TABLE 398            MIDDLE EAST & AFRICA: FINTECH AS A SERVICE MARKET, BY BANKING,

2020–2024 (USD MILLION)            252

TABLE 399            MIDDLE EAST & AFRICA: FINTECH AS A SERVICE MARKET, BY BANKING,

2025–2030 (USD MILLION)            252

TABLE 400            MIDDLE EAST & AFRICA: FINTECH AS A SERVICE MARKET, BY PAYMENT,

2020–2024 (USD MILLION)            252

TABLE 401            MIDDLE EAST & AFRICA: FINTECH AS A SERVICE MARKET, BY PAYMENT,

2025–2030 (USD MILLION)            252

TABLE 402            MIDDLE EAST & AFRICA: FINTECH AS A SERVICE MARKET, BY INSURANCE,

2020–2024 (USD MILLION)            253

TABLE 403            MIDDLE EAST & AFRICA: FINTECH AS A SERVICE MARKET, BY INSURANCE,

2025–2030 (USD MILLION)            253

TABLE 404            MIDDLE EAST & AFRICA: FINTECH AS A SERVICE MARKET, BY REGTECH,

2020–2024 (USD MILLION)            253

TABLE 405            MIDDLE EAST & AFRICA: FINTECH AS A SERVICE MARKET, BY REGTECH,

2025–2030 (USD MILLION)            253

TABLE 406            MIDDLE EAST & AFRICA: FINTECH AS A SERVICE MARKET, BY WEALTH MANAGEMENT, 2020–2024 (USD MILLION)            254

TABLE 407            MIDDLE EAST & AFRICA: FINTECH AS A SERVICE MARKET, BY WEALTH MANAGEMENT, 2025–2030 (USD MILLION)            254

TABLE 408            MIDDLE EAST & AFRICA: FINTECH AS A SERVICE MARKET, BY LENDING,

2020–2024 (USD MILLION)            254

TABLE 409            MIDDLE EAST & AFRICA: FINTECH AS A SERVICE MARKET, BY LENDING,

2025–2030 (USD MILLION)            254

TABLE 410            MIDDLE EAST & AFRICA: FINTECH AS A SERVICE MARKET, BY DIGITAL ASSETS & CURRENCIES, 2020–2024 (USD MILLION)            255

TABLE 411            MIDDLE EAST & AFRICA: FINTECH AS A SERVICE MARKET, BY DIGITAL ASSETS & CURRENCIES, 2025–2030 (USD MILLION)            255

TABLE 412            MIDDLE EAST & AFRICA: FINTECH AS A SERVICE MARKET, BY CYBERSECURITY, 2020–2024 (USD MILLION)                 255

TABLE 413            MIDDLE EAST & AFRICA: FINTECH AS A SERVICE MARKET, BY CYBERSECURITY, 2025–2030 (USD MILLION)                 255

TABLE 414            MIDDLE EAST & AFRICA: FINTECH AS A SERVICE MARKET, BY DEPLOYMENT MODEL, 2020–2024 (USD MILLION)                 256

TABLE 415            MIDDLE EAST & AFRICA: FINTECH AS A SERVICE MARKET, BY DEPLOYMENT MODEL, 2025–2030 (USD MILLION)                 256

