出版：MarketsandMarkets（マーケッツアンドマーケッツ） 出版年月：2024年3月
Open Banking Solutions Market – Global Forecast to 2028
オープンバンキングソリューション市場 : 提供内容 (ソリューション、サービス)、用途 (決済、銀行業務、デジタル融資)、デジタルチャネル (モバイル、ウェブ)、展開モデル、エンドユーザー (アカウントプロバイダー、サードパーティプロバイダー)、 地域別 – 2028年までの世界予測
Open Banking Solutions Market by Offering (Solutions, Services), Application (Payment, Banking, Digital Lending), Digital Channel (Mobile, Web), Deployment Model, End User (Account Providers, Third-party Providers) and Region – Global Forecast to 2028
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| コーポレート（サイト）ライセンス | USD 8,150 |
| エンタープライズライセンス | USD 10,000 |
| 種別 | 英文調査報告書 |
Report Overview
The Open Banking solutions market size is expected to grow from USD 5.5 billion in 2023 to USD 11.7 billion by 2028 at a Compound Annual Growth Rate (CAGR) of 16.0% during the forecast period.
オープンバンキングソリューション市場規模は、予測期間中に 16.0% の年間平均成長率 (CAGR) で、2023 年の 55 億米ドルから 2028 年までに 117 億米ドルに成長すると予想されています。
The market has excellent growth opportunities, such as convenient deployment in remote areas with remote management support, flexibility and ease of access, redundancy for backup, demand for advanced technologies implementation/practice such as AI and 5G, and demand increase in government policies and schemes to leverage Open Banking solutions adoption across verticals and regions.
“By Services, Professional Services segment to hold a larger market share during the forecast period.“
Professional services encompass a broad spectrum of offerings to assist financial institutions, businesses, and stakeholders in navigating the complexities of adopting and optimizing open banking frameworks. These services include consulting and advisory support, where firms provide strategic guidance, assess market trends, and identify relevant use cases to maximize the benefits of open banking initiatives. Implementation and integration partners offer expertise in deploying APIs, ensuring interoperability, scalability, and security across systems. Training and education programs equip stakeholders with knowledge and skills related to API management, data security, and regulatory compliance. Security and compliance experts also help organizations mitigate cybersecurity risks and ensure adherence to regulatory requirements. Performance monitoring and optimization services track system performance, while customer support and maintenance services provide ongoing functionality and reliability. These professional services enable organizations to leverage open banking effectively, driving innovation, collaboration, and growth in the financial services industry.
“By Application, the Wealth Management segment will record the highest CAGR during the forecast period.”
Open banking solutions are revolutionizing how investment advice is delivered, and portfolios are managed in wealth management. Wealth management firms can create personalized investment strategies tailored to individual goals, risk tolerance, and financial circumstances by analyzing customer data obtained through open banking APIs. This enables investors to access diversified investment options, track portfolio performance, and receive timely insights and recommendations to optimize investment decisions. Open banking also facilitates greater collaboration and integration between wealth management platforms and banking services, allowing customers to transfer funds between accounts and execute investment transactions efficiently. Moreover, open banking in wealth management introduces behavioral finance insights, enabling wealth managers to understand investor behavior and decision-making processes better. Wealth managers can analyze customer data and transaction patterns to identify behavioral biases and preferences, tailoring investment strategies and recommendations to maximize investor outcomes.
“By Solutions, the payment initiation segment is projected to hold the highest market share during the forecast period.”
The payment initiation segment has redefined how transactions are initiated and processed. By empowering businesses and consumers to seamlessly initiate payments directly from their bank accounts, payment initiation solutions streamline transactions, enhance convenience, and accelerate financial interactions. This innovation eliminates the need for traditional payment methods and fosters a more efficient and secure ecosystem for conducting financial transactions. With its ability to revolutionize the payment experience, payment initiation is a cornerstone of Open Banking, driving a future where financial transactions are more straightforward, faster, and more accessible.
The breakup of the profiles of the primary participants is below:
§ By Company Type: Tier I: 32%, Tier II: 49%, and Tier III: 19%
§ By Designation: C-Level Executives: 33%, Director Level: 22%, and *Others: 45%
§ By Region: North America: 40%, Europe: 20%, Asia Pacific: 35%, **RoW: 5%
* Others include sales managers, marketing managers, and product managers
**RoW include Middle East & Africa and Latin America
Note: Tier 1 companies have revenues of more than USD 100 million; tier 2 companies’ revenue ranges from USD 10 million to USD 100 million; and tier 3 companies’ revenue is less than 10 million
Source: Secondary Literature, Expert Interviews, and MarketsandMarkets Analysis
Key Players
Some of the key players operating in the Open Banking solutions market are Plaid (US), MX Technologies (US), Trustly (Sweden), Finicity (US), Tink (Sweden), Envestnet (US), Worldline (France), Volt.io (UK), Temenos (Switzerland), Axway Software (US), among others.
Research coverage:
The market study covers the Open Banking solutions market across segments. It aims to estimate the market size and the growth potential across different segments such as offerings, solutions, services, deployment models, digital channels, applications, end users, and regions. It comprises a thorough competition analysis of the major market players, company biographies, important insights regarding their offers in terms of goods and services, current advancements, and crucial market strategies.
Reasons to buy this report:
The study will include information on the closest approximations of revenue figures for the Open Banking solutions market and its subsegments, which will assist market leaders and new entrants. Stakeholders will receive additional insights and a better understanding of the competitive landscape, enabling them to position their companies better and develop go-to-market strategies. Additionally, the research offers information on major market drivers, constraints, opportunities, and challenges to help stakeholders understand the state of the industry.
The report provides insights on the following pointers:
• Analysis of key drivers (such as increasing consumer demand and adoption of cloud-based solutions by financial institutions, greater visibility and options for borrowers and lenders), restraints (such as lack of digital literacy in emerging countries), opportunities (such as rapid adoption of Open-Banking APIs, state-of-the-art innovation and improved personalization), and challenges (such as data privacy issues, security concerns, and threat of ransomware, technical glitch leading to losses) influencing the proliferation of the Open Banking solutions market.
• Product Development/Innovation: Detailed insights on upcoming technologies, research & development activities, and new product & service launches in the Open Banking solutions market.
• Market Development: Comprehensive information about lucrative markets – the report analyses the Open Banking solutions market across varied regions.
• Market Diversification: Exhaustive information about new products & services, untapped geographies, recent developments, and investments in the Open Banking solutions market.
• Competitive Assessment: In-depth assessment of market shares, growth strategies, and service offerings of leading players such as Plaid, Envestnet, Tink, Finicity, and MX technologies in the Open Banking solutions market.
Table of Contents
1 INTRODUCTION 43
1.1 STUDY OBJECTIVES 43
1.2 MARKET DEFINITION 43
1.2.1 INCLUSIONS AND EXCLUSIONS 44
1.3 STUDY SCOPE 44
1.3.1 MARKET SEGMENTATION 45
1.3.2 REGIONS COVERED 45
1.4 YEARS CONSIDERED 46
1.5 CURRENCY CONSIDERED 46
TABLE 1 USD EXCHANGE RATES, 2019–2022 46
1.6 STAKEHOLDERS 47
1.7 RECESSION IMPACT 47
2 RESEARCH METHODOLOGY 49
2.1 RESEARCH APPROACH 49
FIGURE 1 OPEN BANKING SOLUTIONS MARKET: RESEARCH DESIGN 50
2.1.1 SECONDARY DATA 50
2.1.2 PRIMARY DATA 51
2.1.2.1 Breakup of primary interviews 52
2.1.2.2 Key industry insights 52
2.2 MARKET BREAKUP AND DATA TRIANGULATION 53
FIGURE 2 OPEN BANKING SOLUTIONS MARKET: MARKET BREAKUP AND DATA TRIANGULATION 53
2.3 MARKET SIZE ESTIMATION 54
FIGURE 3 OPEN BANKING SOLUTIONS MARKET: TOP-DOWN AND BOTTOM-UP APPROACHES 54
2.3.1 TOP-DOWN APPROACH 55
FIGURE 4 MARKET SIZE ESTIMATION METHODOLOGY: TOP-DOWN APPROACH 55
2.3.2 BOTTOM-UP APPROACH 55
FIGURE 5 MARKET SIZE ESTIMATION METHODOLOGY: BOTTOM-UP APPROACH 56
FIGURE 6 OPEN BANKING SOLUTIONS MARKET: RESEARCH FLOW 56
2.3.3 MARKET SIZE ESTIMATION APPROACHES 57
FIGURE 7 MARKET SIZE ESTIMATION METHODOLOGY: SUPPLY-SIDE ANALYSIS 57
FIGURE 8 MARKET SIZE ESTIMATION METHODOLOGY: APPROACH 1, BOTTOM-UP (SUPPLY SIDE)– COLLECTIVE REVENUE GENERATED FROM VENDORS 57
FIGURE 9 MARKET SIZE ESTIMATION METHODOLOGY: APPROACH 2, SUPPLY-SIDE ANALYSIS 58
FIGURE 10 MARKET SIZE ESTIMATION METHODOLOGY: APPROACH 3, TOP-DOWN (DEMAND SIDE) 58
2.4 MARKET FORECAST 59
TABLE 2 FACTOR ANALYSIS 59
2.5 IMPACT OF RECESSION ON OPEN BANKING SOLUTIONS MARKET 60
2.6 RESEARCH ASSUMPTIONS 61
2.7 STUDY LIMITATIONS 63
3 EXECUTIVE SUMMARY 64
3.1 OVERVIEW OF RECESSION IMPACT 65
FIGURE 11 SEGMENTS WITH SIGNIFICANT GROWTH RATES 66
FIGURE 12 OPEN BANKING SOLUTIONS MARKET: REGIONAL SNAPSHOT 66
4 PREMIUM INSIGHTS 68
4.1 ATTRACTIVE GROWTH OPPORTUNITIES FOR PLAYERS IN OPEN BANKING SOLUTIONS MARKET 68
FIGURE 13 COMPLIANCE WITH REGULATORY STANDARDS, BOTH REGIONAL AND GLOBAL, TO SUPPORT GROWTH OF OPEN BANKING SOLUTIONS MARKET 68
4.2 OPEN BANKING SOLUTIONS MARKET, BY OFFERING 68
FIGURE 14 SOLUTIONS SEGMENT TO ACCOUNT FOR LARGER MARKET SHARE DURING FORECAST PERIOD 68
4.3 OPEN BANKING SOLUTIONS MARKET, BY SOLUTION 69
FIGURE 15 PAYMENT INITIATION SEGMENT TO ACCOUNT FOR LARGEST MARKET SHARE DURING FORECAST PERIOD 69
4.4 OPEN BANKING SOLUTIONS MARKET, BY SERVICE 69
FIGURE 16 PROFESSIONAL SERVICES SEGMENT TO HOLD LARGER MARKET SHARE DURING FORECAST PERIOD 69
4.5 OPEN BANKING SOLUTIONS MARKET, BY APPLICATION 70
FIGURE 17 PAYMENT SEGMENT TO HOLD LARGEST MARKET SHARE DURING FORECAST PERIOD 70
4.6 OPEN BANKING SOLUTIONS MARKET, BY DIGITAL CHANNEL 70
FIGURE 18 WEB PORTALS SEGMENT TO HOLD LARGER MARKET SHARE DURING FORECAST PERIOD 70
4.7 OPEN BANKING SOLUTIONS MARKET, BY END USER 71
FIGURE 19 THIRD-PARTY PROVIDERS SEGMENT TO HOLD LARGER MARKET SHARE DURING FORECAST PERIOD 71
4.8 OPEN BANKING SOLUTIONS MARKET: REGIONAL SCENARIO 71
FIGURE 20 MIDDLE EAST & AFRICA TO EMERGE AS LUCRATIVE MARKET FOR INVESTMENTS IN NEXT FIVE YEARS 71
5 MARKET OVERVIEW AND INDUSTRY TRENDS 72
5.1 INTRODUCTION 72
5.2 MARKET DYNAMICS 72
FIGURE 21 OPEN BANKING SOLUTIONS MARKET: DRIVERS, RESTRAINTS, OPPORTUNITIES, AND CHALLENGES 72
5.2.1 DRIVERS 73
5.2.1.1 Increased consumer demand and adoption of cloud-based solutions by financial institutions 73
5.2.1.2 Increasing compliance requirements of new data laws and regulations 73
5.2.1.3 Need for greater visibility and options for borrowers and lenders 73
5.2.1.4 Focus on development of innovative product offerings with evolving consumer requirements 74
5.2.2 RESTRAINTS 74
5.2.2.1 Lack of digital literacy in certain emerging countries 74
5.2.3 OPPORTUNITIES 75
5.2.3.1 Gradual adoption of open-banking APIs 75
5.2.3.2 Growing demand for state-of-the-art innovations and improved personalization 75
5.2.3.3 Emphasis on better collaboration and partnership among key players 75
5.2.4 CHALLENGES 76
5.2.4.1 Data privacy issues, security concerns, and threat of ransomware 76
5.2.4.2 Technical glitches leading to losses 76
5.3 CASE STUDY ANALYSIS 76
5.3.1 ZIP ACHIEVED COST REDUCTION AND IMPROVED COMPLIANCE ADHERENCE WITH PLAID MONITOR 76
5.3.2 CLEO ADOPTED STRIPE SOLUTIONS TO MITIGATE FRAUD OCCURRENCES 77
5.3.3 ANNA DEPLOYED OPTIMIZED TRANSACTION MODULE WITH HELP OF TRUELAYER API 78
5.3.4 MONEYWIZ ADOPTED SALT EDGE TOOLS FOR AUTOMATED DATA EXTRACTION AND TRANSFORMATION 78
5.3.5 BNP PARIBAS DEPLOYED AMPLIFY CATALOG TO PROVIDE API GATEWAYS ACROSS BUSINESSES 79
5.4 ECOSYSTEM ANALYSIS 80
FIGURE 22 ECOSYSTEM MAPPING 80
5.5 VALUE CHAIN ANALYSIS 81
5.5.1 DATA PROVIDERS 81
5.5.2 DATA AGGREGATORS 81
5.5.3 API PROVIDERS 81
5.5.4 OPEN BANKING PLATFORM PROVIDERS 82
5.5.5 IMPLEMENTATION AND INTEGRATION 82
5.5.6 END USERS 82
FIGURE 23 VALUE CHAIN ANALYSIS 82
5.6 TECHNOLOGY ANALYSIS 83
5.6.1 KEY TECHNOLOGIES 83
5.6.1.1 APIS 83
5.6.1.1.1 Data APIs 83
5.6.1.1.2 Transaction APIs 83
5.6.1.1.3 Product APIs 83
5.6.1.2 Security 84