TABLE 416            MIDDLE EAST & AFRICA: FINTECH AS A SERVICE MARKET, BY END USER,

2020–2024 (USD MILLION)          256

TABLE 417            MIDDLE EAST & AFRICA: FINTECH AS A SERVICE MARKET, BY END USER,

2025–2030 (USD MILLION)            257

TABLE 418            MIDDLE EAST & AFRICA: FINTECH AS A SERVICE MARKET, BY REGION,

2020–2024 (USD MILLION)            257

TABLE 419            MIDDLE EAST & AFRICA: FINTECH AS A SERVICE MARKET, BY REGION,

2025–2030 (USD MILLION)            257

TABLE 420            KSA: FINTECH AS A SERVICE MARKET, BY TYPE, 2020–2024 (USD MILLION)            258

TABLE 421            KSA: FINTECH AS A SERVICE MARKET, BY TYPE, 2025–2030 (USD MILLION)            259

TABLE 422            KSA: FINTECH AS A SERVICE MARKET, BY BANKING, 2020–2024 (USD MILLION)      259

TABLE 423            KSA: FINTECH AS A SERVICE MARKET, BY BANKING, 2025–2030 (USD MILLION)      259

TABLE 424            KSA: FINTECH AS A SERVICE MARKET, BY PAYMENT, 2020–2024 (USD MILLION)     260

TABLE 425            KSA: FINTECH AS A SERVICE MARKET, BY PAYMENT, 2025–2030 (USD MILLION)     260

TABLE 426            KSA: FINTECH AS A SERVICE MARKET, BY INSURANCE, 2020–2024 (USD MILLION) 260

TABLE 427            KSA: FINTECH AS A SERVICE MARKET, BY INSURANCE, 2025–2030 (USD MILLION) 260

TABLE 428            KSA: FINTECH AS A SERVICE MARKET, BY REGTECH, 2020–2024 (USD MILLION)      261

TABLE 429            KSA: FINTECH AS A SERVICE MARKET, BY REGTECH, 2025–2030 (USD MILLION)      261

TABLE 430            KSA: FINTECH AS A SERVICE MARKET, BY WEALTH MANAGEMENT,

2020–2024 (USD MILLION)            261

TABLE 431            KSA: FINTECH AS A SERVICE MARKET, BY WEALTH MANAGEMENT,

2025–2030 (USD MILLION)            261

TABLE 432            KSA: FINTECH AS A SERVICE MARKET, BY LENDING, 2020–2024 (USD MILLION)      262

TABLE 433            KSA: FINTECH AS A SERVICE MARKET, BY LENDING, 2025–2030 (USD MILLION)      262

TABLE 434            KSA: FINTECH AS A SERVICE MARKET, BY DIGITAL ASSETS & CURRENCIES,

2020–2024 (USD MILLION)            262

TABLE 435            KSA: FINTECH AS A SERVICE MARKET, BY DIGITAL ASSETS & CURRENCIES,

2025–2030 (USD MILLION)            262

TABLE 436            KSA: FINTECH AS A SERVICE MARKET, BY CYBERSECURITY,

2020–2024 (USD MILLION)            263

TABLE 437            KSA: FINTECH AS A SERVICE MARKET, BY CYBERSECURITY,

2025–2030 (USD MILLION)            263

TABLE 438            KSA: FINTECH AS A SERVICE MARKET, BY DEPLOYMENT MODEL,

2020–2024 (USD MILLION)            263

TABLE 439            KSA: FINTECH AS A SERVICE MARKET, BY DEPLOYMENT MODEL,

2025–2030 (USD MILLION)            263

TABLE 440            KSA: FINTECH AS A SERVICE MARKET, BY END USER, 2020–2024 (USD MILLION)                264

TABLE 441            KSA: FINTECH AS A SERVICE MARKET, BY END USER, 2025–2030 (USD MILLION)                264

TABLE 442            UAE: FINTECH AS A SERVICE MARKET, BY TYPE, 2020–2024 (USD MILLION)            265

TABLE 443            UAE: FINTECH AS A SERVICE MARKET, BY TYPE, 2025–2030 (USD MILLION)            265

TABLE 444            UAE: FINTECH AS A SERVICE MARKET, BY BANKING, 2020–2024 (USD MILLION)      265

TABLE 445            UAE: FINTECH AS A SERVICE MARKET, BY BANKING, 2025–2030 (USD MILLION)      266

TABLE 446            UAE: FINTECH AS A SERVICE MARKET, BY PAYMENT, 2020–2024 (USD MILLION)     266

TABLE 447            UAE: FINTECH AS A SERVICE MARKET, BY PAYMENT, 2025–2030 (USD MILLION)     266

TABLE 448            UAE: FINTECH AS A SERVICE MARKET, BY INSURANCE, 2020–2024 (USD MILLION) 266