5.6.1.2.1 Encryption 84
5.6.1.2.2 Biometrics 84
5.6.1.2.3 Fraud detection 84
5.7 COMPLEMENTARY TECHNOLOGIES 85
5.7.1 DATA ANALYTICS 85
5.7.2 ARTIFICIAL INTELLIGENCE & MACHINE LEARNING 85
5.8 ADJACENT TECHNOLOGIES 85
5.8.1 BLOCKCHAIN & DISTRIBUTED LEDGER TECHNOLOGY (DLT) 85
5.8.2 INTERNET OF THINGS (IOT) 86
5.9 PRICING ANALYSIS 86
5.9.1 INDICATIVE PRICING ANALYSIS 87
TABLE 3 INDICATIVE PRICING ANALYSIS OF OPEN BANKING SOLUTIONS MARKET, BY KEY PLAYER 87
5.9.1.1 AVERAGE SELLING PRICE TREND 87
5.10 INVESTMENT LANDSCAPE 88
FIGURE 24 LEADING MAJOR OPEN BANKING SOLUTIONS MARKET VENDORS, BY NUMBER OF INVESTORS AND FUNDING ROUNDS, 2023 88
5.11 BUSINESS MODEL ANALYSIS 88
5.11.1 API INFRASTRUCTURE 88
5.11.2 DATA ACCESS AND AGGREGATION 88
5.11.3 SECURITY AND COMPLIANCE 89
5.11.4 MONETIZATION STRATEGY 89
5.11.4.1 Subscription-based models 89
5.11.4.2 Cloud-based and usage-based pricing 89
5.11.5 PARTNERSHIPS AND COLLABORATIONS 89
5.12 PATENT ANALYSIS 89
FIGURE 25 NUMBER OF PATENTS PUBLISHED, 2012–2023 90
FIGURE 26 GLOBAL TOP FIVE PATENT OWNERS, 2023 90
TABLE 4 GLOBAL TOP TEN PATENT OWNERS, 2023 90
5.13 PORTER’S FIVE FORCES ANALYSIS 91
FIGURE 27 PORTER’S FIVE FORCES ANALYSIS 91
TABLE 5 OPEN BANKING SOLUTIONS MARKET: IMPACT OF PORTER’S FIVE FORCES 91
5.13.1 THREAT OF NEW ENTRANTS 92
5.13.2 THREAT OF SUBSTITUTES 92
5.13.3 BARGAINING POWER OF SUPPLIERS 92
5.13.4 BARGAINING POWER OF BUYERS 93
5.13.5 INTENSITY OF COMPETITIVE RIVALRY 93
5.14 REGULATORY IMPLICATIONS AND INDUSTRY STANDARDS 93
5.14.1 PAYMENT SERVICES DIRECTIVE 2 (PSD2) 93
5.14.2 GENERAL DATA PROTECTION REGULATION (GDPR) 94
5.14.3 COMPETITION AND MARKETS AUTHORITY (CMA) ORDER 94
5.14.4 CALIFORNIA CONSUMER PRIVACY ACT (CCPA) 94
5.14.5 CONSUMER DATA RIGHT ACT (CDR) 95
5.14.6 FINTECH LAW 95
5.14.7 REGULATORY LANDSCAPE 95
TABLE 6 NORTH AMERICA: REGULATORY BODIES, GOVERNMENT AGENCIES, AND OTHER ORGANIZATIONS 95
TABLE 7 EUROPE: REGULATORY BODIES, GOVERNMENT AGENCIES, AND OTHER ORGANIZATIONS 96
TABLE 8 ASIA PACIFIC: REGULATORY BODIES, GOVERNMENT AGENCIES, AND OTHER ORGANIZATIONS 97
TABLE 9 REST OF THE WORLD: REGULATORY BODIES, GOVERNMENT AGENCIES, AND OTHER ORGANIZATIONS 97
5.15 KEY CONFERENCES AND EVENTS 98
TABLE 10 KEY CONFERENCES AND EVENTS, 2024–2025 98
5.16 TRENDS AND DISRUPTIONS IMPACTING CUSTOMERS’ BUSINESSES 99
FIGURE 28 REVENUE SHIFT AND NEW REVENUE POCKETS FOR PLAYERS IN OPEN BANKING SOLUTIONS MARKET 99
5.17 KEY STAKEHOLDERS AND BUYING CRITERIA 100
5.17.1 KEY STAKEHOLDERS IN BUYING PROCESS 100
FIGURE 29 INFLUENCE OF STAKEHOLDERS ON BUYING PROCESS FOR END USERS 100
TABLE 11 INFLUENCE OF STAKEHOLDERS ON BUYING PROCESS FOR END USERS 100
5.17.2 BUYING CRITERIA 101
FIGURE 30 KEY BUYING CRITERIA FOR END USERS 101
TABLE 12 KEY BUYING CRITERIA FOR END USERS 101
6 OPEN BANKING SOLUTIONS MARKET, BY OFFERING 102
6.1 INTRODUCTION 103
6.1.1 OFFERINGS: OPEN BANKING SOLUTIONS MARKET DRIVERS 103
FIGURE 31 SERVICES SEGMENT TO GROW AT HIGHER CAGR DURING FORECAST PERIOD 104
TABLE 13 OPEN BANKING SOLUTIONS MARKET, BY OFFERING, 2019–2022 (USD MILLION) 104
TABLE 14 OPEN BANKING SOLUTIONS MARKET, BY OFFERING, 2023–2028 (USD MILLION) 104
6.2 SOLUTIONS 105
FIGURE 32 API MANAGEMENT SEGMENT TO GROW AT HIGHEST CAGR DURING FORECAST PERIOD 105
TABLE 15 OPEN BANKING SOLUTIONS MARKET, BY SOLUTION, 2019–2022 (USD MILLION) 105
TABLE 16 OPEN BANKING SOLUTIONS MARKET, BY SOLUTION, 2023–2028 (USD MILLION) 106
TABLE 17 SOLUTIONS: OPEN BANKING SOLUTIONS MARKET, BY REGION, 2019–2022 (USD MILLION) 106
TABLE 18 SOLUTIONS: OPEN BANKING SOLUTIONS MARKET, BY REGION, 2023–2028 (USD MILLION) 106
6.2.1 PAYMENT INITIATION 107
6.2.1.1 Increased demand for frictionless transactions and real-time payments to drive segment 107
TABLE 19 PAYMENT INITIATION: OPEN BANKING SOLUTIONS MARKET, BY REGION, 2019–2022 (USD MILLION) 107
TABLE 20 PAYMENT INITIATION: OPEN BANKING SOLUTIONS MARKET, BY REGION, 2023–2028 (USD MILLION) 107
6.2.1.2 Account-to-account (A2A) payments 107
6.2.1.3 Bulk payment processing 108
6.2.1.4 Variable recurring payments 108
6.2.1.5 Payment request 108
6.2.1.6 Invoice generation & management 108
6.2.2 ACCOUNT INFORMATION 108
6.2.2.1 Increased consumer demand for personalized financial services and insights to propel segment 108
TABLE 21 ACCOUNT INFORMATION: OPEN BANKING SOLUTIONS MARKET, BY REGION, 2019–2022 (USD MILLION) 109
TABLE 22 ACCOUNT INFORMATION: OPEN BANKING SOLUTIONS MARKET, BY REGION, 2023–2028 (USD MILLION) 109
6.2.2.2 Account aggregation 109
6.2.2.3 Investment portfolio aggregation 109
6.2.2.4 Transaction categorization 110
6.2.2.5 Budgeting & expense tracking 110
6.2.2.6 Real-time balance check 110
6.2.3 IDENTITY VERIFICATION & AUTHENTICATION 110
6.2.3.1 Escalating cybersecurity threats and regulatory compliance requirements to drive segment 110
TABLE 23 IDENTITY VERIFICATION & AUTHENTICATION: OPEN BANKING SOLUTIONS MARKET, BY REGION, 2019–2022 (USD MILLION) 111
TABLE 24 IDENTITY VERIFICATION & AUTHENTICATION: OPEN BANKING SOLUTIONS MARKET, BY REGION, 2023–2028 (USD MILLION) 111
6.2.3.2 Optical character recognition verification 111
6.2.3.3 Biometric authentication 111
6.2.3.4 Knowledge-based authentication 112
6.2.3.5 Know-your-customer verification 112
6.2.3.6 Anti-money laundering (AML) 112
6.2.4 API MANAGEMENT 112
6.2.4.1 Need for seamless integration, collaboration, and innovation in financial ecosystem to propel segment 112
TABLE 25 API MANAGEMENT: OPEN BANKING SOLUTIONS MARKET, BY REGION, 2019–2022 (USD MILLION) 113
TABLE 26 API MANAGEMENT: OPEN BANKING SOLUTIONS MARKET, BY REGION, 2023–2028 (USD MILLION) 113
6.2.4.2 API design & development 113
6.2.4.3 API gateway & security 113
6.2.4.4 API lifecycle management 114
6.2.4.5 API analytics & monitoring 114
6.2.4.6 Compliance & governance 114
6.2.5 OTHER SOLUTIONS 114
TABLE 27 OTHER SOLUTIONS: OPEN BANKING SOLUTIONS MARKET, BY REGION, 2019–2022 (USD MILLION) 115
TABLE 28 OTHER SOLUTIONS: OPEN BANKING SOLUTIONS MARKET, BY REGION, 2023–2028 (USD MILLION) 115
6.3 SERVICES 115
FIGURE 33 MANAGED SERVICES SEGMENT TO GROW AT HIGHEST CAGR DURING FORECAST PERIOD 116
TABLE 29 OPEN BANKING SOLUTIONS MARKET, BY SERVICE, 2019–2022 (USD MILLION) 116
TABLE 30 OPEN BANKING SOLUTIONS MARKET, BY SERVICE, 2023–2028 (USD MILLION) 116
TABLE 31 SERVICES: OPEN BANKING SOLUTIONS MARKET, BY REGION, 2019–2022 (USD MILLION) 117
TABLE 32 SERVICES: OPEN BANKING SOLUTIONS MARKET, BY REGION, 2023–2028 (USD MILLION) 117
6.3.1 PROFESSIONAL SERVICES 117
6.3.1.1 Enhanced open banking potential through proper implementation and compliance to propel segment 117
TABLE 33 PROFESSIONAL SERVICES: OPEN BANKING SOLUTIONS MARKET, BY REGION, 2019–2022 (USD MILLION) 118
TABLE 34 PROFESSIONAL SERVICES: OPEN BANKING SOLUTIONS MARKET, BY REGION, 2023–2028 (USD MILLION) 118
6.3.1.2 Consulting & advisory 118
6.3.1.2.1 Strategic planning & development 118
6.3.1.2.2 Regulatory compliance guidance 119
6.3.1.2.3 Business process optimization 119
6.3.1.3 Implementation & integration 119
6.3.1.3.1 API integration & deployment 120
6.3.1.3.2 Data migration & conversion 120
6.3.1.3.3 Customization & configuration 120
6.3.1.4 Training & education 120
6.3.1.4.1 Developer training 121
6.3.1.4.2 Staff training 121
6.3.1.4.3 Educational workshops & seminars 121
6.3.2 MANAGED SERVICES 122
6.3.2.1 Rise in need for streamlined business operations and enhanced system performance to propel segment 122
TABLE 35 MANAGED SERVICES: OPEN BANKING SOLUTIONS MARKET, BY REGION, 2019–2022 (USD MILLION) 122
TABLE 36 MANAGED SERVICES: OPEN BANKING SOLUTIONS MARKET, BY REGION, 2023–2028 (USD MILLION) 122
6.3.2.2 Support & maintenance 123
6.3.2.2.1 Helpdesk support 123
6.3.2.2.2 Incident management 123
6.3.2.2.3 System maintenance & updates 123
6.3.2.3 Performance monitoring & optimization 124
6.3.2.3.1 System performance monitoring 124
6.3.2.3.2 Performance tuning & optimization 124
6.3.2.3.3 Capacity planning 125
6.3.2.4 Vendor selection & procurement 125
6.3.2.4.1 Vendor evaluation & selection 125
6.3.2.4.2 Contract negotiation & management 125
6.3.2.4.3 Vendor relationship management 126
7 OPEN BANKING SOLUTIONS MARKET, BY APPLICATION 127
7.1 INTRODUCTION 128
7.1.1 APPLICATIONS: OPEN BANKING SOLUTIONS MARKET DRIVERS 128
FIGURE 34 WEALTH MANAGEMENT SEGMENT TO GROW AT HIGHEST CAGR DURING FORECAST PERIOD 128
TABLE 37 OPEN BANKING SOLUTIONS MARKET, BY APPLICATION, 2019–2022 (USD MILLION) 129
TABLE 38 OPEN BANKING SOLUTIONS MARKET, BY APPLICATION, 2023–2028 (USD MILLION) 129
7.2 PAYMENT 129
7.2.1 GROWING REQUIREMENT FOR ENHANCED TRANSPARENCY IN FINANCIAL TRANSACTIONS TO FUEL SEGMENT 129
TABLE 39 PAYMENT: OPEN BANKING SOLUTIONS MARKET, BY REGION, 2019–2022 (USD MILLION) 130
TABLE 40 PAYMENT: OPEN BANKING SOLUTIONS MARKET, BY REGION, 2023–2028 (USD MILLION) 130
7.2.2 PAYMENT PROCESSING 130
7.2.3 MOBILE WALLETS 130
7.2.4 CROSS-BORDER PAYMENTS 131
7.2.5 PAYMENT GATEWAYS 131
7.2.6 OTHER PAYMENT APPLICATIONS 131
7.3 BANKING 131
7.3.1 RISE IN DEMAND FOR QUICK AND SECURE CUSTOMER ONBOARDING TO DRIVE SEGMENT 131
TABLE 41 BANKING: OPEN BANKING SOLUTIONS MARKET, BY REGION, 2019–2022 (USD MILLION) 132
TABLE 42 BANKING: OPEN BANKING SOLUTIONS MARKET, BY REGION, 2023–2028 (USD MILLION) 132
7.3.2 DIGITAL BANKING 132
7.3.3 ACCOUNT SWITCHING 133
7.3.4 PERSONAL FINANCE MANAGEMENT 133
7.3.5 LOAN MANAGEMENT 133
7.3.6 OTHER BANKING APPLICATIONS 133
7.4 DIGITAL LENDING 134
7.4.1 GROWING NEED FOR ACCURATE RISK ASSESSMENT AND FASTER LOAN APPROVALS TO PROPEL SEGMENT 134
TABLE 43 DIGITAL LENDING: OPEN BANKING SOLUTIONS MARKET, BY REGION, 2019–2022 (USD MILLION) 134
TABLE 44 DIGITAL LENDING: OPEN BANKING SOLUTIONS MARKET, BY REGION, 2023–2028 (USD MILLION) 134
7.4.2 ONLINE LOAN ORIGINATION 135
7.4.3 PEER-TO-PEER LENDING 135
7.4.4 AUTOMATED LOAN UNDERWRITING 135
7.4.5 CREDIT SCORING 135
7.4.6 OTHER DIGITAL LENDING APPLICATIONS 136
7.5 WEALTH MANAGEMENT 136
7.5.1 RISING DEMAND FOR PERSONALIZED INVESTMENT STRATEGIES AND ENHANCED RISK TOLERANCE TO FUEL SEGMENT GROWTH 136
TABLE 45 WEALTH MANAGEMENT: OPEN BANKING SOLUTIONS MARKET, BY REGION, 2019–2022 (USD MILLION) 136
TABLE 46 WEALTH MANAGEMENT: OPEN BANKING SOLUTIONS MARKET, BY REGION, 2023–2028 (USD MILLION) 137
7.5.2 INVESTMENT PORTFOLIO MANAGEMENT 137
7.5.3 ROBO-ADVISORY 137
7.5.4 GOAL-BASED INVESTMENT 137
7.5.5 TAX OPTIMIZATION 138
7.5.6 OTHER WEALTH MANAGEMENT APPLICATIONS 138
7.6 OTHER APPLICATIONS 138
TABLE 47 OTHER APPLICATIONS: OPEN BANKING SOLUTIONS MARKET, BY REGION, 2019–2022 (USD MILLION) 139
TABLE 48 OTHER APPLICATIONS: OPEN BANKING SOLUTIONS MARKET, BY REGION, 2023–2028 (USD MILLION) 139
8 OPEN BANKING SOLUTIONS MARKET, BY DEPLOYMENT MODEL 140
8.1 INTRODUCTION 141
8.1.1 DEPLOYMENT MODELS: OPEN BANKING SOLUTIONS MARKET DRIVERS 141
FIGURE 35 CLOUD SEGMENT TO GROW AT HIGHER CAGR DURING FORECAST PERIOD 142
TABLE 49 OPEN BANKING SOLUTIONS MARKET, BY DEPLOYMENT MODEL, 2019–2022 (USD MILLION) 142
TABLE 50 OPEN BANKING SOLUTIONS MARKET, BY DEPLOYMENT MODEL, 2023–2028 (USD MILLION) 142
8.2 CLOUD 143
8.2.1 NEED FOR SEAMLESS CONNECTIVITY BETWEEN BANKS, THIRD-PARTY PROVIDERS, AND CONSUMERS TO FUEL SEGMENT 143
TABLE 51 CLOUD: OPEN BANKING SOLUTIONS MARKET, BY REGION, 2019–2022 (USD MILLION) 143
TABLE 52 CLOUD: OPEN BANKING SOLUTIONS MARKET, BY REGION, 2023–2028 (USD MILLION) 143
8.3 ON-PREMISES 144
8.3.1 REQUIREMENT FOR INCREASED CONTROL OVER DATA TO PROPEL SEGMENT 144
TABLE 53 ON-PREMISES: OPEN BANKING SOLUTIONS MARKET, BY REGION, 2019–2022 (USD MILLION) 144
TABLE 54 ON-PREMISES: OPEN BANKING SOLUTIONS MARKET, BY REGION, 2023–2028 (USD MILLION) 144
9 OPEN BANKING SOLUTIONS MARKET, BY DIGITAL CHANNEL 145
9.1 INTRODUCTION 146
9.1.1 DIGITAL CHANNELS: OPEN BANKING SOLUTIONS MARKET DRIVERS 146
FIGURE 36 MOBILE APPS SEGMENT TO GROW AT HIGHER CAGR DURING FORECAST PERIOD 146
TABLE 55 OPEN BANKING SOLUTIONS MARKET, BY DIGITAL CHANNEL, 2019–2022 (USD MILLION) 147
TABLE 56 OPEN BANKING SOLUTIONS MARKET, BY DIGITAL CHANNEL, 2023–2028 (USD MILLION) 147
9.2 MOBILE APPS 147
9.2.1 FOCUS ON AUGMENTED CONVENIENCE AND ACCESSIBILITY TO DRIVE SEGMENT 147
TABLE 57 MOBILE APPS: OPEN BANKING SOLUTIONS MARKET, BY REGION, 2019–2022 (USD MILLION) 147
TABLE 58 MOBILE APPS: OPEN BANKING SOLUTIONS MARKET, BY REGION, 2023–2028 (USD MILLION) 148
9.3 WEB PORTALS 148
9.3.1 DEMAND FOR CONVENIENT AND SECURE ACCESS TO FINANCES TO BOOST SEGMENT 148
TABLE 59 WEB PORTALS: OPEN BANKING SOLUTIONS MARKET, BY REGION, 2019–2022 (USD MILLION) 148
TABLE 60 WEB PORTALS: OPEN BANKING SOLUTIONS MARKET, BY REGION, 2023–2028 (USD MILLION) 149
10 OPEN BANKING SOLUTIONS MARKET, BY END USER 150
10.1 INTRODUCTION 151
10.1.1 END USERS: OPEN BANKING SOLUTIONS MARKET DRIVERS 151
FIGURE 37 THIRD-PARTY PROVIDERS SEGMENT TO GROW AT HIGHER CAGR DURING FORECAST PERIOD 151
TABLE 61 OPEN BANKING SOLUTIONS MARKET, BY END USER, 2019–2022 (USD MILLION) 152
TABLE 62 OPEN BANKING SOLUTIONS MARKET, BY END USER, 2023–2028 (USD MILLION) 152
10.2 THIRD-PARTY PROVIDERS 152
10.2.1 NEED FOR ACCESS TO WIDE RANGE OF SERVICES TO BOOST SEGMENT 152
TABLE 63 THIRD-PARTY PROVIDERS: OPEN BANKING SOLUTIONS MARKET, BY REGION, 2019–2022 (USD MILLION) 152