TABLE 449            UAE: FINTECH AS A SERVICE MARKET, BY INSURANCE, 2025–2030 (USD MILLION) 267

TABLE 450            UAE: FINTECH AS A SERVICE MARKET, BY REGTECH, 2020–2024 (USD MILLION)      267

TABLE 451            UAE: FINTECH AS A SERVICE MARKET, BY REGTECH, 2025–2030 (USD MILLION)      267

TABLE 452            UAE: FINTECH AS A SERVICE MARKET, BY WEALTH MANAGEMENT,

2020–2024 (USD MILLION)            267

TABLE 453            UAE: FINTECH AS A SERVICE MARKET, BY WEALTH MANAGEMENT,

2025–2030 (USD MILLION)            268

TABLE 454            UAE: FINTECH AS A SERVICE MARKET, BY LENDING, 2020–2024 (USD MILLION)      268

TABLE 455            UAE: FINTECH AS A SERVICE MARKET, BY LENDING, 2025–2030 (USD MILLION)      268

TABLE 456            UAE: FINTECH AS A SERVICE MARKET, BY DIGITAL ASSETS & CURRENCIES,

2020–2024 (USD MILLION)            268

TABLE 457            UAE: FINTECH AS A SERVICE MARKET, BY DIGITAL ASSETS & CURRENCIES,

2025–2030 (USD MILLION)            269

TABLE 458            UAE: FINTECH AS A SERVICE MARKET, BY CYBERSECURITY,

2020–2024 (USD MILLION)            269

TABLE 459            UAE: FINTECH AS A SERVICE MARKET, BY CYBERSECURITY,

2025–2030 (USD MILLION)            269

TABLE 460            UAE: FINTECH AS A SERVICE MARKET, BY DEPLOYMENT MODEL,

2020–2024 (USD MILLION)            269

TABLE 461            UAE: FINTECH AS A SERVICE MARKET, BY DEPLOYMENT MODEL,

2025–2030 (USD MILLION)            270

TABLE 462            UAE: FINTECH AS A SERVICE MARKET, BY END USER, 2020–2024 (USD MILLION)                270

TABLE 463            UAE: FINTECH AS A SERVICE MARKET, BY END USER, 2025–2030 (USD MILLION)                270

TABLE 464            SOUTH AFRICA: FINTECH AS A SERVICE MARKET, BY TYPE,

2020–2024 (USD MILLION)            271

TABLE 465            SOUTH AFRICA: FINTECH AS A SERVICE MARKET, BY TYPE,

2025–2030 (USD MILLION)            272

TABLE 466            SOUTH AFRICA: FINTECH AS A SERVICE MARKET, BY BANKING,

2020–2024 (USD MILLION)            272

TABLE 467            SOUTH AFRICA: FINTECH AS A SERVICE MARKET, BY BANKING,

2025–2030 (USD MILLION)            272

TABLE 468            SOUTH AFRICA: FINTECH AS A SERVICE MARKET, BY PAYMENT,

2020–2024 (USD MILLION)            273

TABLE 469            SOUTH AFRICA: FINTECH AS A SERVICE MARKET, BY PAYMENT,

2025–2030 (USD MILLION)            273

TABLE 470            SOUTH AFRICA: FINTECH AS A SERVICE MARKET, BY INSURANCE,

2020–2024 (USD MILLION)            273

TABLE 471            SOUTH AFRICA: FINTECH AS A SERVICE MARKET, BY INSURANCE,

2025–2030 (USD MILLION)            273

TABLE 472            SOUTH AFRICA: FINTECH AS A SERVICE MARKET, BY REGTECH,

2020–2024 (USD MILLION)            274

TABLE 473            SOUTH AFRICA: FINTECH AS A SERVICE MARKET, BY REGTECH,

2025–2030 (USD MILLION)            274

TABLE 474            SOUTH AFRICA: FINTECH AS A SERVICE MARKET, BY WEALTH MANAGEMENT, 2020–2024 (USD MILLION)            274

TABLE 475            SOUTH AFRICA: FINTECH AS A SERVICE MARKET, BY WEALTH MANAGEMENT, 2025–2030 (USD MILLION)            274

TABLE 476            SOUTH AFRICA: FINTECH AS A SERVICE MARKET, BY LENDING,

2020–2024 (USD MILLION)            275

TABLE 477            SOUTH AFRICA: FINTECH AS A SERVICE MARKET, BY LENDING,

2025–2030 (USD MILLION)            275

TABLE 478            SOUTH AFRICA: FINTECH AS A SERVICE MARKET, BY DIGITAL ASSETS & CURRENCIES, 2020–2024 (USD MILLION)            275

TABLE 479            SOUTH AFRICA: FINTECH AS A SERVICE MARKET, BY DIGITAL ASSETS & CURRENCIES, 2025–2030 (USD MILLION)            275