TABLE 64 THIRD-PARTY PROVIDERS: OPEN BANKING SOLUTIONS MARKET, BY REGION, 2023–2028 (USD MILLION) 153
10.2.2 ACCOUNT INFORMATION SERVICE PROVIDER 153
10.2.3 PAYMENT INITIATION SERVICE PROVIDER 153
10.3 ACCOUNT PROVIDERS 153
10.3.1 INCREASED DEMAND FOR SEAMLESS PAYMENT INITIATION TO DRIVE SEGMENT 153
TABLE 65 ACCOUNT PROVIDERS: OPEN BANKING SOLUTIONS MARKET, BY REGION, 2019–2022 (USD MILLION) 154
TABLE 66 ACCOUNT PROVIDERS: OPEN BANKING SOLUTIONS MARKET, BY REGION, 2023–2028 (USD MILLION) 154
10.3.2 TRADITIONAL BANKS 154
10.3.2.1 Retail banks 154
10.3.2.2 Commercial banks 155
10.3.3 DIGITAL BANKS 155
10.3.4 INVESTMENT BANKS 155
11 OPEN BANKING SOLUTIONS MARKET, BY REGION 156
11.1 INTRODUCTION 157
FIGURE 38 MIDDLE EAST & AFRICA TO GROW AT HIGHEST CAGR DURING FORECAST PERIOD 157
TABLE 67 OPEN BANKING SOLUTIONS MARKET, BY REGION, 2019–2022 (USD MILLION) 158
TABLE 68 OPEN BANKING SOLUTIONS MARKET, BY REGION, 2023–2028 (USD MILLION) 158
11.2 NORTH AMERICA 158
11.2.1 NORTH AMERICA: OPEN BANKING SOLUTIONS MARKET DRIVERS 159
11.2.2 NORTH AMERICA: RECESSION IMPACT 159
FIGURE 39 NORTH AMERICA: MARKET SNAPSHOT 160
TABLE 69 NORTH AMERICA: OPEN BANKING SOLUTIONS MARKET, BY OFFERING, 2019–2022 (USD MILLION) 161
TABLE 70 NORTH AMERICA: OPEN BANKING SOLUTIONS MARKET, BY OFFERING, 2023–2028 (USD MILLION) 161
TABLE 71 NORTH AMERICA: OPEN BANKING SOLUTIONS MARKET, BY SOLUTION, 2019–2022 (USD MILLION) 161
TABLE 72 NORTH AMERICA: OPEN BANKING SOLUTIONS MARKET, BY SOLUTION, 2023–2028 (USD MILLION) 161
TABLE 73 NORTH AMERICA: OPEN BANKING SOLUTIONS MARKET, BY SERVICE, 2019–2022 (USD MILLION) 162
TABLE 74 NORTH AMERICA: OPEN BANKING SOLUTIONS MARKET, BY SERVICE, 2023–2028 (USD MILLION) 162
TABLE 75 NORTH AMERICA: OPEN BANKING SOLUTIONS MARKET, BY APPLICATION, 2019–2022 (USD MILLION) 162
TABLE 76 NORTH AMERICA: OPEN BANKING SOLUTIONS MARKET, BY APPLICATION, 2023–2028 (USD MILLION) 162
TABLE 77 NORTH AMERICA: OPEN BANKING SOLUTIONS MARKET, BY DEPLOYMENT MODEL, 2019–2022 (USD MILLION) 163
TABLE 78 NORTH AMERICA: OPEN BANKING SOLUTIONS MARKET, BY DEPLOYMENT MODEL, 2023–2028 (USD MILLION) 163
TABLE 79 NORTH AMERICA: OPEN BANKING SOLUTIONS MARKET, BY DIGITAL CHANNEL, 2019–2022 (USD MILLION) 163
TABLE 80 NORTH AMERICA: OPEN BANKING SOLUTIONS MARKET, BY DIGITAL CHANNEL, 2023–2028 (USD MILLION) 163
TABLE 81 NORTH AMERICA: OPEN BANKING SOLUTIONS MARKET, BY END USER, 2019–2022 (USD MILLION) 164
TABLE 82 NORTH AMERICA: OPEN BANKING SOLUTIONS MARKET, BY END USER, 2023–2028 (USD MILLION) 164
TABLE 83 NORTH AMERICA: OPEN BANKING SOLUTIONS MARKET, BY COUNTRY, 2019–2022 (USD MILLION) 164
TABLE 84 NORTH AMERICA: OPEN BANKING SOLUTIONS MARKET, BY COUNTRY, 2023–2028 (USD MILLION) 164
11.2.3 US 165
11.2.3.1 Surge in demand for effective implementation of solutions to drive market 165
TABLE 85 US: OPEN BANKING SOLUTIONS MARKET, BY OFFERING, 2019–2022 (USD MILLION) 165
TABLE 86 US: OPEN BANKING SOLUTIONS MARKET, BY OFFERING, 2023–2028 (USD MILLION) 165
TABLE 87 US: OPEN BANKING SOLUTIONS MARKET, BY DEPLOYMENT MODEL, 2019–2022 (USD MILLION) 165
TABLE 88 US: OPEN BANKING SOLUTIONS MARKET, BY DEPLOYMENT MODEL, 2023–2028 (USD MILLION) 166
11.2.4 CANADA 166
11.2.4.1 Need for cloud-based platforms and on-demand services to propel market 166
TABLE 89 CANADA: OPEN BANKING SOLUTIONS MARKET, BY OFFERING, 2019–2022 (USD MILLION) 166
TABLE 90 CANADA: OPEN BANKING SOLUTIONS MARKET, BY OFFERING, 2023–2028 (USD MILLION) 166
TABLE 91 CANADA: OPEN BANKING SOLUTIONS MARKET, BY DEPLOYMENT MODEL, 2019–2022 (USD MILLION) 167
TABLE 92 CANADA: OPEN BANKING SOLUTIONS MARKET, BY DEPLOYMENT MODEL, 2023–2028 (USD MILLION) 167
11.3 EUROPE 167
11.3.1 EUROPE: OPEN BANKING SOLUTIONS MARKET DRIVERS 168
11.3.2 EUROPE: RECESSION IMPACT 168
TABLE 93 EUROPE: OPEN BANKING SOLUTIONS MARKET, BY OFFERING, 2019–2022 (USD MILLION) 169
TABLE 94 EUROPE: OPEN BANKING SOLUTIONS MARKET, BY OFFERING, 2023–2028 (USD MILLION) 169
TABLE 95 EUROPE: OPEN BANKING SOLUTIONS MARKET, BY SOLUTION, 2019–2022 (USD MILLION) 169
TABLE 96 EUROPE: OPEN BANKING SOLUTIONS MARKET, BY SOLUTION, 2023–2028 (USD MILLION) 170
TABLE 97 EUROPE: OPEN BANKING SOLUTIONS MARKET, BY SERVICE, 2019–2022 (USD MILLION) 170
TABLE 98 EUROPE: OPEN BANKING SOLUTIONS MARKET, BY SERVICE, 2023–2028 (USD MILLION) 170
TABLE 99 EUROPE: OPEN BANKING SOLUTIONS MARKET, BY APPLICATION, 2019–2022 (USD MILLION) 170
TABLE 100 EUROPE: OPEN BANKING SOLUTIONS MARKET, BY APPLICATION, 2023–2028 (USD MILLION) 171
TABLE 101 EUROPE: OPEN BANKING SOLUTIONS MARKET, BY DEPLOYMENT MODEL, 2019–2022 (USD MILLION) 171
TABLE 102 EUROPE: OPEN BANKING SOLUTIONS MARKET, BY DEPLOYMENT MODEL, 2023–2028 (USD MILLION) 171
TABLE 103 EUROPE: OPEN BANKING SOLUTIONS MARKET, BY DIGITAL CHANNEL, 2019–2022 (USD MILLION) 171
TABLE 104 EUROPE: OPEN BANKING SOLUTIONS MARKET, BY DIGITAL CHANNEL, 2023–2028 (USD MILLION) 172
TABLE 105 EUROPE: OPEN BANKING SOLUTIONS MARKET, BY END USER, 2019–2022 (USD MILLION) 172
TABLE 106 EUROPE: OPEN BANKING SOLUTIONS MARKET, BY END USER, 2023–2028 (USD MILLION) 172
TABLE 107 EUROPE: OPEN BANKING SOLUTIONS MARKET, BY COUNTRY, 2019–2022 (USD MILLION) 172
TABLE 108 EUROPE: OPEN BANKING SOLUTIONS MARKET, BY COUNTRY, 2023–2028 (USD MILLION) 173
11.3.3 UK 173
11.3.3.1 Rise in demand for innovative solutions that help leverage competition to drive market 173
TABLE 109 UK: OPEN BANKING SOLUTIONS MARKET, BY OFFERING, 2019–2022 (USD MILLION) 173
TABLE 110 UK: OPEN BANKING SOLUTIONS MARKET, BY OFFERING, 2023–2028 (USD MILLION) 173
TABLE 111 UK: OPEN BANKING SOLUTIONS MARKET, BY DEPLOYMENT MODEL, 2019–2022 (USD MILLION) 174
TABLE 112 UK: OPEN BANKING SOLUTIONS MARKET, BY DEPLOYMENT MODEL, 2023–2028 (USD MILLION) 174
11.3.4 GERMANY 174
11.3.4.1 Increased demand for transparent and convenient financial services to propel market 174
TABLE 113 GERMANY: OPEN BANKING SOLUTIONS MARKET, BY OFFERING, 2019–2022 (USD MILLION) 175
TABLE 114 GERMANY: OPEN BANKING SOLUTIONS MARKET, BY OFFERING, 2023–2028 (USD MILLION) 175
TABLE 115 GERMANY: OPEN BANKING SOLUTIONS MARKET, BY DEPLOYMENT MODEL, 2019–2022 (USD MILLION) 175
TABLE 116 GERMANY: OPEN BANKING SOLUTIONS MARKET, BY DEPLOYMENT MODEL, 2023–2028 (USD MILLION) 175
11.3.5 FRANCE 175
11.3.5.1 Robust regulatory policies and technological innovations to drive market 175
TABLE 117 FRANCE: OPEN BANKING SOLUTIONS MARKET, BY OFFERING, 2019–2022 (USD MILLION) 176
TABLE 118 FRANCE: OPEN BANKING SOLUTIONS MARKET, BY OFFERING, 2023–2028 (USD MILLION) 176
TABLE 119 FRANCE: OPEN BANKING SOLUTIONS MARKET, BY DEPLOYMENT MODEL, 2019–2022 (USD MILLION) 176
TABLE 120 FRANCE: OPEN BANKING SOLUTIONS MARKET, BY DEPLOYMENT MODEL, 2023–2028 (USD MILLION) 176
11.3.6 ITALY 177
11.3.6.1 Rise in demand for flexible and scalable solutions from banks to boost market 177
TABLE 121 ITALY: OPEN BANKING SOLUTIONS MARKET, BY OFFERING, 2019–2022 (USD MILLION) 177
TABLE 122 ITALY: OPEN BANKING SOLUTIONS MARKET, BY OFFERING, 2023–2028 (USD MILLION) 177
TABLE 123 ITALY: OPEN BANKING SOLUTIONS MARKET, BY DEPLOYMENT MODEL, 2019–2022 (USD MILLION) 178
TABLE 124 ITALY: OPEN BANKING SOLUTIONS MARKET, BY DEPLOYMENT MODEL, 2023–2028 (USD MILLION) 178
11.3.7 REST OF EUROPE 178
TABLE 125 REST OF EUROPE: OPEN BANKING SOLUTIONS MARKET, BY OFFERING, 2019–2022 (USD MILLION) 178
TABLE 126 REST OF EUROPE: OPEN BANKING SOLUTIONS MARKET, BY OFFERING, 2023–2028 (USD MILLION) 179
TABLE 127 REST OF EUROPE: OPEN BANKING SOLUTIONS MARKET, BY DEPLOYMENT MODEL, 2019–2022 (USD MILLION) 179
TABLE 128 REST OF EUROPE: OPEN BANKING SOLUTIONS MARKET, BY DEPLOYMENT MODEL, 2023–2028 (USD MILLION) 179
11.4 ASIA PACIFIC 179
11.4.1 ASIA PACIFIC: OPEN BANKING SOLUTIONS MARKET DRIVERS 180
11.4.2 ASIA PACIFIC: RECESSION IMPACT 181
FIGURE 40 ASIA PACIFIC: MARKET SNAPSHOT 182
TABLE 129 ASIA PACIFIC: OPEN BANKING SOLUTIONS MARKET, BY OFFERING, 2019–2022 (USD MILLION) 182
TABLE 130 ASIA PACIFIC: OPEN BANKING SOLUTIONS MARKET, BY OFFERING, 2023–2028 (USD MILLION) 183
TABLE 131 ASIA PACIFIC: OPEN BANKING SOLUTIONS MARKET, BY SOLUTION, 2019–2022 (USD MILLION) 183
TABLE 132 ASIA PACIFIC: OPEN BANKING SOLUTIONS MARKET, BY SOLUTION, 2023–2028 (USD MILLION) 183
TABLE 133 ASIA PACIFIC: OPEN BANKING SOLUTIONS MARKET, BY SERVICE, 2019–2022 (USD MILLION) 183
TABLE 134 ASIA PACIFIC: OPEN BANKING SOLUTIONS MARKET, BY SERVICE, 2023–2028 (USD MILLION) 184
TABLE 135 ASIA PACIFIC: OPEN BANKING SOLUTIONS MARKET, BY APPLICATION, 2019–2022 (USD MILLION) 184
TABLE 136 ASIA PACIFIC: OPEN BANKING SOLUTIONS MARKET, BY APPLICATION, 2023–2028 (USD MILLION) 184
TABLE 137 ASIA PACIFIC: OPEN BANKING SOLUTIONS MARKET, BY DEPLOYMENT MODEL, 2019–2022 (USD MILLION) 184
TABLE 138 ASIA PACIFIC: OPEN BANKING SOLUTIONS MARKET, BY DEPLOYMENT MODEL, 2023–2028 (USD MILLION) 185
TABLE 139 ASIA PACIFIC: OPEN BANKING SOLUTIONS MARKET, BY DIGITAL CHANNEL, 2019–2022 (USD MILLION) 185
TABLE 140 ASIA PACIFIC: OPEN BANKING SOLUTIONS MARKET, BY DIGITAL CHANNEL, 2023–2028 (USD MILLION) 185
TABLE 141 ASIA PACIFIC: OPEN BANKING SOLUTIONS MARKET, BY END USER, 2019–2022 (USD MILLION) 185
TABLE 142 ASIA PACIFIC: OPEN BANKING SOLUTIONS MARKET, BY END USER, 2023–2028 (USD MILLION) 186
TABLE 143 ASIA PACIFIC: OPEN BANKING SOLUTIONS MARKET, BY COUNTRY, 2019–2022 (USD MILLION) 186
TABLE 144 ASIA PACIFIC: OPEN BANKING SOLUTIONS MARKET, BY COUNTRY, 2023–2028 (USD MILLION) 186
11.4.3 CHINA 186
11.4.3.1 FinTech giants leveraging their technological capabilities drive market 186
TABLE 145 CHINA: OPEN BANKING SOLUTIONS MARKET, BY OFFERING, 2019–2022 (USD MILLION) 187
TABLE 146 CHINA: OPEN BANKING SOLUTIONS MARKET, BY OFFERING, 2023–2028 (USD MILLION) 187
TABLE 147 CHINA: OPEN BANKING SOLUTIONS MARKET, BY DEPLOYMENT MODEL, 2019–2022 (USD MILLION) 187
TABLE 148 CHINA: OPEN BANKING SOLUTIONS MARKET, BY DEPLOYMENT MODEL, 2023–2028 (USD MILLION) 187
11.4.4 JAPAN 187
11.4.4.1 Introduction of innovative financial products and services to propel market 187
TABLE 149 JAPAN: OPEN BANKING SOLUTIONS MARKET, BY OFFERING, 2019–2022 (USD MILLION) 188
TABLE 150 JAPAN: OPEN BANKING SOLUTIONS MARKET, BY OFFERING, 2023–2028 (USD MILLION) 188
TABLE 151 JAPAN: OPEN BANKING SOLUTIONS MARKET, BY DEPLOYMENT MODEL, 2019–2022 (USD MILLION) 188
TABLE 152 JAPAN: OPEN BANKING SOLUTIONS MARKET, BY DEPLOYMENT MODEL, 2023–2028 (USD MILLION) 188
11.4.5 INDIA 189
11.4.5.1 Growing popularity and adoption of UPI products to boost market 189
TABLE 153 INDIA: OPEN BANKING SOLUTIONS MARKET, BY OFFERING, 2019–2022 (USD MILLION) 189
TABLE 154 INDIA: OPEN BANKING SOLUTIONS MARKET, BY OFFERING, 2023–2028 (USD MILLION) 189
TABLE 155 INDIA: OPEN BANKING SOLUTIONS MARKET, BY DEPLOYMENT MODEL, 2019–2022 (USD MILLION) 189
TABLE 156 INDIA: OPEN BANKING SOLUTIONS MARKET, BY DEPLOYMENT MODEL, 2023–2028 (USD MILLION) 189
11.4.6 REST OF ASIA PACIFIC 190
TABLE 157 REST OF ASIA PACIFIC: OPEN BANKING SOLUTIONS MARKET, BY OFFERING, 2019–2022 (USD MILLION) 190
TABLE 158 REST OF ASIA PACIFIC: OPEN BANKING SOLUTIONS MARKET, BY OFFERING, 2023–2028 (USD MILLION) 190
TABLE 159 REST OF ASIA PACIFIC: OPEN BANKING SOLUTIONS MARKET, BY DEPLOYMENT MODEL, 2019–2022 (USD MILLION) 190
TABLE 160 REST OF ASIA PACIFIC: OPEN BANKING SOLUTIONS MARKET, BY DEPLOYMENT MODEL, 2023–2028 (USD MILLION) 191
11.5 MIDDLE EAST & AFRICA 191
11.5.1 MIDDLE EAST & AFRICA: OPEN BANKING SOLUTIONS MARKET DRIVERS 191
11.5.2 MIDDLE EAST & AFRICA: RECESSION IMPACT 192
TABLE 161 MIDDLE EAST & AFRICA: OPEN BANKING SOLUTIONS MARKET, BY OFFERING, 2019–2022 (USD MILLION) 193
TABLE 162 MIDDLE EAST & AFRICA: OPEN BANKING SOLUTIONS MARKET, BY OFFERING, 2023–2028 (USD MILLION) 193
TABLE 163 MIDDLE EAST & AFRICA: OPEN BANKING SOLUTIONS MARKET, BY SOLUTION, 2019–2022 (USD MILLION) 193
TABLE 164 MIDDLE EAST & AFRICA: OPEN BANKING SOLUTIONS MARKET, BY SOLUTION, 2023–2028 (USD MILLION) 194
TABLE 165 MIDDLE EAST & AFRICA: OPEN BANKING SOLUTIONS MARKET, BY SERVICE, 2019–2022 (USD MILLION) 194
TABLE 166 MIDDLE EAST & AFRICA: OPEN BANKING SOLUTIONS MARKET, BY SERVICE, 2023–2028 (USD MILLION) 194
TABLE 167 MIDDLE EAST & AFRICA: OPEN BANKING SOLUTIONS MARKET, BY APPLICATION, 2019–2022 (USD MILLION) 194
TABLE 168 MIDDLE EAST & AFRICA: OPEN BANKING SOLUTIONS MARKET, BY APPLICATION, 2023–2028 (USD MILLION) 195
TABLE 169 MIDDLE EAST & AFRICA: OPEN BANKING SOLUTIONS MARKET, BY DEPLOYMENT MODEL, 2019–2022 (USD MILLION) 195
TABLE 170 MIDDLE EAST & AFRICA: OPEN BANKING SOLUTIONS MARKET, BY DEPLOYMENT MODEL, 2023–2028 (USD MILLION) 195
TABLE 171 MIDDLE EAST & AFRICA: OPEN BANKING SOLUTIONS MARKET, BY DIGITAL CHANNEL, 2019–2022 (USD MILLION) 195
TABLE 172 MIDDLE EAST & AFRICA: OPEN BANKING SOLUTIONS MARKET, BY DIGITAL CHANNEL, 2023–2028 (USD MILLION) 196
TABLE 173 MIDDLE EAST & AFRICA: OPEN BANKING SOLUTIONS MARKET, BY END USER, 2019–2022 (USD MILLION) 196
TABLE 174 MIDDLE EAST & AFRICA: OPEN BANKING SOLUTIONS MARKET, BY END USER, 2023–2028 (USD MILLION) 196
TABLE 175 MIDDLE EAST & AFRICA: OPEN BANKING SOLUTIONS MARKET, BY COUNTRY, 2019–2022 (USD MILLION) 196