TABLE 480            SOUTH AFRICA: FINTECH AS A SERVICE MARKET, BY CYBERSECURITY,

2020–2024 (USD MILLION)            276

TABLE 481            SOUTH AFRICA: FINTECH AS A SERVICE MARKET, BY CYBERSECURITY,

2025–2030 (USD MILLION)            276

TABLE 482            SOUTH AFRICA: FINTECH AS A SERVICE MARKET, BY DEPLOYMENT MODEL,

2020–2024 (USD MILLION)            276

TABLE 483            SOUTH AFRICA: FINTECH AS A SERVICE MARKET, BY DEPLOYMENT MODEL,

2025–2030 (USD MILLION)            276

TABLE 484            SOUTH AFRICA: FINTECH AS A SERVICE MARKET, BY END USER,

2020–2024 (USD MILLION)            277

TABLE 485            SOUTH AFRICA: FINTECH AS A SERVICE MARKET, BY END USER,

2025–2030 (USD MILLION)            277

TABLE 486            LATIN AMERICA: FINTECH AS A SERVICE MARKET, BY TYPE,

2020–2024 (USD MILLION)            279

TABLE 487            LATIN AMERICA: FINTECH AS A SERVICE MARKET, BY TYPE,

2025–2030 (USD MILLION)            279

TABLE 488            LATIN AMERICA: FINTECH AS A SERVICE MARKET, BY BANKING,

2020–2024 (USD MILLION)            279

TABLE 489            LATIN AMERICA: FINTECH AS A SERVICE MARKET, BY BANKING,

2025–2030 (USD MILLION)            280

TABLE 490            LATIN AMERICA: FINTECH AS A SERVICE MARKET, BY PAYMENT,

2020–2024 (USD MILLION)            280

TABLE 491            LATIN AMERICA: FINTECH AS A SERVICE MARKET, BY PAYMENT,

2025–2030 (USD MILLION)            280

TABLE 492            LATIN AMERICA: FINTECH AS A SERVICE MARKET, BY INSURANCE,

2020–2024 (USD MILLION)            280

TABLE 493            LATIN AMERICA: FINTECH AS A SERVICE MARKET, BY INSURANCE,

2025–2030 (USD MILLION)            281

TABLE 494            LATIN AMERICA: FINTECH AS A SERVICE MARKET, BY REGTECH,

2020–2024 (USD MILLION)            281

TABLE 495            LATIN AMERICA: FINTECH AS A SERVICE MARKET, BY REGTECH,

2025–2030 (USD MILLION)            281

TABLE 496            LATIN AMERICA: FINTECH AS A SERVICE MARKET, BY WEALTH MANAGEMENT, 2020–2024 (USD MILLION)            281

TABLE 497            LATIN AMERICA: FINTECH AS A SERVICE MARKET, BY WEALTH MANAGEMENT, 2025–2030 (USD MILLION)            282

TABLE 498            LATIN AMERICA: FINTECH AS A SERVICE MARKET, BY LENDING,

2020–2024 (USD MILLION)            282

TABLE 499            LATIN AMERICA: FINTECH AS A SERVICE MARKET, BY LENDING,

2025–2030 (USD MILLION)            282

TABLE 500            LATIN AMERICA: FINTECH AS A SERVICE MARKET, BY DIGITAL ASSETS & CURRENCIES, 2020–2024 (USD MILLION)            282

TABLE 501            LATIN AMERICA: FINTECH AS A SERVICE MARKET, BY DIGITAL ASSETS & CURRENCIES, 2025–2030 (USD MILLION)            283

TABLE 502            LATIN AMERICA: FINTECH AS A SERVICE MARKET, BY CYBERSECURITY,

2020–2024 (USD MILLION)            283

TABLE 503            LATIN AMERICA: FINTECH AS A SERVICE MARKET, BY CYBERSECURITY,

2025–2030 (USD MILLION)            283

TABLE 504            LATIN AMERICA: FINTECH AS A SERVICE MARKET, BY DEPLOYMENT MODEL, 2020–2024 (USD MILLION)                 283

TABLE 505            LATIN AMERICA: FINTECH AS A SERVICE MARKET, BY DEPLOYMENT MODEL, 2025–2030 (USD MILLION)                 284