TABLE 176 MIDDLE EAST & AFRICA: OPEN BANKING SOLUTIONS MARKET, BY COUNTRY, 2023–2028 (USD MILLION) 197
11.5.3 GCC COUNTRIES 197
TABLE 177 GCC COUNTRIES: OPEN BANKING SOLUTIONS MARKET, BY OFFERING, 2019–2022 (USD MILLION) 197
TABLE 178 GCC COUNTRIES: OPEN BANKING SOLUTIONS MARKET, BY OFFERING, 2023–2028 (USD MILLION) 197
TABLE 179 GCC COUNTRIES: OPEN BANKING SOLUTIONS MARKET, BY DEPLOYMENT MODEL, 2019–2022 (USD MILLION) 197
TABLE 180 GCC COUNTRIES: OPEN BANKING SOLUTIONS MARKET, BY DEPLOYMENT MODEL, 2023–2028 (USD MILLION) 198
TABLE 181 GCC COUNTRIES: OPEN BANKING SOLUTIONS MARKET, BY COUNTRY, 2019–2022 (USD MILLION) 198
TABLE 182 GCC COUNTRIES: OPEN BANKING SOLUTIONS MARKET, BY COUNTRY, 2023–2028 (USD MILLION) 198
11.5.3.1 Kingdom of Saudi Arabia 198
11.5.3.1.1 Saudi Vision 2030 initiatives to boost demand for advanced technologies and support market 198
11.5.3.2 UAE 199
11.5.3.2.1 Emergence of FinTech platforms and innovative government initiatives to drive market 199
11.5.3.3 Other GCC Countries 199
11.5.4 SOUTH AFRICA 200
11.5.4.1 Rise in adoption of mobile technologies to contribute to market growth 200
TABLE 183 SOUTH AFRICA: OPEN BANKING SOLUTIONS MARKET, BY OFFERING, 2019–2022 (USD MILLION) 200
TABLE 184 SOUTH AFRICA: OPEN BANKING SOLUTIONS MARKET, BY OFFERING, 2023–2028 (USD MILLION) 200
TABLE 185 SOUTH AFRICA: OPEN BANKING SOLUTIONS MARKET, BY DEPLOYMENT MODEL, 2019–2022 (USD MILLION) 200
TABLE 186 SOUTH AFRICA: OPEN BANKING SOLUTIONS MARKET, BY DEPLOYMENT MODEL, 2023–2028 (USD MILLION) 201
11.5.5 REST OF MIDDLE EAST & AFRICA 201
TABLE 187 REST OF MIDDLE EAST & AFRICA: OPEN BANKING SOLUTIONS MARKET, BY OFFERING, 2019–2022 (USD MILLION) 201
TABLE 188 REST OF MIDDLE EAST & AFRICA: OPEN BANKING SOLUTIONS MARKET, BY OFFERING, 2023–2028 (USD MILLION) 201
TABLE 189 REST OF MIDDLE EAST & AFRICA: OPEN BANKING SOLUTIONS MARKET, BY DEPLOYMENT MODEL, 2019–2022 (USD MILLION) 202
TABLE 190 REST OF MIDDLE EAST & AFRICA: OPEN BANKING SOLUTIONS MARKET, BY DEPLOYMENT MODEL, 2023–2028 (USD MILLION) 202
11.6 LATIN AMERICA 202
11.6.1 LATIN AMERICA: OPEN BANKING SOLUTIONS MARKET DRIVERS 203
11.6.2 LATIN AMERICA: RECESSION IMPACT 203
TABLE 191 LATIN AMERICA: OPEN BANKING SOLUTIONS MARKET, BY OFFERING, 2019–2022 (USD MILLION) 204
TABLE 192 LATIN AMERICA: OPEN BANKING SOLUTIONS MARKET, BY OFFERING, 2023–2028 (USD MILLION) 204
TABLE 193 LATIN AMERICA: OPEN BANKING SOLUTIONS MARKET, BY SOLUTION, 2019–2022 (USD MILLION) 204
TABLE 194 LATIN AMERICA: OPEN BANKING SOLUTIONS MARKET, BY SOLUTION, 2023–2028 (USD MILLION) 205
TABLE 195 LATIN AMERICA: OPEN BANKING SOLUTIONS MARKET, BY SERVICE, 2019–2022 (USD MILLION) 205
TABLE 196 LATIN AMERICA: OPEN BANKING SOLUTIONS MARKET, BY SERVICE, 2023–2028 (USD MILLION) 205
TABLE 197 LATIN AMERICA: OPEN BANKING SOLUTIONS MARKET, BY APPLICATION, 2019–2022 (USD MILLION) 205
TABLE 198 LATIN AMERICA: OPEN BANKING SOLUTIONS MARKET, BY APPLICATION, 2023–2028 (USD MILLION) 206
TABLE 199 LATIN AMERICA: OPEN BANKING SOLUTIONS MARKET, BY DEPLOYMENT MODEL, 2019–2022 (USD MILLION) 206
TABLE 200 LATIN AMERICA: OPEN BANKING SOLUTIONS MARKET, BY DEPLOYMENT MODEL, 2023–2028 (USD MILLION) 206
TABLE 201 LATIN AMERICA: OPEN BANKING SOLUTIONS MARKET, BY DIGITAL CHANNEL, 2019–2022 (USD MILLION) 206
TABLE 202 LATIN AMERICA: OPEN BANKING SOLUTIONS MARKET, BY DIGITAL CHANNEL, 2023–2028 (USD MILLION) 207
TABLE 203 LATIN AMERICA: OPEN BANKING SOLUTIONS MARKET, BY END USER, 2019–2022 (USD MILLION) 207
TABLE 204 LATIN AMERICA: OPEN BANKING SOLUTIONS MARKET, BY END USER, 2023–2028 (USD MILLION) 207
TABLE 205 LATIN AMERICA: OPEN BANKING SOLUTIONS MARKET, BY COUNTRY, 2019–2022 (USD MILLION) 207
TABLE 206 LATIN AMERICA: OPEN BANKING SOLUTIONS MARKET, BY COUNTRY, 2023–2028 (USD MILLION) 208
11.6.3 BRAZIL 208
11.6.3.1 Strategic shift from traditional banking to open banking solutions to drive market 208
TABLE 207 BRAZIL: OPEN BANKING SOLUTIONS MARKET, BY OFFERING, 2019–2022 (USD MILLION) 208
TABLE 208 BRAZIL: OPEN BANKING SOLUTIONS MARKET, BY OFFERING, 2023–2028 (USD MILLION) 208
TABLE 209 BRAZIL: OPEN BANKING SOLUTIONS MARKET, BY DEPLOYMENT MODEL, 2019–2022 (USD MILLION) 209
TABLE 210 BRAZIL: OPEN BANKING SOLUTIONS MARKET, BY DEPLOYMENT MODEL, 2023–2028 (USD MILLION) 209
11.6.4 MEXICO 209
11.6.4.1 Increased demand for digital financial services to drive market 209
TABLE 211 MEXICO: OPEN BANKING SOLUTIONS MARKET, BY OFFERING, 2019–2022 (USD MILLION) 209
TABLE 212 MEXICO: OPEN BANKING SOLUTIONS MARKET, BY OFFERING, 2023–2028 (USD MILLION) 210
TABLE 213 MEXICO: OPEN BANKING SOLUTIONS MARKET, BY DEPLOYMENT MODEL, 2019–2022 (USD MILLION) 210
TABLE 214 MEXICO: OPEN BANKING SOLUTIONS MARKET, BY DEPLOYMENT MODEL, 2023–2028 (USD MILLION) 210
11.6.5 REST OF LATIN AMERICA 210
TABLE 215 REST OF LATIN AMERICA: OPEN BANKING SOLUTIONS MARKET, BY OFFERING, 2019–2022 (USD MILLION) 211
TABLE 216 REST OF LATIN AMERICA: OPEN BANKING SOLUTIONS MARKET, BY OFFERING, 2023–2028 (USD MILLION) 211
TABLE 217 REST OF LATIN AMERICA: OPEN BANKING SOLUTIONS MARKET, BY DEPLOYMENT MODEL, 2019–2022 (USD MILLION) 211
TABLE 218 REST OF LATIN AMERICA: OPEN BANKING SOLUTIONS MARKET, BY DEPLOYMENT MODEL, 2023–2028 (USD MILLION) 211
12 COMPETITIVE LANDSCAPE 212
12.1 INTRODUCTION 212
12.2 KEY PLAYER STRATEGIES/RIGHT TO WIN 212
TABLE 219 OVERVIEW OF STRATEGIES ADOPTED BY KEY VENDORS 212
12.3 MARKET SHARE ANALYSIS 215
TABLE 220 MARKET SHARE OF KEY VENDORS, 2022 215
FIGURE 41 OPEN BANKING SOLUTIONS MARKET: MARKET SHARE ANALYSIS, 2022 216
12.4 OPEN BANKING SOLUTIONS MARKET: VENDOR BRANDS COMPARISON 217
TABLE 221 COMPARISON OF VENDORS’ BRANDS 217
12.5 REVENUE ANALYSIS 218
FIGURE 42 HISTORICAL REVENUE ANALYSIS, 2018–2022 (USD MILLION) 218
12.6 COMPANY EVALUATION MATRIX: KEY PLAYERS, 2023 220
FIGURE 43 COMPANY EVALUATION MATRIX FOR KEY PLAYERS: CRITERIA WEIGHTAGE 221
12.6.1 STARS 221
12.6.2 EMERGING LEADERS 221
12.6.3 PERVASIVE PLAYERS 221
12.6.4 PARTICIPANTS 222
FIGURE 44 COMPANY EVALUATION MATRIX: KEY PLAYERS, 2023 222
12.6.5 COMPANY FOOTPRINT: KEY PLAYERS 223
FIGURE 45 OPEN BANKING SOLUTIONS MARKET: COMPANY FOOTPRINT 223
TABLE 222 OPEN BANKING SOLUTIONS MARKET: REGIONAL FOOTPRINT 223
TABLE 223 OPEN BANKING SOLUTIONS MARKET: SOLUTION FOOTPRINT 224
TABLE 224 OPEN BANKING SOLUTIONS MARKET: APPLICATION FOOTPRINT 224
12.7 COMPANY EVALUATION MATRIX: STARTUPS/SMES, 2023 225
FIGURE 46 COMPANY EVALUATION MATRIX FOR STARTUPS/SMES: CRITERIA WEIGHTAGE 225
12.7.1 RESPONSIVE COMPANIES 225
12.7.2 PROGRESSIVE COMPANIES 226
12.7.3 DYNAMIC COMPANIES 226
12.7.4 STARTING BLOCKS 226