TABLE 506            LATIN AMERICA: FINTECH AS A SERVICE MARKET, BY END USER,

2020–2024 (USD MILLION)            284

TABLE 507            LATIN AMERICA: FINTECH AS A SERVICE MARKET, BY END USER,

2025–2030 (USD MILLION)            284

TABLE 508            LATIN AMERICA: FINTECH AS A SERVICE MARKET, BY REGION,

2020–2024 (USD MILLION)            285

TABLE 509            LATIN AMERICA: FINTECH AS A SERVICE MARKET, BY REGION,

2025–2030 (USD MILLION)            285

TABLE 510            BRAZIL: FINTECH AS A SERVICE MARKET, BY TYPE, 2020–2024 (USD MILLION)                286

TABLE 511            BRAZIL: FINTECH AS A SERVICE MARKET, BY TYPE, 2025–2030 (USD MILLION)                286

TABLE 512            BRAZIL: FINTECH AS A SERVICE MARKET, BY BANKING,

2020–2024 (USD MILLION)            286

TABLE 513            BRAZIL: FINTECH AS A SERVICE MARKET, BY BANKING,

2025–2030 (USD MILLION)            287

TABLE 514            BRAZIL: FINTECH AS A SERVICE MARKET, BY PAYMENT,

2020–2024 (USD MILLION)            287

TABLE 515            BRAZIL: FINTECH AS A SERVICE MARKET, BY PAYMENT,

2025–2030 (USD MILLION)            287

TABLE 516            BRAZIL: FINTECH AS A SERVICE MARKET, BY INSURANCE,

2020–2024 (USD MILLION)            287

TABLE 517            BRAZIL: FINTECH AS A SERVICE MARKET, BY INSURANCE,

2025–2030 (USD MILLION)            288

TABLE 518            BRAZIL: FINTECH AS A SERVICE MARKET, BY REGTECH,

2020–2024 (USD MILLION)            288

TABLE 519            BRAZIL: FINTECH AS A SERVICE MARKET, BY REGTECH,

2025–2030 (USD MILLION)          288

TABLE 520            BRAZIL: FINTECH AS A SERVICE MARKET, BY WEALTH MANAGEMENT,

2020–2024 (USD MILLION)            288

TABLE 521            BRAZIL: FINTECH AS A SERVICE MARKET, BY WEALTH MANAGEMENT,

2025–2030 (USD MILLION)            289

TABLE 522            BRAZIL: FINTECH AS A SERVICE MARKET, BY LENDING,

2020–2024 (USD MILLION)            289

TABLE 523            BRAZIL: FINTECH AS A SERVICE MARKET, BY LENDING,

2025–2030 (USD MILLION)            289

TABLE 524            BRAZIL: FINTECH AS A SERVICE MARKET, BY DIGITAL ASSETS & CURRENCIES, 2020–2024 (USD MILLION)                 289

TABLE 525            BRAZIL: FINTECH AS A SERVICE MARKET, BY DIGITAL ASSETS & CURRENCIES, 2025–2030 (USD MILLION)                 290

TABLE 526            BRAZIL: FINTECH AS A SERVICE MARKET, BY CYBERSECURITY,

2020–2024 (USD MILLION)            290

TABLE 527            BRAZIL: FINTECH AS A SERVICE MARKET, BY CYBERSECURITY,

2025–2030 (USD MILLION)            290

TABLE 528            BRAZIL: FINTECH AS A SERVICE MARKET, BY DEPLOYMENT MODEL,

2020–2024 (USD MILLION)            290

TABLE 529            BRAZIL: FINTECH AS A SERVICE MARKET, BY DEPLOYMENT MODEL,

2025–2030 (USD MILLION)            291

TABLE 530            BRAZIL: FINTECH AS A SERVICE MARKET, BY END USER,

2020–2024 (USD MILLION)            291

TABLE 531            BRAZIL: FINTECH AS A SERVICE MARKET, BY END USER,

2025–2030 (USD MILLION)            291

TABLE 532            MEXICO: FINTECH AS A SERVICE MARKET, BY TYPE, 2020–2024 (USD MILLION)                292

TABLE 533            MEXICO: FINTECH AS A SERVICE MARKET, BY TYPE, 2025–2030 (USD MILLION)                293

TABLE 534            MEXICO: FINTECH AS A SERVICE MARKET, BY BANKING,

2020–2024 (USD MILLION)            293

TABLE 535            MEXICO: FINTECH AS A SERVICE MARKET, BY BANKING,

2025–2030 (USD MILLION)            293

TABLE 536            MEXICO: FINTECH AS A SERVICE MARKET, BY PAYMENT,

2020–2024 (USD MILLION)            294

TABLE 537            MEXICO: FINTECH AS A SERVICE MARKET, BY PAYMENT,

2025–2030 (USD MILLION)            294

TABLE 538            MEXICO: FINTECH AS A SERVICE MARKET, BY INSURANCE,

2020–2024 (USD MILLION)            294

TABLE 539            MEXICO: FINTECH AS A SERVICE MARKET, BY INSURANCE,

2025–2030 (USD MILLION)            294

TABLE 540            MEXICO: FINTECH AS A SERVICE MARKET, BY REGTECH,

2020–2024 (USD MILLION)            295

TABLE 541            MEXICO: FINTECH AS A SERVICE MARKET, BY REGTECH,

2025–2030 (USD MILLION)            295

TABLE 542            MEXICO: FINTECH AS A SERVICE MARKET, BY WEALTH MANAGEMENT,

2020–2024 (USD MILLION)            295

TABLE 543            MEXICO: FINTECH AS A SERVICE MARKET, BY WEALTH MANAGEMENT,

2025–2030 (USD MILLION)            295

TABLE 544            MEXICO: FINTECH AS A SERVICE MARKET, BY LENDING,

2020–2024 (USD MILLION)            296

TABLE 545            MEXICO: FINTECH AS A SERVICE MARKET, BY LENDING,

2025–2030 (USD MILLION)            296

TABLE 546            MEXICO: FINTECH AS A SERVICE MARKET, BY DIGITAL ASSETS & CURRENCIES, 2020–2024 (USD MILLION)                 296

TABLE 547            MEXICO: FINTECH AS A SERVICE MARKET, BY DIGITAL ASSETS & CURRENCIES, 2025–2030 (USD MILLION)                 296

TABLE 548            MEXICO: FINTECH AS A SERVICE MARKET, BY CYBERSECURITY,

2020–2024 (USD MILLION)            297

TABLE 549            MEXICO: FINTECH AS A SERVICE MARKET, BY CYBERSECURITY,

2025–2030 (USD MILLION)            297

TABLE 550            MEXICO: FINTECH AS A SERVICE MARKET, BY DEPLOYMENT MODEL,

2020–2024 (USD MILLION)            297

TABLE 551            MEXICO: FINTECH AS A SERVICE MARKET, BY DEPLOYMENT MODEL,

2025–2030 (USD MILLION)            297

TABLE 552            MEXICO: FINTECH AS A SERVICE MARKET, BY END USER,

2020–2024 (USD MILLION)            298

TABLE 553            MEXICO: FINTECH AS A SERVICE MARKET, BY END USER,

2025–2030 (USD MILLION)            298

TABLE 554            FINTECH AS A SERVICE MARKET: DEGREE OF COMPETITION 302

TABLE 555            FINTECH AS A SERVICE MARKET: REGION FOOTPRINT       308

TABLE 556            FINTECH AS A SERVICE MARKET: TYPE FOOTPRINT       309

TABLE 557            FINTECH AS A SERVICE MARKET: DEPLOYMENT MODEL FOOTPRINT      310

TABLE 558            FINTECH AS A SERVICE MARKET: DETAILED LIST OF KEY STARTUPS/SMES   313

TABLE 559            FINTECH AS A SERVICE MARKET: COMPETITIVE BENCHMARKING OF

KEY STARTUPS/SMES    314

TABLE 560            FINTECH AS A SERVICE MARKET: PRODUCT LAUNCHES, 2021–JUNE 2025         317

TABLE 561            FINTECH AS A SERVICE MARKET: DEALS, 2021–JUNE 2025             325

TABLE 562            PAYPAL: COMPANY OVERVIEW 350

TABLE 563            PAYPAL: PRODUCTS/SOLUTIONS/SERVICES OFFERED             351

TABLE 564            PAYPAL: PRODUCT LAUNCHES/DEVELOPMENTS    353

TABLE 565            PAYPAL: DEALS 355

TABLE 566            MASTERCARD: COMPANY OVERVIEW    359

TABLE 567            MASTERCARD: PRODUCTS/SOLUTIONS/SERVICES OFFERED    360

TABLE 568            MASTERCARD: PRODUCT LAUNCHES/DEVELOPMENTS    362

TABLE 569            MASTERCARD: DEALS   363

TABLE 570            FISERV: COMPANY OVERVIEW  369

TABLE 571            FISERV: PRODUCTS/SOLUTIONS/SERVICES OFFERED             370

TABLE 572            FISERV: PRODUCT LAUNCHES/DEVELOPMENTS    372

TABLE 573            FISERV: DEALS  373

TABLE 574            BLOCK, INC.: COMPANY OVERVIEW        377

TABLE 575            BLOCK, INC.: PRODUCTS/SOLUTIONS/SERVICES OFFERED    378

TABLE 576            BLOCK, INC.: PRODUCT LAUNCHES/DEVELOPMENTS    380

TABLE 577            BLOCK, INC.: DEALS       381

TABLE 578            STRIPE: COMPANY OVERVIEW  383

TABLE 579            STRIPE: PRODUCTS/SOLUTIONS/SERVICES OFFERED             383

TABLE 580            STRIPE: PRODUCT LAUNCHES/DEVELOPMENTS    385

TABLE 581            STRIPE: DEALS  385

TABLE 582            ENVESTNET: COMPANY OVERVIEW        388

TABLE 583            ENVESTNET: PRODUCTS/SOLUTIONS/SERVICES OFFERED    388

TABLE 584            ENVESTNET: PRODUCT LAUNCHES/DEVELOPMENTS    389

TABLE 585            ENVESTNET: DEALS       390

TABLE 586            RAPYD: COMPANY OVERVIEW   393

TABLE 587            RAPYD: PRODUCTS/SOLUTIONS/SERVICES OFFERED             393

TABLE 588            RAPYD: PRODUCT LAUNCHES/DEVELOPMENTS    395

TABLE 589            RAPYD: DEALS  396

TABLE 590            UPSTART: COMPANY OVERVIEW              397