FIGURE 47 COMPANY EVALUATION MATRIX: STARTUPS/SMES, 2023 226
12.7.5 COMPETITIVE BENCHMARKING: STARTUPS/SMES 227
12.7.5.1 Detailed list of key startups/SMEs 227
TABLE 225 OPEN BANKING SOLUTIONS MARKET: KEY STARTUPS/SMES 227
12.7.5.2 Competitive benchmarking of key startups/SMEs 227
TABLE 226 OPEN BANKING SOLUTIONS MARKET: COMPETITIVE BENCHMARKING OF KEY STARTUPS/SMES 227
12.8 COMPANY VALUATION AND FINANCIAL METRICS OF KEY VENDORS 228
FIGURE 48 COMPANY VALUATION AND FINANCIAL METRICS OF KEY VENDORS 228
FIGURE 49 YEAR-TO-DATE (YTD) PRICE TOTAL RETURN AND 5-YEAR STOCK BETA OF KEY VENDORS 228
12.9 COMPETITIVE SCENARIO AND TRENDS 229
12.9.1 PRODUCT/SOLUTION/SERVICE LAUNCHES 229
TABLE 227 OPEN BANKING SOLUTIONS MARKET: PRODUCT/SOLUTION/SERVICE LAUNCHES, SEPTEMBER 2020–JANUARY 2024 229
12.9.2 DEALS 232
TABLE 228 OPEN BANKING SOLUTIONS MARKET: DEALS, NOVEMBER 2020–FEBRUARY 2024 232
13 COMPANY PROFILES 238
13.1 INTRODUCTION 238
13.2 KEY PLAYERS 238
(Business overview, Products/Solutions/Services offered, Recent developments, MnM view, Key strengths, Strategic choices, and Weaknesses and Competitive threats)*
13.2.1 PLAID 238
TABLE 229 PLAID: BUSINESS OVERVIEW 239
TABLE 230 PLAID: PRODUCTS/SOLUTIONS/SERVICES OFFERED 239
TABLE 231 PLAID: PRODUCTS/SOLUTIONS/SERVICES LAUNCHES 240
TABLE 232 PLAID: DEALS 240
13.2.2 ENVESTNET 242
TABLE 233 ENVESTNET: BUSINESS OVERVIEW 242
FIGURE 50 ENVESTNET: COMPANY SNAPSHOT 243
TABLE 234 ENVESTNET: PRODUCTS/SOLUTIONS/SERVICES OFFERED 243
TABLE 235 ENVESTNET: PRODUCTS/SOLUTIONS/SERVICES LAUNCHES 245
TABLE 236 ENVESTNET: DEALS 245
13.2.3 TINK 248
TABLE 237 TINK: BUSINESS OVERVIEW 248
TABLE 238 TINK: PRODUCTS/SOLUTIONS/SERVICES OFFERED 248
TABLE 239 TINK: PRODUCTS/SOLUTIONS/SERVICES LAUNCHES 249
TABLE 240 TINK: DEALS 250
13.2.4 MX TECHNOLOGIES 251
TABLE 241 MX TECHNOLOGIES: BUSINESS OVERVIEW 251
TABLE 242 MX TECHNOLOGIES: PRODUCTS/SOLUTIONS/SERVICES OFFERED 251
TABLE 243 MX TECHNOLOGIES: PRODUCTS/SOLUTIONS/SERVICES LAUNCHES 252
TABLE 244 MX TECHNOLOGIES: DEALS 253
13.2.5 FINICITY 255
TABLE 245 FINICITY: BUSINESS OVERVIEW 255
TABLE 246 FINICITY: PRODUCTS/SOLUTIONS/SERVICES OFFERED 255
TABLE 247 FINICITY: PRODUCTS/SOLUTIONS/SERVICES LAUNCHES 256
TABLE 248 FINICITY: DEALS 256
13.2.6 WORLDLINE 258
TABLE 249 WORLDLINE: BUSINESS OVERVIEW 258
FIGURE 51 WORLDLINE: COMPANY SNAPSHOT 259
TABLE 250 WORLDLINE: PRODUCTS/SOLUTIONS/SERVICES OFFERED 259
TABLE 251 WORLDLINE: PRODUCTS/SOLUTIONS/SERVICES LAUNCHES 261
TABLE 252 WORLDLINE: DEALS 261
13.2.7 TRUSTLY 263
TABLE 253 TRUSTLY: BUSINESS OVERVIEW 263
TABLE 254 TRUSTLY: PRODUCTS/SOLUTIONS/SERVICES OFFERED 263
TABLE 255 TRUSTLY: PRODUCTS/SOLUTIONS/SERVICES LAUNCHES 264
TABLE 256 TRUSTLY: DEALS 264
13.2.8 BBVA 266
TABLE 257 BBVA: BUSINESS OVERVIEW 266
FIGURE 52 BBVA: COMPANY SNAPSHOT 266
TABLE 258 BBVA: PRODUCTS/SOLUTIONS/SERVICES OFFERED 267
TABLE 259 BBVA: PRODUCTS/SOLUTIONS/SERVICES LAUNCHES 268
TABLE 260 BBVA: DEALS 268
13.2.9 GOCARDLESS 269
TABLE 261 GOCARDLESS: COMPANY OVERVIEW 269
TABLE 262 GOCARDLESS: PRODUCTS/SOLUTIONS/SERVICES OFFERED 269
TABLE 263 GOCARDLESS: PRODUCTS/SOLUTIONS/SERVICES LAUNCHES 270
TABLE 264 GOCARDLESS: DEALS 271
13.2.10 TEMENOS 272
TABLE 265 TEMENOS: BUSINESS OVERVIEW 272
FIGURE 53 TEMENOS: COMPANY SNAPSHOT 273
TABLE 266 TEMENOS: PRODUCTS/SOLUTIONS/SERVICES OFFERED 273
TABLE 267 TEMENOS: PRODUCTS/SOLUTIONS/SERVICES LAUNCHES 274
TABLE 268 TEMENOS: DEALS 275
13.2.11 VOLT 277
TABLE 269 VOLT: BUSINESS OVERVIEW 277
TABLE 270 VOLT: PRODUCTS/SOLUTIONS/SERVICES OFFERED 277
TABLE 271 VOLT: PRODUCTS/SOLUTIONS/SERVICES LAUNCHES 279
TABLE 272 VOLT: DEALS 279
13.2.12 AXWAY SOFTWARE 282
TABLE 273 AXWAY SOFTWARE: BUSINESS OVERVIEW 282
FIGURE 54 AXWAY SOFTWARE: COMPANY SNAPSHOT 283
TABLE 274 AXWAY SOFTWARE: PRODUCTS/SOLUTIONS/SERVICES OFFERED 283
TABLE 275 AXWAY SOFTWARE: DEALS 284
13.3 OTHER PLAYERS 285
13.3.1 FABRICK 285
13.3.2 AKANA 286
13.3.3 YAPILY 287
13.3.4 SALT EDGE 288
13.3.5 TOKEN.IO 289
13.3.6 FIORANO 290
13.3.7 TRUELAYER 291
13.3.8 BUD FINANCIAL 292
13.3.9 OPENPAYD 293
13.3.10 FINASTRA 294
13.3.11 GOOGLE 295
13.3.12 SOPRA BANKING SOFTWARE 296
13.3.13 INTUIT 297
13.3.14 NDGIT 298
13.3.15 TESOBE 299
13.3.16 DIRECTID 300
*Details on Business overview, Products/Solutions/Services offered, Recent developments, MnM view, Key strengths, Strategic choices, and Weaknesses and Competitive threats might not be captured in case of unlisted companies.
14 ADJACENT AND RELATED MARKETS 301
14.1 INTRODUCTION 301
14.1.1 RELATED MARKETS 301
14.2 DIGITAL LENDING MARKET 301
TABLE 276 DIGITAL LENDING MARKET, BY OFFERING, 2017–2020 (USD MILLION) 301
TABLE 277 DIGITAL LENDING MARKET, BY OFFERING, 2021–2026 (USD MILLION) 301
TABLE 278 DIGITAL LENDING MARKET, BY SOLUTION, 2017–2020 (USD MILLION) 302
TABLE 279 DIGITAL LENDING MARKET, BY SOLUTION, 2021–2026 (USD MILLION) 302
TABLE 280 DIGITAL LENDING MARKET, BY SERVICE, 2017–2020 (USD MILLION) 302
TABLE 281 DIGITAL LENDING MARKET, BY SERVICE, 2021–2026 (USD MILLION) 302
TABLE 282 DIGITAL LENDING MARKET, BY DEPLOYMENT MODE, 2017–2020 (USD MILLION) 303
TABLE 283 DIGITAL LENDING MARKET, BY DEPLOYMENT MODE, 2021–2026 (USD MILLION) 303
TABLE 284 DIGITAL LENDING MARKET, BY END USER, 2017–2020 (USD MILLION) 303
TABLE 285 DIGITAL LENDING MARKET, BY END USER, 2021–2026 (USD MILLION) 303
TABLE 286 DIGITAL LENDING MARKET, BY REGION, 2017–2020 (USD MILLION) 304
TABLE 287 DIGITAL LENDING MARKET, BY REGION, 2021–2026 (USD MILLION) 304
14.3 DIGITAL BANKING PLATFORMS MARKET 304
TABLE 288 DIGITAL BANKING PLATFORMS MARKET, BY COMPONENT, 2017–2020 (USD MILLION) 304
TABLE 289 DIGITAL BANKING PLATFORMS MARKET, BY COMPONENT, 2021–2026 (USD MILLION) 305
TABLE 290 DIGITAL BANKING PLATFORMS MARKET, BY BANKING TYPE, 2017–2020 (USD MILLION) 305
TABLE 291 DIGITAL BANKING PLATFORMS MARKET, BY BANKING TYPE, 2021–2026 (USD MILLION) 305
TABLE 292 DIGITAL BANKING PLATFORMS MARKET, BY BANKING MODE, 2017–2020 (USD MILLION) 305
TABLE 293 DIGITAL BANKING PLATFORMS MARKET, BY BANKING MODE, 2021–2026 (USD MILLION) 306
TABLE 294 DIGITAL BANKING PLATFORMS MARKET, BY DEPLOYMENT TYPE, 2017–2020 (USD MILLION) 306
TABLE 295 DIGITAL BANKING PLATFORMS MARKET, BY DEPLOYMENT TYPE, 2021–2026 (USD MILLION) 306
TABLE 296 DIGITAL BANKING PLATFORMS MARKET, BY REGION, 2017–2020 (USD MILLION) 306
TABLE 297 DIGITAL BANKING PLATFORMS MARKET, BY REGION, 2021–2026 (USD MILLION) 307
15 APPENDIX 308
15.1 DISCUSSION GUIDE 308
15.2 KNOWLEDGESTORE: MARKETSANDMARKETS’ SUBSCRIPTION PORTAL 313
15.3 CUSTOMIZATION OPTIONS 315
15.4 RELATED REPORTS 315
15.5 AUTHOR DETAILS 316