TABLE 591            UPSTART: PRODUCTS/SOLUTIONS/SERVICES OFFERED             398

TABLE 592            UPSTART: PRODUCT LAUNCHES/DEVELOPMENTS    399

TABLE 593            UPSTART: DEALS             399

TABLE 594            FIS: COMPANY OVERVIEW           402

TABLE 595            FIS: PRODUCTS/SOLUTIONS/SERVICES OFFERED             403

TABLE 596            FIS: PRODUCT LAUNCHES/DEVELOPMENTS                 405

TABLE 597            FIS: DEALS           406

TABLE 598            ADYEN: COMPANY OVERVIEW  408

TABLE 599            ADYEN: PRODUCTS/SOLUTIONS/SERVICES OFFERED             409

TABLE 600            ADYEN: PRODUCT LAUNCHES/DEVELOPMENTS    411

TABLE 601            ADYEN: DEALS  411

TABLE 602            B2B DIGITAL PAYMENT MARKET, BY OFFERING, 2018–2022 (USD MILLION)            436

TABLE 603            B2B DIGITAL PAYMENT MARKET, BY OFFERING, 2023–2028 (USD MILLION)            437

TABLE 604            B2B DIGITAL PAYMENT MARKET, BY TRANSACTION TYPE,

2018–2022 (USD MILLION)            437

TABLE 605            B2B DIGITAL PAYMENT MARKET, BY TRANSACTION TYPE,

2023–2028 (USD MILLION)            437

TABLE 606            B2B DIGITAL PAYMENT MARKET, BY PAYMENT METHOD,

2018–2022 (USD MILLION)            437

TABLE 607            B2B DIGITAL PAYMENT MARKET, BY PAYMENT METHOD,

2023–2028 (USD MILLION)            438

TABLE 608            B2B DIGITAL PAYMENT MARKET, BY VERTICAL, 2018–2022 (USD MILLION)            438

TABLE 609            B2B DIGITAL PAYMENT MARKET, BY VERTICAL, 2023–2028 (USD MILLION)            438

TABLE 610            B2B DIGITAL PAYMENT MARKET, BY REGION, 2018–2022 (USD MILLION)            439

TABLE 611            B2B DIGITAL PAYMENT MARKET, BY REGION, 2023–2028 (USD MILLION)            439

TABLE 612            PAYMENT PROCESSING SOLUTIONS MARKET, BY PAYMENT METHOD,

2018–2022 (USD MILLION)            440

TABLE 613            PAYMENT PROCESSING SOLUTIONS MARKET, BY PAYMENT METHOD,

2023–2028 (USD MILLION)            440

TABLE 614            PAYMENT PROCESSING SOLUTIONS MARKET, BY VERTICAL,

2018–2022 (USD MILLION)          441

TABLE 615            PAYMENT PROCESSING SOLUTIONS MARKET, BY VERTICAL,

2023–2028 (USD MILLION)          441

TABLE 616            PAYMENT PROCESSING SOLUTIONS MARKET, BY REGION,

2018–2022 (USD MILLION)            442

TABLE 617            PAYMENT PROCESSING SOLUTIONS MARKET, BY REGION,

2023–2028 (USD MILLION)            442

LIST OF FIGURES

FIGURE 1              MARKET SEGMENTATION AND REGIONS COVERED            42

FIGURE 2              FINTECH AS A SERVICE MARKET: RESEARCH DESIGN                45

FIGURE 3              DATA TRIANGULATION                49

FIGURE 4              FINTECH AS A SERVICE MARKET: TOP-DOWN AND BOTTOM-UP APPROACHES              50

FIGURE 5              MARKET SIZE ESTIMATION METHODOLOGY – APPROACH 1 (SUPPLY SIDE): REVENUE OF SOLUTIONS AND SERVICES IN FINTECH AS A SERVICE MARKET    50

FIGURE 6              MARKET SIZE ESTIMATION METHODOLOGY – APPROACH 2 (BOTTOM-UP)

(SUPPLY-SIDE): COLLECTIVE REVENUE OF SOLUTIONS AND SERVICES IN FINTECH AS A SERVICE MARKET    51

FIGURE 7              MARKET SIZE ESTIMATION METHODOLOGY – APPROACH 3, BOTTOM-UP

(SUPPLY-SIDE ANALYSIS): COLLECTIVE REVENUE FROM ALL SOLUTIONS AND SERVICES IN FINTECH AS A SERVICE MARKET                 52

FIGURE 8              FINTECH AS A SERVICE MARKET, 2023–2030 (USD MILLION) 55

FIGURE 9              FINTECH AS A SERVICE MARKET, REGIONAL SHARE, 2025        56

FIGURE 10            INCREASE IN ADOPTION OF CLOUD COMPUTING AND DEMAND FOR DIGITAL FINANCIAL SERVICES TO DRIVE MARKET         58

FIGURE 11            PAYMENTS SEGMENT AND US TO LEAD MARKET IN NORTH AMERICA    59

FIGURE 12            PAYMENTS SEGMENT AND CHINA TO ACCOUNT FOR LARGEST SHARES OF

ASIA PACIFIC MARKET  59

FIGURE 13            BANKS TO ACCOUNT FOR LARGEST MARKET SHARE IN 2025   60

FIGURE 14            DRIVERS, RESTRAINTS, OPPORTUNITIES, AND CHALLENGES IN FINTECH AS A SERVICE MARKET            61

FIGURE 15            HISTORY OF FINTECH AS A SERVICE MARKET                 66

FIGURE 16            TRENDS AND DISRUPTIONS IMPACTING CUSTOMER BUSINESSES               68

FIGURE 17            SUPPLY CHAIN ANALYSIS             69

FIGURE 18            ECOSYSTEM ANALYSIS  70

FIGURE 19            AVERAGE SELLING PRICE TREND OF FINTECH AS A SERVICE AMONG KEY PLAYERS       73

FIGURE 20            PATENTS APPLIED AND GRANTED, 2016–2025                 78

FIGURE 21            PORTER’S FIVE FORCES ANALYSIS           82

FIGURE 22            INFLUENCE OF STAKEHOLDERS ON BUYING PROCESS FOR TOP THREE TYPES             95

FIGURE 23            KEY BUYING CRITERIA FOR TOP THREE TYPES                 95

FIGURE 24            USE CASES OF GENERATIVE AI IN FINTECH AS A SERVICE MARKET             101

FIGURE 25            INVESTMENT AND FUNDING SCENARIO, 2024                 102

FIGURE 26            DIGITAL ASSETS & CURRENCIES SEGMENT TO GROW AT HIGHEST CAGR DURING FORECAST PERIOD 111

FIGURE 27            HYBRID TO GROW AT HIGHEST CAGR DURING FORECAST PERIOD         149

FIGURE 28            NON-BANKING FINANCIAL COMPANIES SEGMENT TO GROW AT HIGHEST CAGR DURING FORECAST PERIOD                155

FIGURE 29            ASIA PACIFIC TO BE LARGEST MARKET BY 2030                 164

FIGURE 30            ASIA PACIFIC TO GROW AT HIGHEST CAGR DURING FORECAST PERIOD       165

FIGURE 31            NORTH AMERICA: FINTECH AS A SERVICE MARKET SNAPSHOT       167

FIGURE 32            ASIA PACIFIC: FINTECH AS A SERVICE MARKET SNAPSHOT          222

FIGURE 33            REVENUE ANALYSIS OF KEY PLAYERS, 2020–2024                 301

FIGURE 34            SHARE OF LEADING COMPANIES IN FINTECH AS A SERVICE MARKET, 2024              302

FIGURE 35            FINTECH AS A SERVICE MARKET:

COMPANY EVALUATION MATRIX (KEY PLAYERS), 2024  306

FIGURE 36            FINTECH AS A SERVICE MARKET: COMPANY FOOTPRINT       307

FIGURE 37            FINTECH AS A SERVICE MARKET: COMPANY EVALUATION MATRIX (STARTUPS/SMES), 2024 312

FIGURE 38            BRAND/PRODUCT COMPARISON             315

FIGURE 39            COMPANY VALUATION 316

FIGURE 40            VALUATION AND FINANCIAL METRICS OF KEY FINTECH AS A SERVICE PLAYERS              317

FIGURE 41            PAYPAL: COMPANY SNAPSHOT 351

FIGURE 42            MASTERCARD: COMPANY SNAPSHOT    360

FIGURE 43            FISERV: COMPANY SNAPSHOT  370

FIGURE 44            BLOCK, INC.: COMPANY SNAPSHOT        378

FIGURE 45            UPSTART: COMPANY SNAPSHOT              398

FIGURE 46            FIS: COMPANY SNAPSHOT           403

FIGURE 47            ADYEN: COMPANY SNAPSHOT  409